/*
 * Swift Money - Site-wide stylesheet
 * https://swiftmoney.com
 *
 * Extracted from the homepage inline <style> on 2026-05-26 so all
 * pages (homepage, tools hub, alternatives, etc.) can share the same
 * design system: tokens, signature dividers, hero/aurora vocabulary,
 * surfaces, cards, buttons, forms, FAQ, CTAs, mobile breakpoints.
 *
 * If you add a new component, add it here so it is reusable across
 * every page that includes this stylesheet. Page-specific additions
 * should go in a small page-level stylesheet that loads after this one.
 */

:root {
  --bg-deep: #060b16;
  --bg-base: #0c1524;
  --bg-raised: #1c2840;
  --bg-card: #11203b;
  --bg-card-end: #0a1628;
  --chalk: #f5f7fa;
  --bone: #dde2ec;
  --fog: #a9b3c4;
  --mist: #7c8aa3;
  --steel: #445573;
  --azure: #3b82f6;
  --azure-bright: #5b9cff;
  --azure-deep: #1e5fd1;
  --sky: #79baec;
  --sky-dark: #4682b4;
  --border: rgba(255, 255, 255, 0.07);
  --border-strong: rgba(91, 156, 255, 0.18);
  --border-hover: rgba(121, 186, 236, 0.5);
  --crimson: #f56565;
  --section-pad: 96px;
  --section-pad-tight: 48px;
  --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
  --ease-in-out: cubic-bezier(0.65, 0, 0.35, 1);
  --signature-line: linear-gradient(
    90deg,
    transparent 0%,
    rgba(91, 156, 255, 0.25) 20%,
    rgba(91, 156, 255, 0.7) 45%,
    rgba(121, 186, 236, 0.85) 50%,
    rgba(91, 156, 255, 0.7) 55%,
    rgba(91, 156, 255, 0.25) 80%,
    transparent 100%
  );
  --signature-halo: radial-gradient(
    ellipse 60% 100% at center,
    rgba(121, 186, 236, 0.4) 0%,
    rgba(91, 156, 255, 0.2) 40%,
    transparent 75%
  );
}
* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}
html {
  scroll-behavior: smooth;
  overflow-x: clip;
  max-width: 100%;
  width: 100%;
}
body {
  background: var(--bg-base);
  color: var(--bone);
  font-family: -apple-system, "SF Pro Text", "Inter", sans-serif;
  font-size: 16px;
  line-height: 1.55;
  font-weight: 400;
  letter-spacing: -0.011em;
  overflow-x: clip;
  max-width: 100%;
  width: 100%;
  position: relative;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
}
body::before {
  content: "";
  position: fixed;
  inset: 0;
  pointer-events: none;
  z-index: 9999;
  opacity: 0.03;
  background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='3'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)'/%3E%3C/svg%3E");
}
.hero,
footer,
.hero-aurora,
.footer-glow {
  contain: paint;
}
@media (max-width: 960px) {
  html,
  body {
    width: 100%;
    max-width: 100vw;
    overflow-x: clip;
  }
  section,
  header,
  footer,
  nav,
  div,
  main,
  article,
  aside {
    max-width: 100%;
  }
  img,
  svg,
  video,
  iframe,
  table {
    max-width: 100%;
    height: auto;
  }
  body > * {
    max-width: 100vw;
  }
  .container,
  .hero-intro,
  .hero-content,
  .loan-calc-wrap,
  .compliance-block,
  .press-grid,
  .feature-grid,
  .steps,
  .costs-layout,
  .costs-card,
  .commit-grid,
  .about-stats,
  .about-detail,
  .faq-grid,
  .footer-grid,
  .help-grid,
  .reviews-grid,
  .products-grid,
  .gh-articles-grid {
    max-width: 100%;
  }
  p,
  h1,
  h2,
  h3,
  h4,
  h5,
  span,
  a,
  li,
  td,
  th,
  summary {
    overflow-wrap: break-word;
    word-wrap: break-word;
  }
}
h1,
h2,
h3,
h4 {
  font-family: -apple-system, "SF Pro Display", "Inter", sans-serif;
  font-weight: 600;
  letter-spacing: -0.035em;
  line-height: 1.05;
  color: var(--chalk);
}
a {
  color: var(--azure-bright);
  text-decoration: none;
  transition: opacity 0.2s;
}
p a {
  text-decoration: underline;
  text-underline-offset: 2px;
  text-decoration-thickness: 1px;
}
p a:hover {
  text-decoration-thickness: 2px;
}
.eyebrow {
  font-family: "IBM Plex Mono", "SF Mono", monospace;
  font-size: 0.72rem;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  color: var(--azure-bright);
  font-weight: 500;
  display: inline-flex;
  align-items: center;
  gap: 10px;
}
.eyebrow::before {
  content: "";
  width: 20px;
  height: 1px;
  background: var(--azure-bright);
}
.eyebrow.is-centered {
  justify-content: center;
}
.eyebrow.is-centered::after {
  content: "";
  width: 20px;
  height: 1px;
  background: var(--azure-bright);
}
.container {
  max-width: 1280px;
  margin: 0 auto;
  padding: 0 32px;
}
@media (prefers-reduced-motion: reduce) {
  * {
    animation-duration: 0.01ms !important;
    transition-duration: 0.01ms !important;
  }
}
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 22px;
  border-radius: 100px;
  font-family: -apple-system, "SF Pro Text", "Inter", sans-serif;
  font-size: 0.9rem;
  font-weight: 500;
  cursor: pointer;
  border: none;
  transition:
    transform 1s cubic-bezier(0.19, 1, 0.22, 1),
    box-shadow 1s cubic-bezier(0.19, 1, 0.22, 1),
