:root {
    --midnight: #0c1524;
    --navy: #111d30;
    --navy-light: #17243a;
    --azure-deep: #1e5fd1;
    --azure-bright: #5b9cff;
    --sky: #79baec;
    --chalk: #f5f7fb;
    --bone: #dae1ec;
    --fog: #a8b3c4;
    --mist: #6e7c91;
    --border: rgba(91, 156, 255, 0.12);
    --border-strong: rgba(91, 156, 255, 0.22);
    --bg-deep: #060b16;
    --bg-base: #0c1524;
    --bg-raised: #101b2e;
    --ease-out: cubic-bezier(0.19, 1, 0.22, 1);
  }
  * { box-sizing: border-box; margin: 0; padding: 0; }
  html { scroll-behavior: smooth; }
  body {
    background: var(--bg-base);
    color: var(--bone);
    font-family: -apple-system, BlinkMacSystemFont, 'SF Pro Text', 'Inter', sans-serif;
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
    overflow-x: hidden;
  }
  a { color: var(--sky); text-decoration: none; transition: opacity 0.3s; }
  a:hover { opacity: 0.85; }
  a.ext::after { content: ' ↗'; font-size: 0.85em; opacity: 0.7; }

  .container {
    max-width: 1230px;
    margin: 0 auto;
    padding: 0 32px;
  }
  .narrow {
    max-width: 760px;
    margin: 0 auto;
  }

  .eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.72rem;
    font-weight: 500;
    color: var(--azure-bright);
    letter-spacing: 0.15em;
    text-transform: uppercase;
    margin-bottom: 14px;
  }
  .eyebrow::before {
    content: '';
    width: 20px;
    height: 1px;
    background: var(--azure-bright);
  }

  h1, h2, h3, h4 {
    font-family: -apple-system, 'SF Pro Display', 'Inter', sans-serif;
    color: var(--chalk);
    letter-spacing: -0.02em;
    line-height: 1.15;
  }
  .italic {
    font-weight: 300;
    font-style: normal;
    color: var(--azure-bright);
  }

  /* Reveal */
  .reveal { opacity: 0; transform: translateY(18px); transition: opacity 1s var(--ease-out), transform 1s var(--ease-out); }
  .reveal.in { opacity: 1; transform: translateY(0); }
  .r-1 { transition-delay: 0.08s; }
  .r-2 { transition-delay: 0.18s; }
  .r-3 { transition-delay: 0.28s; }
  .r-4 { transition-delay: 0.38s; }
  .scroll-reveal { opacity: 0; transform: translateY(24px); transition: opacity 0.9s var(--ease-out), transform 0.9s var(--ease-out); }
  .scroll-reveal.in { opacity: 1; transform: translateY(0); }

  /* ============ HERO ============ */
  .ar-hero {
    position: relative;
    padding: 64px 0 64px;
    background: linear-gradient(180deg, #0f1b30 0%, #0c1524 100%);
    overflow: hidden;
  }
  .ar-hero-aurora {
    position: absolute;
    inset: 0;
    z-index: 0;
    pointer-events: none;
    overflow: hidden;
  }
  .ar-hero-aurora::before {
    content: '';
    position: absolute;
    top: -20%; left: -20%;
    width: 140%; height: 140%;
    background:
      radial-gradient(ellipse 55% 50% at 15% 20%, rgba(91, 156, 255, 0.42) 0%, rgba(91, 156, 255, 0) 55%),
      radial-gradient(ellipse 55% 50% at 85% 20%, rgba(91, 156, 255, 0.42) 0%, rgba(91, 156, 255, 0) 55%);
    animation: ar-aurora-float-a 22s ease-in-out infinite;
    will-change: transform;
  }
  .ar-hero-aurora::after {
    content: '';
    position: absolute;
    top: -20%; left: -20%;
    width: 140%; height: 140%;
    background:
      radial-gradient(ellipse 55% 45% at 15% 85%, rgba(30, 95, 209, 0.35) 0%, rgba(30, 95, 209, 0) 55%),
      radial-gradient(ellipse 55% 45% at 85% 85%, rgba(30, 95, 209, 0.35) 0%, rgba(30, 95, 209, 0) 55%),
      radial-gradient(ellipse 45% 40% at 50% 50%, rgba(121, 186, 236, 0.22) 0%, rgba(121, 186, 236, 0) 55%);
    animation: ar-aurora-float-b 28s ease-in-out infinite;
    will-change: transform;
  }
  @keyframes ar-aurora-float-a {
    0%, 100% { transform: translate(0, 0) scale(1); }
    50% { transform: translate(-2%, 1%) scale(1.03); }
  }
  @keyframes ar-aurora-float-b {
    0%, 100% { transform: translate(0, 0) scale(1); }
    50% { transform: translate(2%, -1%) scale(1.04); }
  }
  .ar-hero .container { position: relative; z-index: 1; }
  .ar-hero-breadcrumb {
    display: flex;
    align-items: center;
    gap: 8px;
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.72rem;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--mist);
    margin-bottom: 24px;
  }
  .ar-hero-breadcrumb a { color: var(--mist); }
  .ar-hero-breadcrumb a:hover { color: var(--sky); }
  .ar-hero-breadcrumb .sep { color: var(--border-strong); }
  .ar-hero h1 {
    font-size: clamp(2.25rem, 5vw, 3.5rem);
    font-weight: 700;
    margin-bottom: 20px;
    max-width: 900px;
    letter-spacing: -0.03em;
  }
  .ar-hero-lede {
    font-size: 1.15rem;
    line-height: 1.65;
    color: var(--fog);
    max-width: 720px;
    margin-bottom: 36px;
  }
  /* Hero byline row — avatar + author + reviewer + date */
  .ar-hero-byline {
    display: flex;
    align-items: center;
    gap: 0;
    flex-wrap: wrap;
    margin-bottom: 24px;
    padding: 14px 18px;
    background: linear-gradient(160deg, rgba(23, 36, 58, 0.55) 0%, rgba(17, 29, 48, 0.4) 100%);
    border: 1px solid rgba(91, 156, 255, 0.18);
    border-radius: 14px;
    position: relative;
    overflow: hidden;
    backdrop-filter: blur(8px);
    max-width: fit-content;
  }
  .ar-hero-byline::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent, rgba(91, 156, 255, 0.45), transparent);
    opacity: 0.7;
  }
  .ar-hero-byline-item {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 0 18px;
    font-size: 0.84rem;
    color: var(--bone);
    letter-spacing: -0.005em;
  }
  .ar-hero-byline-item:first-child { padding-left: 4px; }
  .ar-hero-byline-item:last-child { padding-right: 4px; }
  .ar-hero-byline-item + .ar-hero-byline-item {
    border-left: 1px solid rgba(91, 156, 255, 0.2);
  }
  .ar-hero-byline-avatar {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    padding: 2px;
    background: linear-gradient(135deg, rgba(91, 156, 255, 0.4), rgba(121, 186, 236, 0.2));
    border: 1px solid rgba(91, 156, 255, 0.35);
    flex-shrink: 0;
    overflow: hidden;
  }
  .ar-hero-byline-avatar img {
    width: 100%;
    height: 100%;
    border-radius: 50%;
    object-fit: cover;
    object-position: center top;
    display: block;
  }
  .ar-hero-byline-text {
    display: flex;
    flex-direction: column;
    line-height: 1.3;
  }
  .ar-hero-byline-label {
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.66rem;
    color: var(--mist);
    letter-spacing: 0.12em;
    text-transform: uppercase;
    font-weight: 500;
  }
  .ar-hero-byline-name {
    color: var(--chalk);
    font-weight: 600;
    font-size: 0.92rem;
    letter-spacing: -0.01em;
  }
  .ar-hero-byline-name a { color: var(--chalk); }
  .ar-hero-byline-name a:hover { color: var(--sky); opacity: 1; }
  .ar-hero-byline-icon {
    color: var(--azure-bright);
    font-size: 0.9rem;
    flex-shrink: 0;
  }
  .ar-hero-byline-detail {
    color: var(--fog);
    font-size: 0.86rem;
  }

