Why Are People Being Denied Payday Loans?

Why Are People Being Denied Payday Loans?

Getting a payday loan isn’t automatic. Although choosing a payday lender with a high approval rate helps, your loan can still be declined. Why? Changing business models Before the FCA introduced a price cap on the total cost of payday… Continue Reading

Global Trends in Financial Services Regulation

Global Trends in Financial Services Regulation

Financial sector regulators globally have been taking measures to protect financial services consumers. The FCA in the UK, for instance, has been spearheading financial services regulation in the lending sector to ensure borrowers are safe from unscrupulous lenders. The FCA’s… Continue Reading

10 Years Later, UK is Getting Ready for Another Debt Crisis

10 Years Later, UK is Getting Ready for Another Debt Crisis

Ten years after the dreaded 2007 credit crunch, the signs of another impending debt crisis have begun to show. Prices are rising nonstop year after year while wages remain the same. Many people have also resulted to loans to survive.… Continue Reading