    background 0.8s cubic-bezier(0.19, 1, 0.22, 1),
    border-color 0.8s cubic-bezier(0.19, 1, 0.22, 1),
    color 0.8s cubic-bezier(0.19, 1, 0.22, 1),
    opacity 0.8s cubic-bezier(0.19, 1, 0.22, 1);
  letter-spacing: 0.01em;
  white-space: nowrap;
  position: relative;
  overflow: hidden;
  isolation: isolate;
  will-change: transform, box-shadow;
}
.btn::before {
  content: "";
  position: absolute;
  top: 0;
  left: -120%;
  width: 60%;
  height: 100%;
  background: linear-gradient(
    110deg,
    transparent 0%,
    transparent 30%,
    rgba(255, 255, 255, 0.25) 50%,
    transparent 70%,
    transparent 100%
  );
  transform: skewX(-20deg);
  transition: left 1.6s cubic-bezier(0.19, 1, 0.22, 1);
  pointer-events: none;
  z-index: 1;
}
.btn:hover::before {
  left: 130%;
}
.btn > * {
  position: relative;
  z-index: 2;
}
.btn-primary {
  background: linear-gradient(
    135deg,
    var(--azure-bright) 0%,
    var(--azure) 100%
  );
  color: white;
  box-shadow: 0 4px 14px rgba(91, 156, 255, 0.25);
}
.btn-primary:hover {
  opacity: 1;
  transform: translateY(-3px);
  box-shadow: 0 16px 40px rgba(91, 156, 255, 0.48);
}
.btn-primary:active {
  transform: translateY(-1px);
  transition:
    transform 0.2s,
    box-shadow 0.2s;
}
.btn-large {
  padding: 16px 32px;
  font-size: 1rem;
}
.btn-arrow {
  display: inline-block;
  transition: transform 1s cubic-bezier(0.19, 1, 0.22, 1);
}
.btn:hover .btn-arrow {
  transform: translateX(6px);
}
.hero {
  position: relative;
  padding: 64px 0 80px;
  overflow: hidden;
  background: linear-gradient(180deg, #0f1b30 0%, #0c1524 100%);
}
.hero-aurora {
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
  overflow: hidden;
}
.hero-aurora::before {
  content: "";
  position: absolute;
  top: -20%;
  left: -20%;
  width: 140%;
  height: 140%;
  background:
    radial-gradient(
      ellipse 55% 50% at 15% 20%,
      rgba(91, 156, 255, 0.5) 0%,
      rgba(91, 156, 255, 0) 55%
    ),
    radial-gradient(
      ellipse 55% 50% at 85% 20%,
      rgba(91, 156, 255, 0.5) 0%,
      rgba(91, 156, 255, 0) 55%
    );
  animation: aurora-float-a 22s ease-in-out infinite;
  will-change: transform;
  transform: translate3d(0, 0, 0);
}
.hero-aurora::after {
  content: "";
  position: absolute;
  top: -20%;
  left: -20%;
  width: 140%;
  height: 140%;
  background:
    radial-gradient(
      ellipse 55% 45% at 15% 85%,
      rgba(30, 95, 209, 0.42) 0%,
      rgba(30, 95, 209, 0) 55%
    ),
    radial-gradient(
      ellipse 55% 45% at 85% 85%,
      rgba(30, 95, 209, 0.42) 0%,
      rgba(30, 95, 209, 0) 55%
    ),
    radial-gradient(
      ellipse 45% 40% at 50% 50%,
      rgba(121, 186, 236, 0.28) 0%,
      rgba(121, 186, 236, 0) 55%
    );
  animation: aurora-float-b 28s ease-in-out infinite;
  will-change: transform;
  transform: translate3d(0, 0, 0);
}
@keyframes aurora-float-a {
  0% {
    transform: translate3d(-4%, -3%, 0);
  }
  50% {
    transform: translate3d(4%, 3%, 0);
  }
  100% {
    transform: translate3d(-4%, -3%, 0);
  }
}
@keyframes aurora-float-b {
  0% {
    transform: translate3d(4%, -3%, 0);
  }
  50% {
    transform: translate3d(-4%, 3%, 0);
  }
  100% {
    transform: translate3d(4%, -3%, 0);
  }
}
.hero-grid-bg {
  display: none;
}
.hero-particles {
  position: absolute;
  inset: 0;
  z-index: 1;
  pointer-events: none;
  overflow: hidden;
}
.particle {
  position: absolute;
  width: 3px;
  height: 3px;
  border-radius: 50%;
  background: var(--azure-bright);
  box-shadow: 0 0 8px var(--azure-bright);
  opacity: 0;
  animation: float-up 12s linear infinite;
}
@keyframes float-up {
  0% {
    opacity: 0;
    transform: translateY(0) translateX(0);
  }
  10% {
    opacity: 0.7;
  }
  90% {
    opacity: 0.7;
  }
  100% {
    opacity: 0;
    transform: translateY(-600px) translateX(var(--drift, 20px));
  }
}
.hero-intro {
  position: relative;
  z-index: 2;
  max-width: 820px;
  margin: 0 auto 40px;
  text-align: center;
}
.hero-intro .eyebrow {
  justify-content: center;
}
.hero-intro .eyebrow::before,
.hero-intro .eyebrow::after {
  content: "";
  width: 20px;
  height: 1px;
  background: var(--azure-bright);
}
.hero-intro .eyebrow::after {
  display: block;
}
.hero h1 {
  font-size: clamp(2.5rem, 5.2vw, 4.5rem);
  margin: 22px 0;
  letter-spacing: -0.045em;
  line-height: 1;
  font-weight: 600;
}
.hero h1 .italic {
  font-weight: 300;
  font-style: normal;
  color: var(--chalk);
  letter-spacing: -0.04em;
}
.hero p.lead {
  font-size: 1.1rem;
  color: var(--fog);
  max-width: 620px;
  margin: 0 auto 32px;
  line-height: 1.55;
}
.hero-cta-row {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  justify-content: center;
}
.hero-content {
  position: relative;
  z-index: 2;
}
@keyframes halo-breathe {
  0%,