  /* Hero meta row — clean icon+text, no pills */
  .ar-hero-chips {
    display: flex;
    align-items: center;
    gap: 22px;
    flex-wrap: wrap;
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.74rem;
    color: var(--fog);
    letter-spacing: 0.06em;
    text-transform: uppercase;
  }
  .ar-hero-chip {
    display: inline-flex;
    align-items: center;
    gap: 9px;
    font-weight: 500;
  }
  .ar-hero-chip svg {
    width: 13px;
    height: 13px;
    color: var(--sky);
    flex-shrink: 0;
  }
  .ar-hero-chip-dot {
    width: 5px;
    height: 5px;
    border-radius: 50%;
    background: var(--sky);
    flex-shrink: 0;
  }
  /* Status-active chip variant: green pill to clearly mark active firms */
  .ar-hero-chip.is-status-active {
    background: rgba(34, 197, 94, 0.12);
    border: 1px solid rgba(34, 197, 94, 0.35);
    color: #4ade80;
    padding: 5px 12px;
    border-radius: 100px;
    letter-spacing: 0.08em;
    font-weight: 600;
    box-shadow: 0 0 18px rgba(34, 197, 94, 0.18);
  }
  .ar-hero-chip.is-status-active .ar-hero-chip-dot {
    background: #22c55e;
    box-shadow: 0 0 6px rgba(34, 197, 94, 0.8);
  }
  /* Status-relaunched chip variant: amber pill — operating, but historical asterisk */
  .ar-hero-chip.is-status-relaunched {
    background: rgba(212, 165, 116, 0.10);
    border: 1px solid rgba(212, 165, 116, 0.40);
    color: #fbbf24;
    padding: 5px 12px;
    border-radius: 100px;
    letter-spacing: 0.08em;
    font-weight: 600;
    box-shadow: 0 0 18px rgba(212, 165, 116, 0.18);
  }
  .ar-hero-chip.is-status-relaunched .ar-hero-chip-dot {
    background: #f59e0b;
    box-shadow: 0 0 6px rgba(245, 158, 11, 0.8);
  }

  /* ============================================================
     TIMELINE — for historical lender reviews
     Vertical timeline with year markers and event descriptions
     ============================================================ */
  .ar-timeline {
    margin: 24px 0 0;
    position: relative;
    padding-left: 0;
  }
  .ar-timeline-item {
    display: grid;
    grid-template-columns: 110px 1fr;
    gap: 24px;
    padding: 0 0 28px 0;
    position: relative;
    align-items: start;
  }
  .ar-timeline-item:last-child { padding-bottom: 0; }
  /* Vertical connecting line, runs through all but last item */
  .ar-timeline-item::before {
    content: '';
    position: absolute;
    left: 117px;
    top: 22px;
    bottom: -10px;
    width: 1px;
    background: linear-gradient(180deg, rgba(91, 156, 255, 0.35) 0%, rgba(91, 156, 255, 0.10) 100%);
    pointer-events: none;
  }
  .ar-timeline-item:last-child::before { display: none; }
  .ar-timeline-year {
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.92rem;
    font-weight: 500;
    color: var(--azure-bright);
    letter-spacing: 0.04em;
    padding-top: 2px;
    text-align: right;
    padding-right: 6px;
    position: relative;
  }
  /* Marker dot at the right end of the year column */
  .ar-timeline-year::after {
    content: '';
    position: absolute;
    right: -7px;
    top: 8px;
    width: 9px;
    height: 9px;
    border-radius: 50%;
    background: var(--azure-bright);
    border: 2px solid var(--bg-base);
    box-shadow: 0 0 12px rgba(91, 156, 255, 0.4);
  }
  .ar-timeline-item.is-critical .ar-timeline-year { color: #f87171; }
  .ar-timeline-item.is-critical .ar-timeline-year::after {
    background: #f87171;
    box-shadow: 0 0 12px rgba(245, 101, 101, 0.5);
  }
  .ar-timeline-content {
    color: var(--bone);
  }
  .ar-timeline-content h4 {
    font-size: 1rem !important;
    font-weight: 600 !important;
    color: var(--chalk) !important;
    margin: 0 0 6px !important;
    letter-spacing: -0.015em !important;
    line-height: 1.3 !important;
  }
  .ar-timeline-content p {
    font-size: 0.92rem !important;
    line-height: 1.6 !important;
    color: var(--fog) !important;
    margin: 0 !important;
  }
  @media (max-width: 760px) {
    .ar-timeline-item {
      grid-template-columns: 76px 1fr;
      gap: 16px;
    }
    .ar-timeline-item::before { left: 83px; }
  }

  /* ============================================================
     DEBT ADVICE BLOCK — care-of-duty signpost for historical pages
     ============================================================ */
  .ar-advice-block {
    margin: 24px 0 0;
    padding: 26px 28px;
    background: linear-gradient(180deg, rgba(34, 197, 94, 0.06) 0%, rgba(34, 197, 94, 0.02) 100%);
    border: 1px solid rgba(34, 197, 94, 0.22);
    border-radius: 14px;
    position: relative;
    overflow: hidden;
  }
  .ar-advice-block::before {
    content: '';
    position: absolute;
    top: 0;
    left: 12%;
    right: 12%;
    height: 1px;
    background: linear-gradient(90deg, transparent, rgba(74, 222, 128, 0.45), transparent);
    pointer-events: none;
  }
  .ar-advice-label {
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.7rem;
    color: #4ade80;
    text-transform: uppercase;
    letter-spacing: 0.14em;
    font-weight: 500;
    margin-bottom: 10px;
    display: block;
  }
  .ar-advice-block h4 {
    font-size: 1.12rem !important;
    font-weight: 600 !important;
    color: var(--chalk) !important;
    margin: 0 0 10px !important;
    letter-spacing: -0.018em !important;
  }
  .ar-advice-block p {
    font-size: 0.95rem !important;
    line-height: 1.65 !important;
    color: var(--bone) !important;
    margin: 0 0 14px !important;
  }
  .ar-advice-block p:last-child { margin-bottom: 0 !important; }
  .ar-advice-services {
    display: flex;
    flex-wrap: wrap;
    gap: 8px 14px;
    margin-top: 14px;
  }
  .ar-advice-services a {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 0.88rem;
    color: var(--azure-bright);
    text-decoration: none;
    padding: 6px 12px;
    background: rgba(91, 156, 255, 0.06);
    border: 1px solid rgba(91, 156, 255, 0.18);
    border-radius: 100px;
    transition: background 0.3s ease, border-color 0.3s ease, transform 0.3s ease;
  }
  .ar-advice-services a:hover {
    background: rgba(91, 156, 255, 0.12);
    border-color: rgba(121, 186, 236, 0.45);
    color: var(--sky);
    transform: translateY(-1px);
  }