  100% {
    opacity: 0.45;
  }
  50% {
    opacity: 0.75;
  }
}
.loan-calc-wrap {
  position: relative;
  isolation: isolate;
  max-width: 1080px;
  margin: 0 auto;
}
.loan-calc-wrap::before {
  content: "";
  position: absolute;
  inset: -30px;
  z-index: -1;
  background:
    radial-gradient(
      ellipse 55% 45% at 30% 25%,
      rgba(91, 156, 255, 0.3) 0%,
      transparent 60%
    ),
    radial-gradient(
      ellipse 55% 45% at 70% 75%,
      rgba(121, 186, 236, 0.14) 0%,
      transparent 60%
    ),
    radial-gradient(
      ellipse 70% 60% at 50% 50%,
      rgba(30, 95, 209, 0.18) 0%,
      transparent 65%
    );
  filter: blur(40px);
  border-radius: 40px;
  animation: halo-breathe 10s ease-in-out infinite;
  pointer-events: none;
  will-change: opacity;
}
.loan-calc {
  background: linear-gradient(
    160deg,
    rgba(8, 14, 26, 0.96) 0%,
    rgba(5, 10, 20, 0.98) 100%
  );
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 24px;
  position: relative;
  overflow: hidden;
  display: grid;
  grid-template-columns: 1fr 1fr;
  box-shadow:
    0 30px 80px rgba(0, 0, 0, 0.5),
    0 8px 24px rgba(0, 0, 0, 0.3),
    0 0 0 1px rgba(91, 156, 255, 0.08) inset,
    0 1px 0 rgba(255, 255, 255, 0.04) inset;
}
.loan-calc::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: var(--signature-line);
  z-index: 4;
}
.loan-calc::after {
  content: "";
  position: absolute;
  left: 20%;
  right: 20%;
  top: -4px;
  height: 9px;
  background: var(--signature-halo);
  filter: blur(4px);
  pointer-events: none;
  z-index: 4;
}
.loan-calc .calc-glow-tr {
  position: absolute;
  top: 0;
  right: 0;
  width: 45%;
  height: 55%;
  pointer-events: none;
  background: radial-gradient(
    ellipse at top right,
    rgba(91, 156, 255, 0.14) 0%,
    transparent 60%
  );
  z-index: 0;
}
.loan-calc .calc-glow-bl {
  position: absolute;
  bottom: 0;
  left: 0;
  width: 45%;
  height: 55%;
  pointer-events: none;
  background: radial-gradient(
    ellipse at bottom left,
    rgba(121, 186, 236, 0.1) 0%,
    transparent 60%
  );
  z-index: 0;
}
.calc-controls {
  padding: 32px 36px;
  border-right: 1px solid var(--border);
  display: flex;
  flex-direction: column;
  position: relative;
  z-index: 2;
}
.calc-panel-label {
  font-family: "IBM Plex Mono", "SF Mono", monospace;
  font-size: 0.68rem;
  text-transform: uppercase;
  letter-spacing: 0.16em;
  color: var(--azure-bright);
  font-weight: 500;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 14px;
}
.calc-panel-label svg {
  width: 14px;
  height: 14px;
}
.big-value {
  font-family: -apple-system, "SF Pro Display", "Inter", sans-serif;
  font-size: clamp(2.5rem, 4vw, 3.5rem);
  color: var(--chalk);
  font-weight: 600;
  letter-spacing: -0.045em;
  line-height: 1;
  font-variant-numeric: tabular-nums;
  margin-bottom: 6px;
  transition: color 0.2s;
}
.big-value .currency {
  color: var(--chalk);
  margin-right: 4px;
}
.slider-group {
  margin-top: 16px;
}
.slider-group + .slider-group {
  margin-top: 24px;
}
input[type="range"] {
  -webkit-appearance: none;
  width: 100%;
  height: 4px;
  background: #1e2d45;
  border-radius: 3px;
  outline: none;
  cursor: pointer;
}
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--azure-bright);
  cursor: pointer;
  border: 3px solid #111d30;
  box-shadow:
    0 0 0 1px var(--azure-bright),
    0 4px 14px rgba(91, 156, 255, 0.5);
  transition: transform 0.2s var(--ease-out);
}
input[type="range"]:hover::-webkit-slider-thumb,
input[type="range"]:active::-webkit-slider-thumb {
  transform: scale(1.2);
}
input[type="range"]::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--azure-bright);
  cursor: pointer;
  border: 3px solid #111d30;
}
.slider-ticks {
  display: flex;
  justify-content: space-between;
  margin-top: 10px;
  font-family: "IBM Plex Mono", "SF Mono", monospace;
  font-size: 0.68rem;
  color: var(--mist);
}
.term-value {
  font-family: -apple-system, "SF Pro Display", "Inter", sans-serif;
  font-size: 1.35rem;
  font-weight: 600;
  color: var(--chalk);
  letter-spacing: -0.03em;
  font-variant-numeric: tabular-nums;
  margin-bottom: 10px;
}
.term-value .unit {
  font-size: 0.9rem;
  color: var(--mist);
  font-weight: 400;
  margin-left: 4px;
}
.calc-details {
  padding: 32px 36px;
  background: rgba(7, 14, 27, 0.4);
  display: flex;
  flex-direction: column;
  position: relative;
  z-index: 2;
}
.detail-list {
  margin-top: 4px;
  margin-bottom: 20px;
  display: flex;
  flex-direction: column;
}
.detail-row {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding: 13px 0;
  border-bottom: 1px dashed var(--border);
}
.detail-row:last-of-type {
  border-bottom: none;
}
.detail-row.highlight {
  border-bottom: none;
  padding-top: 18px;
}
.detail-row .label {
  font-size: 0.95rem;
  color: var(--fog);
  font-weight: 500;
}
.detail-row .val {
  font-size: 1.15rem;
  color: var(--chalk);
  font-weight: 600;
  letter-spacing: -0.025em;
  font-variant-numeric: tabular-nums;
  transition: color 0.2s;
}
.detail-row.highlight .label {
  color: var(--chalk);
  font-weight: 600;
}
.detail-row.highlight .val {
  font-size: 1.5rem;
  color: var(--azure-bright);
}
.detail-row .apr-line {
  display: block;
  font-size: 0.72rem;
  color: var(--mist);
  font-family: "IBM Plex Mono", "SF Mono", monospace;
  font-weight: 400;
  margin-top: 2px;
  letter-spacing: 0;
}
.calc-cta {
  width: 100%;
  padding: 14px;
  font-size: 0.95rem;
  margin-top: auto;
}
.compliance-block {
  max-width: 1080px;
  margin: 32px auto 0;
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.rep-example {
  padding: 0 4px;
  font-size: 0.82rem;
  color: var(--fog);
  line-height: 1.6;
}
.rep-example strong {
  display: block;
  color: var(--azure-bright);
  font-family: "IBM Plex Mono", "SF Mono", monospace;
  font-size: 0.68rem;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  margin-bottom: 10px;
  font-weight: 500;
}
.rep-example .apr {
  color: var(--chalk);
  font-style: italic;
  font-weight: 500;
}
.money-warning {
  padding: 0 4px;
  display: flex;
  gap: 12px;
  align-items: flex-start;
  font-size: 0.82rem;
  color: var(--bone);
  line-height: 1.6;
}
.money-warning svg {
  flex-shrink: 0;
  color: var(--crimson);
  margin-top: 3px;
}
.money-warning strong {
  color: var(--chalk);
}
.money-warning a {
  color: var(--azure-bright);
}
.section-divider {
  position: relative;
  height: 1px;
  width: 100%;
  background: var(--signature-line);
  z-index: 5;
}
.section-divider::before {
  content: "";
  position: absolute;
  left: 20%;
  right: 20%;
  top: -4px;
  bottom: -4px;
  background: var(--signature-halo);
  filter: blur(4px);
  pointer-events: none;
}
section {
  padding: var(--section-pad) 0;
  position: relative;
}
.section-tight {
  padding: var(--section-pad-tight) 0;
}
.section-header {
  max-width: 720px;
  margin-bottom: 64px;
}
.section-header.is-centered {
  margin-left: auto;
  margin-right: auto;
  text-align: center;
}
.section-header h2 {
  font-size: clamp(2rem, 3.6vw, 2.75rem);
  margin-top: 18px;
  letter-spacing: -0.035em;
  line-height: 1.05;
  font-weight: 600;
}
.section-header h2 .italic {
  font-weight: 300;
  font-style: normal;
  color: var(--azure-bright);
}
.section-header p {
  color: var(--fog);
  font-size: 1.02rem;
  margin-top: 18px;
  max-width: 640px;
  line-height: 1.6;
}
.section-header.is-centered p {
  margin-left: auto;
  margin-right: auto;
}
.surface-raised {
  background: linear-gradient(135deg, #243352 0%, #1c2840 50%, #15203a 100%);
}
.surface-deep {
  background: linear-gradient(135deg, #0a1322 0%, #060b16 50%, #03070f 100%);
}
.surface-raised.with-aurora,
.surface-deep.with-aurora {
  overflow: hidden;
}
.surface-raised.with-aurora::before,
.surface-deep.with-aurora::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  z-index: 0;
  background:
    radial-gradient(
      ellipse 70% 60% at 8% 12%,
      rgba(91, 156, 255, 0.14) 0%,
      transparent 65%
    ),
    radial-gradient(
      ellipse 75% 65% at 92% 88%,
      rgba(30, 95, 209, 0.12) 0%,
      transparent 65%
    );
}
.surface-raised.with-aurora.aurora-mirror::before,
.surface-deep.with-aurora.aurora-mirror::before {
  background:
    radial-gradient(
      ellipse 70% 60% at 92% 12%,
      rgba(121, 186, 236, 0.13) 0%,
      transparent 65%
    ),
    radial-gradient(
      ellipse 75% 65% at 8% 88%,
      rgba(70, 130, 180, 0.11) 0%,
      transparent 65%
    );
}
.surface-raised.with-aurora::after,
.surface-deep.with-aurora::after {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  z-index: 0;
  background:
    radial-gradient(
      ellipse 65% 35% at 50% -5%,
      rgba(255, 255, 255, 0.04) 0%,
      transparent 70%
    ),
    radial-gradient(
      ellipse 80% 30% at 50% 105%,
      rgba(0, 0, 0, 0.2) 0%,
      transparent 65%
    );
}
.surface-raised.with-aurora .container,
.surface-deep.with-aurora .container {
  position: relative;
  z-index: 1;
}
.card-feature {
  position: relative;
  background: #07101e;
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 24px;
  padding: 56px;
  overflow: hidden;
  box-shadow:
    0 30px 80px rgba(0, 0, 0, 0.5),
    0 8px 24px rgba(0, 0, 0, 0.3),
    0 0 0 1px rgba(91, 156, 255, 0.08) inset,
    0 1px 0 rgba(255, 255, 255, 0.04) inset;
}
.card-feature .card-hairline {
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: var(--signature-line);
  z-index: 3;
}
.card-feature .card-hairline::before {
  content: "";
  position: absolute;
  left: 20%;
  right: 20%;
  top: -4px;