  /* ============================================================
     THEN/NOW PANEL — for relaunched broker reviews
     Two side-by-side cards showing the original entity vs the
     current entity. Visually similar to the criteria cards but
     with a single-column layout per card and stronger contrast
     between past and present.
     ============================================================ */
  .ar-thennow-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin-top: 24px;
    position: relative;
  }
  /* Subtle arrow between the cards on desktop */
  .ar-thennow-grid::before {
    content: '→';
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    z-index: 2;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--bg-base) 0%, var(--bg-raised) 100%);
    border: 1px solid rgba(91, 156, 255, 0.35);
    color: var(--azure-bright);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1rem;
    font-weight: 600;
    box-shadow:
      0 0 0 4px rgba(12, 21, 36, 0.95),
      0 0 18px rgba(91, 156, 255, 0.30);
  }
  .ar-thennow-card {
    background: linear-gradient(180deg, rgba(23, 36, 58, 0.55) 0%, rgba(17, 29, 48, 0.4) 100%);
    border: 1px solid rgba(91, 156, 255, 0.18);
    border-radius: 14px;
    padding: 24px 26px;
    position: relative;
    overflow: hidden;
    box-shadow:
      0 12px 32px rgba(0, 0, 0, 0.35),
      0 1px 0 rgba(255, 255, 255, 0.03) inset;
  }
  .ar-thennow-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 12%;
    right: 12%;
    height: 1px;
    pointer-events: none;
  }
  .ar-thennow-card.is-then {
    border-color: rgba(124, 138, 163, 0.22);
  }
  .ar-thennow-card.is-then::before {
    background: linear-gradient(90deg, transparent, rgba(124, 138, 163, 0.45), transparent);
  }
  .ar-thennow-card.is-now {
    border-color: rgba(212, 165, 116, 0.30);
  }
  .ar-thennow-card.is-now::before {
    background: linear-gradient(90deg, transparent, rgba(245, 158, 11, 0.45), transparent);
  }
  .ar-thennow-label {
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.7rem;
    text-transform: uppercase;
    letter-spacing: 0.14em;
    font-weight: 500;
    margin-bottom: 6px;
    display: block;
  }
  .ar-thennow-card.is-then .ar-thennow-label { color: var(--mist); }
  .ar-thennow-card.is-now .ar-thennow-label { color: #fbbf24; }
  .ar-thennow-card h3 {
    font-size: 1.18rem !important;
    font-weight: 600 !important;
    color: var(--chalk) !important;
    margin: 0 0 16px !important;
    letter-spacing: -0.02em !important;
    line-height: 1.25 !important;
  }
  .ar-thennow-list {
    list-style: none !important;
    margin: 0 !important;
    padding: 0 !important;
  }
  .ar-thennow-list li {
    display: flex !important;
    flex-direction: column;
    gap: 2px;
    padding: 11px 0 !important;
    border-bottom: 1px solid rgba(91, 156, 255, 0.08);
    line-height: 1.5;
  }
  .ar-thennow-list li::before { display: none !important; }
  .ar-thennow-list li:first-child { padding-top: 0 !important; }
  .ar-thennow-list li:last-child {
    border-bottom: none;
    padding-bottom: 0 !important;
  }
  .ar-thennow-list dt,
  .ar-thennow-key {
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.66rem;
    text-transform: uppercase;
    letter-spacing: 0.12em;
    color: var(--mist);
    font-weight: 500;
  }
  .ar-thennow-list dd,
  .ar-thennow-value {
    font-size: 0.96rem;
    color: var(--bone);
    margin: 0;
  }

  @media (max-width: 760px) {
    .ar-thennow-grid {
      grid-template-columns: 1fr;
      gap: 14px;
    }
    .ar-thennow-grid::before {
      content: '↓';
      top: 50%;
      left: 50%;
      transform: translate(-50%, -50%);
    }
  }

  /* ============ DIVIDER ============ */
  .section-divider {
    position: relative;
    height: 1px;
    width: 100%;
    background: linear-gradient(90deg,
      transparent 0%,
      rgba(91, 156, 255, 0.25) 20%,
      rgba(91, 156, 255, 0.7) 45%,
      rgba(121, 186, 236, 0.85) 50%,
      rgba(91, 156, 255, 0.7) 55%,
      rgba(91, 156, 255, 0.25) 80%,
      transparent 100%
    );
  }
  .section-divider::before {
    content: '';
    position: absolute;
    left: 0; right: 0;
    top: -1px;
    height: 3px;
    background: linear-gradient(90deg, transparent 40%, rgba(121, 186, 236, 0.35) 50%, transparent 60%);
    filter: blur(3px);
  }

  /* ============ TABLE OF CONTENTS ============ */
  .ar-toc {
    background: var(--bg-deep);
    padding: 56px 0 60px;
    position: relative;
    overflow: hidden;
  }
  .ar-toc::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
      radial-gradient(ellipse 50% 60% at 15% 50%, rgba(91, 156, 255, 0.05) 0%, rgba(91, 156, 255, 0) 60%),
      radial-gradient(ellipse 50% 60% at 85% 50%, rgba(30, 95, 209, 0.06) 0%, rgba(30, 95, 209, 0) 60%);
    pointer-events: none;
    z-index: 0;
  }
  .ar-toc .container { position: relative; z-index: 1; }
  .ar-toc-inner {
    max-width: 820px;
    margin: 0 auto;
    background:
      linear-gradient(90deg, transparent 15%, rgba(91, 156, 255, 0.35) 50%, transparent 85%) top / 100% 1px no-repeat,
      linear-gradient(180deg, var(--navy-light), var(--navy));
    border: 1px solid var(--border-strong);
    border-radius: 16px;
    padding: 32px 36px 34px;
    position: relative;
    overflow: hidden;
    box-shadow:
      0 12px 32px rgba(0, 0, 0, 0.35),
      0 2px 8px rgba(0, 0, 0, 0.2),
      0 0 0 1px rgba(91, 156, 255, 0.06) inset,
      0 1px 0 rgba(255, 255, 255, 0.04) inset;
  }
  .ar-toc-inner::before {
    content: '';
    position: absolute;
    top: 0; right: 0;
    width: 55%;
    height: 55%;
    pointer-events: none;
    background: radial-gradient(ellipse at top right, rgba(91, 156, 255, 0.14) 0%, transparent 60%);
    z-index: 0;
  }
  .ar-toc-inner > * { position: relative; z-index: 1; }
  .ar-toc h2 {
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.76rem;
    font-weight: 500;
    color: var(--azure-bright);
    letter-spacing: 0.14em;
    text-transform: uppercase;
    margin-bottom: 20px;
  }
  .ar-toc-list {
    list-style: none;
    display: grid;
    gap: 10px;
  }
  .ar-toc-list li {
    counter-increment: toc-counter;
  }
  .ar-toc-list {
    counter-reset: toc-counter;
  }
  .ar-toc-list a {
    display: flex;
    align-items: baseline;
    gap: 14px;
    color: var(--bone);
    padding: 6px 0;
    transition: color 0.3s, padding-left 0.3s;
  }
  .ar-toc-list a::before {
    content: counter(toc-counter, decimal-leading-zero);
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.72rem;
    color: var(--sky);
    letter-spacing: 0.08em;
    font-weight: 500;
    flex-shrink: 0;
  }
  .ar-toc-list a:hover {
    color: var(--chalk);
    padding-left: 6px;
    opacity: 1;
  }

  /* ============ ARTICLE BODY ============ */
  .ar-body {
    background: var(--bg-raised);
    padding: 80px 0 80px;
    position: relative;
    overflow: hidden;
  }
  .ar-body::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
      radial-gradient(ellipse 70% 60% at 15% 15%, rgba(30, 95, 209, 0.14) 0%, rgba(30, 95, 209, 0) 55%),
      radial-gradient(ellipse 60% 55% at 85% 85%, rgba(91, 156, 255, 0.12) 0%, rgba(91, 156, 255, 0) 55%);
    pointer-events: none;
    z-index: 0;
  }
  .ar-body .container { position: relative; z-index: 1; }
  .ar-prose {
    max-width: 760px;
    margin: 0 auto;
    font-size: 1.06rem;
    line-height: 1.75;
    color: var(--bone);
  }
  .ar-prose h2 {
    font-size: clamp(1.6rem, 2.8vw, 2rem);
    font-weight: 600;
    margin: 72px 0 20px;
    letter-spacing: -0.025em;
    scroll-margin-top: 80px;
  }
  .ar-prose h2:first-child { margin-top: 0; }
  .ar-prose h3 {
    font-size: 1.22rem;
    font-weight: 600;
    margin: 40px 0 14px;
    color: var(--chalk);
    letter-spacing: -0.015em;
  }
  .ar-prose p {
    margin-bottom: 20px;
    color: var(--bone);
  }
  .ar-prose p:last-child { margin-bottom: 0; }
  .ar-prose strong {
    color: var(--chalk);
    font-weight: 600;
  }
  .ar-prose ul, .ar-prose ol {
    margin: 0 0 24px 0;
    padding-left: 0;
    list-style: none;
  }
  .ar-prose li {
    position: relative;
    padding-left: 28px;
    margin-bottom: 12px;
    line-height: 1.7;
  }
  .ar-prose ul li::before {
    content: '';
    position: absolute;
    left: 6px;
    top: 12px;
    width: 6px;
    height: 6px;
    border-radius: 50%;
    background: var(--sky);
  }
  .ar-prose ol {
    counter-reset: ol-counter;
  }
  .ar-prose ol li {
    counter-increment: ol-counter;
  }
  .ar-prose ol li::before {
    content: counter(ol-counter) '.';
    position: absolute;
    left: 0;
    top: 0;
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    color: var(--sky);
    font-weight: 500;
    font-size: 0.92rem;
  }
  .ar-prose blockquote {
    margin: 32px 0;
    padding: 2px 0 2px 24px;
    border-left: 2px solid var(--azure-bright);
    font-size: 1.12rem;
    font-weight: 300;
    line-height: 1.65;
    color: var(--sky);
    font-style: normal;
  }