  bottom: -4px;
  background: var(--signature-halo);
  filter: blur(4px);
  pointer-events: none;
}
@media (max-width: 720px) {
  .card-feature {
    padding: 32px 24px;
  }
}
.card {
  position: relative;
  background: #0e1c34;
  border: 1px solid var(--border-strong);
  border-radius: 14px;
  padding: 28px;
  overflow: hidden;
  box-shadow:
    0 8px 24px rgba(0, 0, 0, 0.28),
    0 1px 0 rgba(255, 255, 255, 0.04) inset,
    0 0 0 1px rgba(91, 156, 255, 0.04) inset;
  transition:
    transform 0.5s var(--ease-out),
    border-color 0.5s var(--ease-out),
    box-shadow 0.5s var(--ease-out);
}
.card.is-link {
  display: flex;
  flex-direction: column;
  text-decoration: none;
  color: var(--bone);
}
.card:hover,
a.card:hover {
  transform: translateY(-3px);
  border-color: var(--border-hover);
  box-shadow:
    0 14px 36px rgba(0, 0, 0, 0.35),
    0 0 0 1px rgba(121, 186, 236, 0.15) inset,
    0 0 24px rgba(121, 186, 236, 0.08);
}
.feature-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
}
.feature-card-num {
  position: absolute;
  top: 22px;
  right: 26px;
  font-family: "IBM Plex Mono", "SF Mono", monospace;
  font-size: 0.7rem;
  color: var(--steel);
  letter-spacing: 0.1em;
}
.feature-head {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 16px;
}
.feature-icon {
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: rgba(91, 156, 255, 0.1);
  border: 1px solid rgba(91, 156, 255, 0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--azure-bright);
  flex-shrink: 0;
  transition:
    transform 0.5s var(--ease-out),
    background 0.5s var(--ease-out),
    border-color 0.5s var(--ease-out);
}
.card:hover .feature-icon {
  transform: scale(1.06) rotate(-3deg);
  background: rgba(121, 186, 236, 0.14);
  border-color: rgba(121, 186, 236, 0.35);
}
.feature-card h3 {
  font-size: 1.1rem;
  font-weight: 600;
  letter-spacing: -0.015em;
  color: var(--chalk);
  line-height: 1.25;
  margin: 0;
  flex: 1;
  min-width: 0;
}
.feature-card p {
  color: var(--fog);
  font-size: 0.92rem;
  line-height: 1.6;
}
.products-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.product-head {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  margin-bottom: 14px;
}
.product-icon {
  width: 42px;
  height: 42px;
  border-radius: 10px;
  background: rgba(91, 156, 255, 0.1);
  border: 1px solid rgba(91, 156, 255, 0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--azure-bright);
  flex-shrink: 0;
}
.product-icon svg {
  width: 18px;
  height: 18px;
}
.product-titleblock {
  flex: 1;
  min-width: 0;
  padding-top: 2px;
}
.product-titleblock h3 {
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--chalk);
  line-height: 1.25;
  letter-spacing: -0.012em;
  margin-bottom: 4px;
}
.product-meta {
  font-family: "IBM Plex Mono", "SF Mono", monospace;
  font-size: 0.7rem;
  color: var(--sky);
  letter-spacing: 0.04em;
}
.card.product-card p {
  font-size: 0.88rem;
  line-height: 1.6;
  color: var(--fog);
  flex: 1;
  margin-bottom: 14px;
}
.product-link {
  color: var(--azure-bright);
  font-size: 0.84rem;
  font-weight: 500;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: gap 0.4s var(--ease-out);
}
.product-link svg {
  width: 12px;
  height: 12px;
  transition: transform 0.4s var(--ease-out);
}
.card.product-card:hover .product-link {
  gap: 10px;
}
.card.product-card:hover .product-link svg {
  transform: translateX(3px);
}
.product-cta {
  display: flex;
  flex-direction: column;
  text-decoration: none;
  color: var(--bone);
  background:
    radial-gradient(
      ellipse 100% 80% at 0% 0%,
      rgba(91, 156, 255, 0.18) 0%,
      transparent 60%
    ),
    radial-gradient(
      ellipse 100% 80% at 100% 100%,
      rgba(30, 95, 209, 0.2) 0%,
      transparent 60%
    ),
    #122648;
  border: 1px solid rgba(121, 186, 236, 0.42);
  border-radius: 14px;
  padding: 28px;
  position: relative;
  overflow: hidden;
  box-shadow:
    0 14px 36px rgba(0, 0, 0, 0.36),
    0 0 24px rgba(91, 156, 255, 0.1),
    0 0 0 1px rgba(91, 156, 255, 0.1) inset,
    0 1px 0 rgba(255, 255, 255, 0.06) inset;
  transition:
    transform 0.5s var(--ease-out),
    border-color 0.5s var(--ease-out),
    box-shadow 0.5s var(--ease-out);
}
.product-cta::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: var(--signature-line);
  z-index: 2;
}
.product-cta::after {
  content: "";
  position: absolute;
  left: 18%;
  right: 18%;
  top: -4px;
  height: 9px;
  background: var(--signature-halo);
  filter: blur(4px);
  pointer-events: none;
  z-index: 2;
  opacity: 0.85;
  transition: opacity 0.5s var(--ease-out);
}
.product-cta > * {
  position: relative;
  z-index: 1;
}
.product-cta:hover {
  transform: translateY(-4px);
  border-color: rgba(121, 186, 236, 0.7);
  box-shadow:
    0 24px 56px rgba(0, 0, 0, 0.45),
    0 0 36px rgba(91, 156, 255, 0.22),
    0 0 0 1px rgba(121, 186, 236, 0.18) inset;
}
.product-cta:hover::after {
  opacity: 1;
}
.product-cta .product-cta-icon {
  background: linear-gradient(
    135deg,
    rgba(91, 156, 255, 0.32) 0%,
    rgba(30, 95, 209, 0.22) 100%
  );
  border-color: rgba(121, 186, 236, 0.55);
  color: var(--chalk);
  box-shadow:
    0 4px 14px rgba(91, 156, 255, 0.32),
    0 0 0 1px rgba(255, 255, 255, 0.06) inset;
  transition:
    transform 0.5s var(--ease-out),
    box-shadow 0.5s var(--ease-out);
}
.product-cta:hover .product-cta-icon {
  transform: scale(1.06) rotate(-3deg);
  box-shadow:
    0 6px 20px rgba(91, 156, 255, 0.45),
    0 0 0 1px rgba(255, 255, 255, 0.1) inset;
}
.product-cta .product-titleblock h3 {
  color: var(--chalk);
  font-size: 1.1rem;
}
.product-cta .product-meta {
  color: var(--sky);
}
.product-cta p {
  font-size: 0.9rem;
  line-height: 1.6;
  color: var(--bone);
  margin-bottom: 22px;
  flex: 1;
}
.product-cta-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 22px;
  border-radius: 100px;
  font-size: 0.9rem;
  font-weight: 500;
  color: white;
  text-decoration: none;
  background: linear-gradient(
    135deg,
    var(--azure-bright) 0%,
    var(--azure) 100%
  );
  box-shadow: 0 4px 14px rgba(91, 156, 255, 0.32);
  letter-spacing: 0.01em;
  position: relative;
  overflow: hidden;
  width: 100%;
  transition:
    transform 1s cubic-bezier(0.19, 1, 0.22, 1),
    box-shadow 1s cubic-bezier(0.19, 1, 0.22, 1);
}
.product-cta-btn::before {
  content: "";
  position: absolute;
  top: 0;
  left: -120%;
  width: 60%;
  height: 100%;
  background: linear-gradient(
    110deg,
    transparent 0%,
    transparent 30%,
    rgba(255, 255, 255, 0.25) 50%,
    transparent 70%,
    transparent 100%
  );
  transform: skewX(-20deg);
  transition: left 1.6s cubic-bezier(0.19, 1, 0.22, 1);
  pointer-events: none;
}
.product-cta-btn > * {
  position: relative;
  z-index: 1;
}
.product-cta-btn svg {
  width: 13px;
  height: 13px;
  transition: transform 0.4s var(--ease-out);
}
.product-cta:hover .product-cta-btn {
  transform: translateY(-2px);
  box-shadow: 0 14px 32px rgba(91, 156, 255, 0.5);
}
.product-cta:hover .product-cta-btn::before {
  left: 130%;
}
.product-cta:hover .product-cta-btn svg {
  transform: translateX(3px);
}
.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  position: relative;
}
.steps::before {
  content: "";
  position: absolute;
  top: 52px;
  left: calc(16.66% + 36px);
  right: calc(16.66% + 36px);
  height: 2px;
  background: linear-gradient(
    90deg,
    transparent 0%,
    rgba(91, 156, 255, 0.4) 15%,
    rgba(121, 186, 236, 0.6) 50%,
    rgba(91, 156, 255, 0.4) 85%,
    transparent 100%
  );
  z-index: 0;
  border-radius: 2px;
}
.step-head {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 16px;
}
.step-num {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: linear-gradient(
    135deg,
    rgba(12, 21, 36, 0.95) 0%,
    rgba(23, 36, 58, 0.95) 100%
  );
  border: 1px solid var(--azure-bright);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: -apple-system, "SF Pro Display", "Inter", sans-serif;
  font-size: 1.3rem;
  font-weight: 600;
  color: var(--azure-bright);
  flex-shrink: 0;
  letter-spacing: -0.02em;
  box-shadow:
    0 4px 16px rgba(91, 156, 255, 0.18),
    0 0 0 4px rgba(91, 156, 255, 0.06);
  transition: transform 0.4s var(--ease-out);
}
.card.step:hover .step-num {
  transform: scale(1.05) rotate(-3deg);
}
.step h3 {
  font-size: 1.2rem;
  letter-spacing: -0.02em;
  color: var(--chalk);
  font-weight: 600;
  line-height: 1.25;
  margin: 0;
  flex: 1;
  min-width: 0;
}
.step p {
  color: var(--fog);
  font-size: 0.92rem;
  line-height: 1.6;
}
.step-meta {
  font-family: "IBM Plex Mono", "SF Mono", monospace;
  font-size: 0.7rem;
  color: var(--azure-bright);
  text-transform: uppercase;
  letter-spacing: 0.14em;
  margin-top: 18px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 12px;
  background: rgba(91, 156, 255, 0.06);
  border: 1px solid rgba(91, 156, 255, 0.15);
  border-radius: 20px;
}
.costs-layout {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 24px;
  align-items: start;
}
.costs-card {
  padding: 36px;
}
.costs-copy h3 {
  font-size: 1.2rem;
  margin-top: 22px;
  margin-bottom: 8px;
  font-weight: 600;
  color: var(--chalk);
}
.costs-copy h3:first-of-type {
  margin-top: 0;
}
.costs-copy p {
  color: var(--fog);
  margin-bottom: 12px;
  font-size: 0.94rem;
}
.cap-box {
  background: rgba(91, 156, 255, 0.06);
  border: 1px solid var(--border-strong);
  border-left: 3px solid var(--azure-bright);
  padding: 18px 22px;
  border-radius: 0 10px 10px 0;
  margin: 24px 0;
}
.cap-box .cap-num {