  /* ============ CALLOUT BOXES ============ */
  .ar-callout {
    margin: 32px 0;
    padding: 28px 32px 26px;
    background:
      linear-gradient(90deg, transparent 15%, rgba(91, 156, 255, 0.35) 50%, transparent 85%) top / 100% 1px no-repeat,
      linear-gradient(180deg, var(--navy-light), var(--navy));
    border: 1px solid var(--border-strong);
    border-radius: 14px;
    position: relative;
    overflow: hidden;
    box-shadow:
      0 12px 32px rgba(0, 0, 0, 0.35),
      0 2px 8px rgba(0, 0, 0, 0.2),
      0 0 0 1px rgba(91, 156, 255, 0.06) inset,
      0 1px 0 rgba(255, 255, 255, 0.04) inset;
  }
  .ar-callout::before {
    content: '';
    position: absolute;
    top: 0; right: 0;
    width: 50%;
    height: 55%;
    pointer-events: none;
    background: radial-gradient(ellipse at top right, rgba(91, 156, 255, 0.14) 0%, transparent 60%);
    z-index: 0;
  }
  .ar-callout > * { position: relative; z-index: 1; }
  .ar-callout-label {
    display: inline-block;
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.68rem;
    color: var(--azure-bright);
    letter-spacing: 0.14em;
    text-transform: uppercase;
    font-weight: 500;
    margin-bottom: 10px;
  }
  .ar-callout h4 {
    font-size: 1.08rem;
    font-weight: 600;
    color: var(--chalk);
    margin-bottom: 10px;
    letter-spacing: -0.015em;
  }
  .ar-callout p {
    font-size: 0.98rem;
    line-height: 1.65;
    color: var(--bone);
    margin: 0;
  }
  .ar-callout p + p { margin-top: 12px; }

  /* ============ COMPARISON TABLE (CRAs) ============ */
  .ar-compare-wrap {
    margin: 40px 0;
    background:
      linear-gradient(90deg, transparent 15%, rgba(91, 156, 255, 0.35) 50%, transparent 85%) top / 100% 1px no-repeat,
      linear-gradient(180deg, var(--navy-light), var(--navy));
    border: 1px solid var(--border-strong);
    border-radius: 16px;
    overflow: hidden;
    position: relative;
    box-shadow:
      0 12px 32px rgba(0, 0, 0, 0.35),
      0 2px 8px rgba(0, 0, 0, 0.2),
      0 0 0 1px rgba(91, 156, 255, 0.06) inset,
      0 1px 0 rgba(255, 255, 255, 0.04) inset;
  }
  .ar-compare {
    width: 100%;
    border-collapse: collapse;
    color: var(--bone);
    font-size: 0.94rem;
  }
  .ar-compare thead th {
    padding: 18px 22px;
    background: rgba(91, 156, 255, 0.05);
    text-align: left;
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.7rem;
    font-weight: 500;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--azure-bright);
    border-bottom: 1px solid var(--border-strong);
  }
  .ar-compare tbody td {
    padding: 16px 22px;
    border-bottom: 1px solid var(--border);
    vertical-align: top;
  }
  .ar-compare tbody tr:last-child td {
    border-bottom: none;
  }
  .ar-compare tbody tr:hover td {
    background: rgba(91, 156, 255, 0.03);
  }
  .ar-compare .agency-name {
    font-weight: 600;
    color: var(--chalk);
  }
  .ar-compare .scale {
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    color: var(--sky);
    font-size: 0.88rem;
  }

  /* ============ BAND TABLE ============ */
  .ar-bands {
    margin: 32px 0 40px;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 14px;
  }
  .ar-band-card {
    background:
      linear-gradient(90deg, transparent 15%, rgba(91, 156, 255, 0.3) 50%, transparent 85%) top / 100% 1px no-repeat,
      linear-gradient(180deg, var(--navy-light), var(--navy));
    border: 1px solid var(--border);
    border-radius: 14px;
    padding: 22px 22px 20px;
    position: relative;
    overflow: hidden;
    box-shadow:
      0 8px 20px rgba(0, 0, 0, 0.3),
      0 0 0 1px rgba(91, 156, 255, 0.05) inset,
      0 1px 0 rgba(255, 255, 255, 0.03) inset;
  }
  .ar-band-card::before {
    content: '';
    position: absolute;
    top: 0; right: 0;
    width: 55%;
    height: 55%;
    pointer-events: none;
    background: radial-gradient(ellipse at top right, rgba(91, 156, 255, 0.1) 0%, transparent 60%);
    z-index: 0;
  }
  .ar-band-card > * { position: relative; z-index: 1; }
  .ar-band-name {
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.72rem;
    color: var(--azure-bright);
    letter-spacing: 0.12em;
    text-transform: uppercase;
    margin-bottom: 14px;
    font-weight: 500;
  }
  .ar-band-row {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    padding: 6px 0;
    font-size: 0.9rem;
    color: var(--fog);
  }
  .ar-band-row + .ar-band-row {
    border-top: 1px solid var(--border);
  }
  .ar-band-row-label { color: var(--bone); }
  .ar-band-row-value {
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    color: var(--chalk);
    font-size: 0.86rem;
  }

  /* ============ LEADING STATS (top of article) ============ */
  .ar-leading-stats {
    max-width: 980px;
    margin: 0 auto 56px;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 14px;
  }
  .ar-leading-stat {
    background:
      linear-gradient(90deg, transparent 15%, rgba(91, 156, 255, 0.35) 50%, transparent 85%) top / 100% 1px no-repeat,
      linear-gradient(180deg, var(--navy-light), var(--navy));
    border: 1px solid var(--border-strong);
    border-radius: 16px;
    padding: 28px 26px 26px;
    position: relative;
    overflow: hidden;
    box-shadow:
      0 12px 32px rgba(0, 0, 0, 0.35),
      0 2px 8px rgba(0, 0, 0, 0.2),
      0 0 0 1px rgba(91, 156, 255, 0.06) inset,
      0 1px 0 rgba(255, 255, 255, 0.04) inset;
  }
  .ar-leading-stat::before {
    content: '';
    position: absolute;
    top: 0; right: 0;
    width: 55%;
    height: 55%;
    pointer-events: none;
    background: radial-gradient(ellipse at top right, rgba(91, 156, 255, 0.14) 0%, transparent 60%);
    z-index: 0;
  }
  .ar-leading-stat::after {
    content: '';
    position: absolute;
    bottom: 0; left: 0;
    width: 45%;
    height: 45%;
    pointer-events: none;
    background: radial-gradient(ellipse at bottom left, rgba(121, 186, 236, 0.08) 0%, transparent 60%);
    z-index: 0;
  }
  .ar-leading-stat > * { position: relative; z-index: 1; }
  .ar-leading-stat-value {
    font-family: -apple-system, 'SF Pro Display', 'Inter', sans-serif;
    font-size: 2.1rem;
    font-weight: 700;
    color: var(--chalk);
    letter-spacing: -0.035em;
    line-height: 1;
    margin-bottom: 10px;
  }
  .ar-leading-stat-value .italic {
    font-weight: 300;
    color: var(--azure-bright);
  }
  .ar-leading-stat-label {
    font-size: 0.9rem;
    line-height: 1.5;
    color: var(--fog);
  }
  .ar-leading-stat-label strong {
    color: var(--bone);
    font-weight: 600;
  }