  font-family: -apple-system, "SF Pro Display", "Inter", sans-serif;
  font-size: 1.65rem;
  color: var(--azure-bright);
  font-weight: 600;
  letter-spacing: -0.02em;
}
.cap-box p {
  color: var(--bone);
  margin: 4px 0 0 0;
  font-size: 0.88rem;
}
table.costs {
  width: 100%;
  border-collapse: collapse;
}
table.costs th {
  text-align: left;
  padding: 16px 18px;
  font-family: "IBM Plex Mono", "SF Mono", monospace;
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--azure-bright);
  font-weight: 500;
  border-bottom: 1px solid var(--border);
  background: rgba(91, 156, 255, 0.04);
}
table.costs td {
  padding: 16px 18px;
  border-bottom: 1px solid var(--border);
  color: var(--bone);
  font-size: 0.92rem;
  transition: background 0.2s;
}
table.costs tbody tr:last-child td {
  border-bottom: none;
}
table.costs tbody tr:hover td {
  background: rgba(91, 156, 255, 0.04);
}
table.costs td:first-child {
  font-size: 1.05rem;
  color: var(--chalk);
  font-weight: 600;
}
table.costs td .muted {
  color: var(--mist);
  font-size: 0.8rem;
  display: block;
  margin-top: 2px;
}
.commit-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}
.commit {
  display: flex;
  gap: 18px;
  padding: 24px;
}
.commit-mark {
  flex-shrink: 0;
  width: 36px;
  height: 36px;
  border-radius: 8px;
  background: rgba(91, 156, 255, 0.12);
  color: var(--azure-bright);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: transform 0.4s var(--ease-out);
}
.card.commit:hover .commit-mark {
  transform: scale(1.08) rotate(-4deg);
}
.commit h3 {
  font-size: 1rem;
  color: var(--chalk);
  margin-bottom: 6px;
  font-weight: 600;
}
.commit p {
  color: var(--fog);
  font-size: 0.9rem;
  line-height: 1.55;
}
.about-stats {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  margin-bottom: 56px;
}
.stat-card {
  position: relative;
  background: #060e1c;
  border: 1px solid rgba(91, 156, 255, 0.32);
  padding: 28px 24px;
  border-radius: 14px;
  overflow: hidden;
  box-shadow:
    0 8px 24px rgba(0, 0, 0, 0.32),
    0 0 0 1px rgba(91, 156, 255, 0.06) inset,
    0 1px 0 rgba(255, 255, 255, 0.04) inset;
  transition:
    transform 0.5s var(--ease-out),
    border-color 0.5s var(--ease-out),
    box-shadow 0.5s var(--ease-out);
}
.stat-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 1px;
  background: linear-gradient(
    90deg,
    transparent,
    var(--azure-bright),
    transparent
  );
  opacity: 0.5;
  transition: opacity 0.5s var(--ease-out);
}
.stat-card:hover {
  transform: translateY(-3px);
  border-color: rgba(121, 186, 236, 0.55);
  box-shadow:
    0 14px 36px rgba(0, 0, 0, 0.4),
    0 0 24px rgba(91, 156, 255, 0.15),
    0 0 0 1px rgba(121, 186, 236, 0.18) inset;
}
.stat-card:hover::before {
  opacity: 1;
}
.stat-card .num {
  font-family: -apple-system, "SF Pro Display", "Inter", sans-serif;
  font-size: 2.1rem;
  color: var(--chalk);
  font-weight: 600;
  letter-spacing: -0.025em;
  line-height: 1;
}
.stat-card .label {
  font-family: "IBM Plex Mono", "SF Mono", monospace;
  font-size: 0.68rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--azure-bright);
  margin-top: 10px;
}
.about-detail {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  padding-top: 8px;
  border-top: 1px solid var(--border);
}
.about-detail-col {
  padding-top: 28px;
}
.about-detail-col h3 {
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--chalk);
  letter-spacing: -0.015em;
  margin-bottom: 12px;
  line-height: 1.3;
}
.about-detail-col p {
  color: var(--fog);
  font-size: 0.92rem;
  line-height: 1.65;
  margin: 0;
}
.faq-grid {
  display: grid;
  grid-template-columns: 1fr 2fr;
  gap: 56px;
  align-items: start;
}
.faq-intro h2 {
  font-size: 2.25rem;
  margin-top: 18px;
  letter-spacing: -0.035em;
  line-height: 1.05;
  font-weight: 600;
}
.faq-intro h2 .italic {
  font-weight: 300;
  color: var(--azure-bright);
}
.faq-intro p {
  color: var(--fog);
  margin-top: 18px;
  line-height: 1.6;
}
.faq-list {
  display: flex;
  flex-direction: column;
  gap: 10px;
}
details.faq-item {
  background: #0e1c34;
  border: 1px solid var(--border-strong);
  border-radius: 14px;
  overflow: hidden;
  box-shadow:
    0 8px 24px rgba(0, 0, 0, 0.28),
    0 1px 0 rgba(255, 255, 255, 0.04) inset,
    0 0 0 1px rgba(91, 156, 255, 0.04) inset;
  transition: border-color 0.4s var(--ease-out);
}
details.faq-item:hover {
  border-color: var(--border-hover);
}
details.faq-item[open] {
  border-color: var(--azure-bright);
}
details.faq-item summary {
  list-style: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 20px 26px;
  cursor: pointer;
  color: var(--chalk);
  font-size: 1rem;
  font-weight: 600;
  letter-spacing: -0.015em;
  line-height: 1.35;
  user-select: none;
  transition: color 0.3s;
}