  /* ============ STAT ROW (inline) ============ */
  .ar-stats {
    margin: 40px 0;
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 14px;
  }
  .ar-stat {
    background:
      linear-gradient(90deg, transparent 15%, rgba(91, 156, 255, 0.3) 50%, transparent 85%) top / 100% 1px no-repeat,
      linear-gradient(180deg, var(--navy-light), var(--navy));
    border: 1px solid var(--border-strong);
    border-radius: 14px;
    padding: 24px 22px 22px;
    text-align: center;
    position: relative;
    overflow: hidden;
    box-shadow:
      0 8px 20px rgba(0, 0, 0, 0.3),
      0 0 0 1px rgba(91, 156, 255, 0.06) inset,
      0 1px 0 rgba(255, 255, 255, 0.04) inset;
  }
  .ar-stat-value {
    font-size: 1.9rem;
    font-weight: 700;
    color: var(--chalk);
    letter-spacing: -0.03em;
    line-height: 1;
    margin-bottom: 10px;
  }
  .ar-stat-value .italic { font-weight: 300; color: var(--azure-bright); }
  .ar-stat-label {
    font-size: 0.83rem;
    line-height: 1.45;
    color: var(--fog);
  }

  /* ============ AUTHOR BOX (compact) ============ */
  .ar-author-band {
    background: var(--bg-raised);
    padding: 64px 0 72px;
    position: relative;
    overflow: hidden;
  }
  .ar-author-band::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
      radial-gradient(ellipse 60% 55% at 15% 20%, rgba(91, 156, 255, 0.1) 0%, transparent 60%),
      radial-gradient(ellipse 55% 50% at 85% 75%, rgba(30, 95, 209, 0.08) 0%, transparent 60%);
    pointer-events: none;
    z-index: 0;
  }
  .ar-author-band .container { position: relative; z-index: 1; }
  .ar-author-band::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
      radial-gradient(ellipse 50% 60% at 15% 50%, rgba(91, 156, 255, 0.05) 0%, rgba(91, 156, 255, 0) 60%),
      radial-gradient(ellipse 50% 60% at 85% 50%, rgba(30, 95, 209, 0.06) 0%, rgba(30, 95, 209, 0) 60%);
    pointer-events: none;
    z-index: 0;
  }
  .ar-author-band .container { position: relative; z-index: 1; }
  .ar-author-card {
    max-width: 820px;
    margin: 0 auto;
    background:
      linear-gradient(90deg, transparent 15%, rgba(91, 156, 255, 0.35) 50%, transparent 85%) top / 100% 1px no-repeat,
      linear-gradient(180deg, var(--navy-light), var(--navy));
    border: 1px solid var(--border-strong);
    border-radius: 18px;
    padding: 32px 34px 30px;
    display: grid;
    grid-template-columns: 88px 1fr;
    gap: 28px;
    align-items: start;
    position: relative;
    overflow: hidden;
    box-shadow:
      0 14px 36px rgba(0, 0, 0, 0.38),
      0 2px 8px rgba(0, 0, 0, 0.2),
      0 0 0 1px rgba(91, 156, 255, 0.06) inset,
      0 1px 0 rgba(255, 255, 255, 0.04) inset;
  }
  .ar-author-card::before {
    content: '';
    position: absolute;
    top: 0; right: 0;
    width: 55%;
    height: 55%;
    pointer-events: none;
    background: radial-gradient(ellipse at top right, rgba(91, 156, 255, 0.12) 0%, transparent 60%);
    z-index: 0;
  }
  .ar-author-card::after {
    content: '';
    position: absolute;
    bottom: 0; left: 0;
    width: 45%;
    height: 45%;
    pointer-events: none;
    background: radial-gradient(ellipse at bottom left, rgba(121, 186, 236, 0.08) 0%, transparent 60%);
    z-index: 0;
  }
  .ar-author-card > * { position: relative; z-index: 1; }
  .ar-author-avatar {
    width: 88px;
    height: 88px;
    border-radius: 50%;
    padding: 3px;
    background: linear-gradient(135deg, rgba(91, 156, 255, 0.4), rgba(121, 186, 236, 0.2));
    border: 1px solid rgba(91, 156, 255, 0.4);
    overflow: hidden;
  }
  .ar-author-avatar img {
    width: 100%;
    height: 100%;
    border-radius: 50%;
    object-fit: cover;
    object-position: center top;
    display: block;
  }
  .ar-author-label {
    display: inline-block;
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.68rem;
    color: var(--azure-bright);
    letter-spacing: 0.14em;
    text-transform: uppercase;
    font-weight: 500;
    margin-bottom: 6px;
  }
  .ar-author-name {
    font-size: 1.2rem;
    font-weight: 600;
    color: var(--chalk);
    letter-spacing: -0.02em;
    margin-bottom: 3px;
  }
  .ar-author-role {
    font-size: 0.85rem;
    color: var(--mist);
    margin-bottom: 14px;
  }
  .ar-author-bio {
    font-size: 0.94rem;
    line-height: 1.65;
    color: var(--bone);
    margin-bottom: 16px;
  }
  .ar-author-ctas {
    display: flex;
    gap: 10px;
    flex-wrap: wrap;
  }
  .ar-author-cta {
    display: inline-flex;
    align-items: center;
    gap: 7px;
    padding: 8px 14px;
    border-radius: 8px;
    background: rgba(91, 156, 255, 0.1);
    border: 1px solid rgba(91, 156, 255, 0.25);
    color: var(--sky);
    font-size: 0.82rem;
    font-weight: 500;
    transition: background 0.3s, border-color 0.3s, transform 0.3s;
  }
  .ar-author-cta:hover {
    background: rgba(91, 156, 255, 0.15);
    border-color: rgba(91, 156, 255, 0.4);
    transform: translateY(-1px);
    opacity: 1;
  }
  .ar-author-cta svg { width: 13px; height: 13px; }
  .ar-author-cta-secondary {
    background: transparent;
    border-color: rgba(91, 156, 255, 0.2);
    color: var(--fog);
  }
  .ar-author-cta-secondary:hover {
    background: rgba(91, 156, 255, 0.08);
    border-color: rgba(91, 156, 255, 0.35);
    color: var(--bone);
  }

  /* ============ RELATED GUIDES ============ */
  .ar-related {
    background: var(--bg-deep);
    padding: 80px 0 90px;
    position: relative;
    overflow: hidden;
  }
  .ar-related::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
      radial-gradient(ellipse 50% 60% at 15% 50%, rgba(91, 156, 255, 0.05) 0%, rgba(91, 156, 255, 0) 60%),
      radial-gradient(ellipse 50% 60% at 85% 50%, rgba(30, 95, 209, 0.06) 0%, rgba(30, 95, 209, 0) 60%);
    pointer-events: none;
  }
  .ar-related .container { position: relative; z-index: 1; }
  .ar-related-header {
    max-width: 720px;
    margin: 0 auto 40px;
    text-align: center;
  }
  .ar-related-header .eyebrow { justify-content: center; }
  .ar-related-header .eyebrow::after {
    content: '';
    width: 20px;
    height: 1px;
    background: var(--azure-bright);
  }
  .ar-related-header h2 {
    font-size: clamp(1.6rem, 2.8vw, 2rem);
    font-weight: 600;
    letter-spacing: -0.025em;
    line-height: 1.15;
  }
  .ar-related-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 14px;
    max-width: 1050px;
    margin: 0 auto;
  }
  .ar-related-card {
    display: block;
    background:
      linear-gradient(90deg, transparent 15%, rgba(91, 156, 255, 0.3) 50%, transparent 85%) top / 100% 1px no-repeat,
      linear-gradient(180deg, var(--navy-light), var(--navy));
    border: 1px solid var(--border);
    border-radius: 14px;
    padding: 24px 24px 22px;
    position: relative;
    overflow: hidden;
    text-decoration: none;
    color: var(--bone);
    box-shadow:
      0 12px 32px rgba(0, 0, 0, 0.35),
      0 2px 8px rgba(0, 0, 0, 0.2),
      0 0 0 1px rgba(91, 156, 255, 0.05) inset,
      0 1px 0 rgba(255, 255, 255, 0.03) inset;
    transition: all 0.45s cubic-bezier(0.23, 1, 0.32, 1);
  }
  .ar-related-card::before {
    content: '';
    position: absolute;
    top: 0; right: 0;
    width: 60%;
    height: 55%;
    pointer-events: none;
    background: radial-gradient(ellipse at top right, rgba(91, 156, 255, 0.14) 0%, transparent 60%);
    z-index: 0;
  }
  .ar-related-card::after {
    content: '';
    position: absolute;
    bottom: 0; left: 0;
    width: 45%;
    height: 45%;
    pointer-events: none;
    background: radial-gradient(ellipse at bottom left, rgba(121, 186, 236, 0.09) 0%, transparent 60%);
    z-index: 0;
  }
  .ar-related-card > * { position: relative; z-index: 1; }
  .ar-related-card:hover {
    transform: translateY(-8px);
    border-color: #5b9cff;
    box-shadow:
      0 20px 50px rgba(91, 156, 255, 0.25),
      0 2px 8px rgba(0, 0, 0, 0.25),
      0 0 0 1px rgba(91, 156, 255, 0.1) inset,
      0 1px 0 rgba(255, 255, 255, 0.05) inset;
    background:
      linear-gradient(90deg, transparent 15%, rgba(91, 156, 255, 0.5) 50%, transparent 85%) top / 100% 1px no-repeat,
      linear-gradient(180deg, var(--navy-light), var(--navy));
  }
  .ar-related-num {
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.7rem;
    color: var(--azure-bright);
    letter-spacing: 0.12em;
    text-transform: uppercase;
    font-weight: 500;
    margin-bottom: 10px;
    display: block;
  }
  .ar-related-card h3 {
    font-size: 1rem;
    font-weight: 600;
    color: var(--chalk);
    line-height: 1.3;
    margin-bottom: 10px;
    letter-spacing: -0.012em;
  }
  .ar-related-card p {
    font-size: 0.86rem;
    line-height: 1.55;
    color: var(--fog);
    margin: 0;
  }

  /* ============ DISCLAIMER ============ */
  .ar-disclaimer {
    background: var(--bg-raised);
    padding: 48px 0 56px;
    position: relative;
    overflow: hidden;
  }
  .ar-disclaimer::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
      radial-gradient(ellipse 60% 55% at 15% 20%, rgba(91, 156, 255, 0.08) 0%, transparent 60%),
      radial-gradient(ellipse 55% 50% at 85% 75%, rgba(30, 95, 209, 0.06) 0%, transparent 60%);
    pointer-events: none;
    z-index: 0;
  }
  .ar-disclaimer .container { position: relative; z-index: 1; max-width: 820px; }
  .ar-disclaimer .container {
    max-width: 820px;
  }
  .ar-disclaimer-label {
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.7rem;
    color: var(--mist);
    letter-spacing: 0.12em;
    text-transform: uppercase;
    margin-bottom: 14px;
  }
  .ar-disclaimer p {
    font-size: 0.86rem;
    line-height: 1.7;
    color: var(--mist);
    margin-bottom: 10px;
  }


  /* ============ FAQ SECTION ============ */
  .ar-faq-band {
    background: var(--bg-deep);
    padding: 80px 0 90px;
    position: relative;
    overflow: hidden;
  }
  .ar-faq-band::before {
    content: '';
    position: absolute;
    inset: 0;
    background:
      radial-gradient(ellipse 50% 60% at 15% 50%, rgba(91, 156, 255, 0.04) 0%, rgba(91, 156, 255, 0) 60%),
      radial-gradient(ellipse 50% 60% at 85% 50%, rgba(30, 95, 209, 0.05) 0%, rgba(30, 95, 209, 0) 60%);
    pointer-events: none;
    z-index: 0;
  }
  .ar-faq-band .container { position: relative; z-index: 1; }
  .ar-faq-header {
    max-width: 720px;
    margin: 0 auto 44px;
    text-align: center;
  }
  .ar-faq-header .eyebrow { justify-content: center; }
  .ar-faq-header .eyebrow::after {
    content: '';
    width: 20px;
    height: 1px;
    background: var(--azure-bright);
  }
  .ar-faq-header h2 {
    font-size: clamp(1.75rem, 3vw, 2.2rem);
    font-weight: 600;
    letter-spacing: -0.025em;
    line-height: 1.15;
  }
  .ar-faq-list {
    max-width: 820px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: 12px;
  }
  .ar-faq-item {
    background:
      linear-gradient(90deg, transparent 15%, rgba(91, 156, 255, 0.3) 50%, transparent 85%) top / 100% 1px no-repeat,
      linear-gradient(180deg, var(--navy-light), var(--navy));
    border: 1px solid var(--border-strong);
    border-radius: 14px;
    position: relative;
    overflow: hidden;
    box-shadow:
      0 12px 32px rgba(0, 0, 0, 0.35),
      0 2px 8px rgba(0, 0, 0, 0.2),
      0 0 0 1px rgba(91, 156, 255, 0.06) inset,
      0 1px 0 rgba(255, 255, 255, 0.04) inset;
    transition:
      border-color 0.7s cubic-bezier(0.19, 1, 0.22, 1),
      box-shadow 0.7s cubic-bezier(0.19, 1, 0.22, 1);
  }
  .ar-faq-item::before {
    content: '';
    position: absolute;
    top: 0; right: 0;
    width: 45%;
    height: 55%;
    pointer-events: none;
    background: radial-gradient(ellipse at top right, rgba(91, 156, 255, 0.1) 0%, transparent 60%);
    z-index: 0;
    transition: opacity 0.7s cubic-bezier(0.19, 1, 0.22, 1);
  }
  .ar-faq-item::after {
    content: '';
    position: absolute;
    bottom: 0; left: 0;
    width: 40%;
    height: 40%;
    pointer-events: none;
    background: radial-gradient(ellipse at bottom left, rgba(121, 186, 236, 0.06) 0%, transparent 60%);
    z-index: 0;
    transition: opacity 0.7s cubic-bezier(0.19, 1, 0.22, 1);
  }
  .ar-faq-item > * { position: relative; z-index: 1; }
  .ar-faq-item:hover {
    border-color: rgba(121, 186, 236, 0.45);
    box-shadow:
      0 20px 48px rgba(0, 0, 0, 0.5),
      0 0 28px rgba(121, 186, 236, 0.14),
      0 0 0 1px rgba(91, 156, 255, 0.1) inset,
      0 1px 0 rgba(255, 255, 255, 0.05) inset;
  }
  .ar-faq-item:hover::before { opacity: 1.3; }
  .ar-faq-item:hover::after { opacity: 1.5; }
  .ar-faq-item[open] {
    border-color: var(--sky);
    box-shadow:
      0 18px 40px rgba(0, 0, 0, 0.45),
      0 0 32px rgba(121, 186, 236, 0.18),
      0 0 0 1px rgba(121, 186, 236, 0.18) inset,
      0 1px 0 rgba(255, 255, 255, 0.05) inset;
  }
  .ar-faq-question {
    list-style: none;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 18px;
    padding: 22px 28px;
    cursor: pointer;
    color: var(--chalk);
    font-size: 1.02rem;
    font-weight: 600;
    letter-spacing: -0.015em;
    line-height: 1.35;
    user-select: none;
    transition: color 0.3s var(--ease-out);
  }
  .ar-faq-question::-webkit-details-marker { display: none; }
  .ar-faq-item:hover .ar-faq-question { color: var(--sky); }
  .ar-faq-item[open] .ar-faq-question { color: var(--sky); }
  .ar-faq-icon {
    flex-shrink: 0;
    width: 32px;
    height: 32px;
    border-radius: 50%;
    background: rgba(91, 156, 255, 0.1);
    border: 1px solid rgba(91, 156, 255, 0.25);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--sky);
    transition: transform 0.45s cubic-bezier(0.23, 1, 0.32, 1), background 0.3s, border-color 0.3s;
  }
  .ar-faq-icon svg {
    width: 14px;
    height: 14px;
    transition: transform 0.45s cubic-bezier(0.23, 1, 0.32, 1);
  }
  .ar-faq-item:hover .ar-faq-icon {
    background: rgba(91, 156, 255, 0.16);
    border-color: rgba(121, 186, 236, 0.4);
  }
  .ar-faq-item[open] .ar-faq-icon {
    background: rgba(121, 186, 236, 0.2);
    border-color: var(--sky);
  }
  .ar-faq-item[open] .ar-faq-icon svg {
    transform: rotate(45deg);
  }
  .ar-faq-answer {
    padding: 0 28px 24px;
    color: var(--bone);
    font-size: 0.96rem;
    line-height: 1.7;
  }
  .ar-faq-answer p { margin-bottom: 14px; }
  .ar-faq-answer p:last-child { margin-bottom: 0; }
  .ar-faq-answer strong { color: var(--chalk); font-weight: 600; }
  .ar-faq-answer a { color: var(--sky); }