details.faq-item summary::-webkit-details-marker {
  display: none;
}
details.faq-item:hover summary {
  color: var(--azure-bright);
}
details.faq-item[open] summary {
  color: var(--azure-bright);
}
.faq-icon {
  flex-shrink: 0;
  width: 30px;
  height: 30px;
  border-radius: 50%;
  background: rgba(91, 156, 255, 0.1);
  border: 1px solid rgba(91, 156, 255, 0.25);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--azure-bright);
  transition:
    transform 0.4s var(--ease-out),
    background 0.3s,
    border-color 0.3s;
}
.faq-icon svg {
  width: 12px;
  height: 12px;
  transition: transform 0.4s var(--ease-out);
}
details.faq-item[open] .faq-icon {
  background: rgba(91, 156, 255, 0.2);
  border-color: var(--azure-bright);
}
details.faq-item[open] .faq-icon svg {
  transform: rotate(45deg);
}
details.faq-item > div {
  padding: 0 26px 22px;
  color: var(--bone);
  font-size: 0.94rem;
  line-height: 1.7;
}
details.faq-item > div p {
  margin-bottom: 12px;
}
details.faq-item > div p:last-child {
  margin-bottom: 0;
}
details.faq-item > div strong {
  color: var(--chalk);
}
details.faq-item > div a {
  color: var(--azure-bright);
  border-bottom: 1px solid rgba(91, 156, 255, 0.3);
}
.help-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}
.help-card {
  padding: 28px 24px;
}
.help-card h3 {
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--chalk);
  margin-bottom: 10px;
  letter-spacing: -0.015em;
}
.help-card p {
  color: var(--fog);
  font-size: 0.9rem;
  line-height: 1.55;
  margin-bottom: 18px;
  flex-grow: 1;
}
.help-card-link {
  font-family: "IBM Plex Mono", "SF Mono", monospace;
  font-size: 0.7rem;
  color: var(--azure-bright);
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-weight: 500;
}
.cta-band {
  padding: var(--section-pad) 0;
  text-align: center;
  background:
    radial-gradient(
      ellipse 70% 80% at 50% 30%,
      rgba(91, 156, 255, 0.22) 0%,
      transparent 60%
    ),
    linear-gradient(180deg, var(--bg-deep) 0%, #050a14 100%);
  position: relative;
  overflow: hidden;
}
.cta-band h2 {
  font-size: clamp(2.2rem, 4vw, 3rem);
  max-width: 720px;
  margin: 16px auto 22px;
  letter-spacing: -0.04em;
  line-height: 1.05;
  font-weight: 600;
}
.cta-band h2 .italic {
  font-weight: 300;
  font-style: normal;
  color: var(--azure-bright);
}
.cta-band p {
  color: var(--fog);
  font-size: 1.05rem;
  max-width: 560px;
  margin: 0 auto 36px;
}
@media (max-width: 1099px) {
  .products-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (max-width: 960px) {
  .container {
    padding: 0 22px;
  }
  section {
    padding: 64px 0;
  }
  .hero {
    padding: 40px 0 60px;
  }
  .hero-intro {
    margin-bottom: 32px;
  }
  .feature-grid {
    grid-template-columns: 1fr;
  }
  .steps {
    grid-template-columns: 1fr;
    gap: 18px;
  }
  .steps::before {
    display: none;
  }
  .costs-layout,
  .faq-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }
  .about-stats {
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
    margin-bottom: 40px;
  }
  .about-detail {
    grid-template-columns: 1fr;
    gap: 0;
  }
  .about-detail-col {
    padding-top: 24px;
  }
  .about-detail-col + .about-detail-col {
    border-top: 1px solid var(--border);
  }
  .commit-grid {
    grid-template-columns: 1fr;
  }
  .help-grid {
    grid-template-columns: 1fr 1fr;
    gap: 14px;
  }
  .nav-links {
    display: none;
  }
  .menu-toggle {
    display: block;
  }
  .section-header {
    margin-bottom: 40px;
  }
  .loan-calc-wrap::before {
    inset: -20px;
    filter: blur(30px);
  }
  .loan-calc {
    grid-template-columns: 1fr;
  }
  .calc-controls,
  .calc-details {
    padding: 26px 24px;
  }
  .calc-controls {
    border-right: none;
    border-bottom: 1px solid var(--border);
  }
  .big-value {
    font-size: clamp(2.25rem, 10vw, 3rem);
  }
  .detail-row {
    padding: 11px 0;
  }
  .detail-row .val {
    font-size: 1.05rem;
  }
  .detail-row.highlight .val {
    font-size: 1.35rem;
  }
  .detail-row .label {
    font-size: 0.9rem;
  }
  .costs-card {
    padding: 28px 22px;
  }
  table.costs th,
  table.costs td {
    padding: 12px 8px;
    font-size: 0.82rem;
    word-break: break-word;
  }
  table.costs th {
    font-size: 0.62rem;
    letter-spacing: 0.08em;
  }
  table.costs td:first-child {
    font-size: 0.95rem;
  }
  .products-grid {
    grid-template-columns: 1fr;
  }
  .faq-intro h2 {
    font-size: 1.85rem;
  }
}
@media (max-width: 560px) {
  .help-grid {
    grid-template-columns: 1fr;
  }
  .about-stats {
    grid-template-columns: 1fr;
  }
  table.costs th,
  table.costs td {
    padding: 10px 6px;
    font-size: 0.75rem;
  }
  table.costs th {
    font-size: 0.58rem;
  }
  table.costs td:first-child {
    font-size: 0.88rem;
  }
}