  /* ============ RESPONSIVE ============ */
  @media (max-width: 960px) {
    .container { padding: 0 22px; }
    .ar-hero { padding: 40px 0 40px; }
    .ar-body { padding: 60px 0 60px; }
    .ar-prose { font-size: 1rem; }
    .ar-prose h2 { margin: 56px 0 16px; }
    .ar-bands { grid-template-columns: 1fr; }
    .ar-stats { grid-template-columns: 1fr; }
    .ar-leading-stats { grid-template-columns: 1fr; max-width: 460px; }
    .ar-related-grid { grid-template-columns: repeat(2, 1fr); }
    .ar-faq-question { padding: 18px 22px; font-size: 0.96rem; }
    .ar-faq-answer { padding: 0 22px 20px; font-size: 0.92rem; }
    .ar-toc-inner { padding: 26px 28px; }
    .ar-compare { font-size: 0.86rem; }
    .ar-compare thead th,
    .ar-compare tbody td { padding: 14px 16px; }
    .ar-author-card {
      grid-template-columns: 1fr;
      gap: 18px;
      padding: 28px 26px 26px;
      text-align: center;
    }
    .ar-author-avatar {
      margin: 0 auto;
    }
    .ar-author-ctas { justify-content: center; }
  }
  @media (max-width: 620px) {
    .ar-related-grid { grid-template-columns: 1fr; }
  }
  /* ============================================================ */
  /* VISUAL ENHANCEMENTS v2 — automatic styling upgrades           */
  /* (Overrides earlier list and table rules to avoid doubling)    */
  /* ============================================================ */
  
  /* Neutralise the original list rules so only the new ones apply */
  .ar-prose ul li::before,
  .ar-prose ol li::before {
    content: none !important;
  }
  .ar-prose ul,
  .ar-prose ol {
    list-style: none !important;
  }
  .ar-prose li {
    padding-left: 0 !important;
  }
  
  /* Numbered ordered lists (direct children of .ar-prose) get big azure number discs */
  .ar-prose > ol {
    counter-reset: ar-step;
    list-style: none;
    padding-left: 0;
    margin: 28px 0 32px;
  }
  .ar-prose > ol > li {
    counter-increment: ar-step;
    position: relative;
    padding: 18px 24px 18px 74px !important;
    margin-bottom: 14px;
    background:
      linear-gradient(180deg, rgba(91, 156, 255, 0.05), rgba(91, 156, 255, 0.015));
    border: 1px solid rgba(91, 156, 255, 0.14);
    border-left: 2px solid rgba(91, 156, 255, 0.35);
    border-radius: 12px;
    color: var(--fog);
    line-height: 1.65;
  }
  .ar-prose > ol > li::before {
    content: counter(ar-step) !important;
    position: absolute;
    left: 18px !important;
    top: 16px !important;
    width: 38px;
    height: 38px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: linear-gradient(135deg, var(--azure-deep) 0%, var(--azure-bright) 100%);
    color: #fff !important;
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.95rem !important;
    font-weight: 600 !important;
    border-radius: 50%;
    box-shadow:
      0 4px 14px rgba(30, 95, 209, 0.4),
      0 0 0 1px rgba(255, 255, 255, 0.08) inset;
  }
  .ar-prose > ol > li::marker { content: none; }
  .ar-prose > ol > li strong {
    color: var(--chalk);
  }
  
  /* Unordered lists (direct children of .ar-prose) get arrow bullets */
  .ar-prose > ul {
    list-style: none;
    padding-left: 0;
    margin: 22px 0 26px;
  }
  .ar-prose > ul > li {
    position: relative;
    padding: 11px 4px 11px 34px !important;
    margin-bottom: 4px;
    color: var(--fog);
    line-height: 1.65;
    border-bottom: 1px solid rgba(91, 156, 255, 0.07);
  }
  .ar-prose > ul > li:last-child { border-bottom: none; }
  .ar-prose > ul > li::before {
    content: '\2192' !important;
    position: absolute;
    left: 4px !important;
    top: 11px !important;
    color: var(--azure-bright) !important;
    font-weight: 500;
    font-size: 1.1rem !important;
    line-height: 1.65;
    width: auto !important;
    height: auto !important;
    background: none !important;
    border-radius: 0 !important;
  }
  .ar-prose > ul > li strong {
    color: var(--chalk);
  }
  
  /* H2 gets a subtle left accent bar */
  .ar-prose h2 {
    position: relative;
    padding-top: 52px;
    margin-top: 28px;
  }
  .ar-prose h2::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    width: 56px;
    height: 2px;
    background: linear-gradient(90deg, var(--azure-bright), transparent);
    border-radius: 1px;
  }
  .ar-prose h2:first-child { padding-top: 0; margin-top: 0; }
  .ar-prose h2:first-child::before { display: none; }
  
  /* H3 subtle refinement */
  .ar-prose h3 {
    color: var(--chalk);
    letter-spacing: -0.005em;
  }
  
  /* Lead paragraph after each H2 */
  .ar-prose h2 + p {
    font-size: 1.04rem;
    color: var(--bone);
    line-height: 1.72;
  }
  
  /* Strong text in body prose */
  .ar-prose p strong {
    color: var(--chalk);
  }
  
  /* Callout boxes upgrade — stronger visual presence */
  .ar-callout {
    background:
      linear-gradient(135deg, rgba(91, 156, 255, 0.08) 0%, rgba(30, 95, 209, 0.03) 100%);
    border: 1px solid rgba(91, 156, 255, 0.22);
    border-left: 3px solid var(--azure-bright);
    border-radius: 14px;
    padding: 28px 30px;
    margin: 36px 0;
    position: relative;
    overflow: hidden;
    box-shadow: 0 10px 24px rgba(0, 0, 0, 0.22);
  }
  .ar-callout::after {
    content: '';
    position: absolute;
    top: 0;
    right: 0;
    width: 160px;
    height: 160px;
    background: radial-gradient(circle at top right, rgba(91, 156, 255, 0.1) 0%, transparent 70%);
    pointer-events: none;
  }
  .ar-callout-label {
    display: inline-block;
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.7rem;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--azure-bright);
    background: rgba(91, 156, 255, 0.1);
    padding: 6px 12px;
    border-radius: 6px;
    border: 1px solid rgba(91, 156, 255, 0.22);
    margin-bottom: 14px;
  }
  .ar-callout h4 {
    color: var(--chalk);
    font-size: 1.18rem;
    margin: 0 0 14px;
    font-weight: 600;
    letter-spacing: -0.01em;
    line-height: 1.35;
  }
  .ar-callout p {
    color: var(--bone);
    margin: 0 0 12px;
    font-size: 0.96rem;
    line-height: 1.7;
  }
  .ar-callout p:last-child { margin-bottom: 0; }
  
  /* Lists inside callouts: keep them simple, no numbered discs or arrow bullets */
  .ar-callout ul, .ar-callout ol {
    margin: 10px 0 12px !important;
    padding-left: 22px !important;
  }
  .ar-callout ul { list-style: disc !important; }
  .ar-callout ol { list-style: decimal !important; }
  .ar-callout ul > li, .ar-callout ol > li {
    background: none !important;
    border: none !important;
    padding: 4px 0 !important;
    margin: 0 !important;
    color: var(--bone) !important;
    line-height: 1.65 !important;
    counter-increment: none !important;
  }
  .ar-callout ul > li::before, .ar-callout ol > li::before {
    content: none !important;
    background: none !important;
    width: auto !important;
    height: auto !important;
  }
  .ar-callout li::marker {
    color: var(--azure-bright);
  }
  
  /* H3 that follows a paragraph gets slightly tighter spacing */
  .ar-prose p + h3 { margin-top: 28px; }
  
  /* Blockquote refinement */
  .ar-prose blockquote {
    background: linear-gradient(135deg, rgba(91, 156, 255, 0.04), rgba(91, 156, 255, 0.01));
    border-left: 3px solid var(--sky);
    border-radius: 0 10px 10px 0;
    padding: 18px 24px;
    margin: 24px 0;
    color: var(--bone);
    font-style: italic;
  }
  
  /* Mobile refinements */
  @media (max-width: 620px) {
    .ar-prose > ol > li {
      padding: 16px 18px 16px 60px !important;
    }
    .ar-prose > ol > li::before {
      left: 14px !important;
      top: 14px !important;
      width: 32px;
      height: 32px;
      font-size: 0.85rem !important;
    }
    .ar-prose > ul > li {
      padding: 10px 2px 10px 28px !important;
    }
    .ar-prose > ul > li::before {
      left: 2px !important;
    }
    .ar-callout {
      padding: 22px 20px;
      margin: 28px 0;
    }
    .ar-callout h4 { font-size: 1.08rem; }
    .ar-prose h2 { padding-top: 40px; }
  }

  /* ============================================================ */
  /* CREATIVE CONTENT COMPONENTS                                    */
  /* ============================================================ */
  
  /* === BENEFIT/INFO CARD — bordered card with stat grid === */
  .ar-info-card {
    background: linear-gradient(180deg, rgba(23, 36, 58, 0.65) 0%, rgba(17, 29, 48, 0.45) 100%);
    border: 1px solid rgba(91, 156, 255, 0.25);
    border-radius: 16px;
    padding: 24px 28px;
    margin: 24px 0 28px;
    position: relative;
    overflow: hidden;
  }
  .ar-info-card::before {
    content: '';
    position: absolute;
    top: 0; left: 0;
    width: 4px; height: 100%;
    background: linear-gradient(to bottom, var(--azure-deep), var(--azure-bright));
  }
  .ar-info-card-title {
    color: var(--chalk);
    font-size: 1.05rem;
    font-weight: 600;
    margin: 0 0 14px;
    letter-spacing: -0.01em;
  }
  .ar-info-card p {
    color: var(--fog);
    font-size: 0.95rem;
    line-height: 1.7;
    margin: 0 0 12px;
  }
  .ar-info-card p:last-child { margin-bottom: 0; }
  .ar-info-card-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
    margin-top: 14px;
  }
  .ar-info-tile {
    background: rgba(91, 156, 255, 0.08);
    border-radius: 10px;
    padding: 12px 14px;
  }
  .ar-info-tile-label {
    font-size: 0.78rem;
    color: var(--sky);
    margin-bottom: 4px;
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    letter-spacing: 0.02em;
  }
  .ar-info-tile-value {
    font-weight: 600;
    color: var(--chalk);
    font-size: 1rem;
    letter-spacing: -0.005em;
  }
  .ar-info-card-source {
    font-size: 0.82rem;
    color: var(--mist);
    margin-top: 14px;
    margin-bottom: 0;
  }
  
  /* === RATE BADGE — green/azure pill with headline figure === */
  .ar-rate-badge {
    display: inline-flex;
    align-items: center;
    background: rgba(34, 211, 153, 0.1);
    border: 1px solid rgba(34, 211, 153, 0.32);
    color: #4ade80;
    padding: 5px 12px;
    border-radius: 9999px;
    font-size: 0.8rem;
    font-weight: 600;
    margin-top: 8px;
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    letter-spacing: 0.01em;
  }
  .ar-rate-badge.azure {
    background: rgba(91, 156, 255, 0.1);
    border-color: rgba(91, 156, 255, 0.32);
    color: var(--azure-bright);
  }
  
  /* === CALLOUT VARIANTS (positive/info/warning) === */
  .ar-callout-positive {
    background:
      linear-gradient(135deg, rgba(34, 211, 153, 0.08) 0%, rgba(34, 211, 153, 0.02) 100%);
    border: 1px solid rgba(34, 211, 153, 0.25);
    border-left: 3px solid #4ade80;
    border-radius: 14px;
    padding: 22px 26px;
    margin: 28px 0;
    position: relative;
    overflow: hidden;
  }
  .ar-callout-positive::after {
    content: '';
    position: absolute;
    top: 0; right: 0;
    width: 140px; height: 140px;
    background: radial-gradient(circle at top right, rgba(34, 211, 153, 0.08) 0%, transparent 70%);
    pointer-events: none;
  }
  .ar-callout-positive-label {
    display: inline-block;
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.7rem;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: #4ade80;
    background: rgba(34, 211, 153, 0.1);
    padding: 5px 10px;
    border-radius: 6px;
    border: 1px solid rgba(34, 211, 153, 0.25);
    margin-bottom: 12px;
  }
  .ar-callout-positive h4 {
    color: var(--chalk);
    font-size: 1.1rem;
    margin: 0 0 10px;
    font-weight: 600;
    letter-spacing: -0.01em;
  }
  .ar-callout-positive p {
    color: var(--bone);
    margin: 0 0 10px;
    font-size: 0.95rem;
    line-height: 1.7;
  }
  .ar-callout-positive p:last-child { margin-bottom: 0; }
  
  .ar-callout-warning {
    background:
      linear-gradient(135deg, rgba(251, 146, 60, 0.08) 0%, rgba(251, 146, 60, 0.02) 100%);
    border: 1px solid rgba(251, 146, 60, 0.25);
    border-left: 3px solid #fb923c;
    border-radius: 14px;
    padding: 22px 26px;
    margin: 28px 0;
    position: relative;
    overflow: hidden;
  }
  .ar-callout-warning::after {
    content: '';
    position: absolute;
    top: 0; right: 0;
    width: 140px; height: 140px;
    background: radial-gradient(circle at top right, rgba(251, 146, 60, 0.08) 0%, transparent 70%);
    pointer-events: none;
  }
  .ar-callout-warning-label {
    display: inline-block;
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.7rem;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: #fb923c;
    background: rgba(251, 146, 60, 0.1);
    padding: 5px 10px;
    border-radius: 6px;
    border: 1px solid rgba(251, 146, 60, 0.25);
    margin-bottom: 12px;
  }
  .ar-callout-warning h4 {
    color: var(--chalk);
    font-size: 1.1rem;
    margin: 0 0 10px;
    font-weight: 600;
    letter-spacing: -0.01em;
  }
  .ar-callout-warning p {
    color: var(--bone);
    margin: 0 0 10px;
    font-size: 0.95rem;
    line-height: 1.7;
  }
  .ar-callout-warning p:last-child { margin-bottom: 0; }
  
  /* === PROCESS STEP CARDS — numbered tile + content === */
  .ar-step-card {
    background: linear-gradient(180deg, rgba(23, 36, 58, 0.55) 0%, rgba(17, 29, 48, 0.4) 100%);
    border: 1px solid rgba(91, 156, 255, 0.18);
    border-radius: 14px;
    padding: 18px 22px;
    margin-bottom: 12px;
    display: flex;
    gap: 16px;
    align-items: flex-start;
  }
  .ar-step-num {
    width: 36px;
    height: 36px;
    background: linear-gradient(135deg, var(--azure-deep) 0%, var(--azure-bright) 100%);
    border-radius: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-weight: 600;
    color: #fff;
    font-size: 0.9rem;
    flex-shrink: 0;
    box-shadow: 0 4px 14px rgba(30, 95, 209, 0.35);
  }
  .ar-step-content { flex: 1; min-width: 0; }
  .ar-step-content strong {
    color: var(--chalk);
    display: block;
    margin-bottom: 4px;
    font-size: 1rem;
    font-weight: 600;
  }
  .ar-step-content p {
    color: var(--fog);
    font-size: 0.93rem;
    line-height: 1.7;
    margin: 0;
  }
  
  /* === COMPARE BOX — table inside bordered container === */
  .ar-compare-box {
    background: linear-gradient(180deg, rgba(23, 36, 58, 0.55) 0%, rgba(17, 29, 48, 0.4) 100%);
    border: 1px solid rgba(91, 156, 255, 0.25);
    border-radius: 16px;
    padding: 24px 28px;
    margin: 26px 0;
    overflow: hidden;
  }
  .ar-compare-box-title {
    color: var(--chalk);
    font-size: 1.05rem;
    font-weight: 600;
    margin: 0 0 16px;
    letter-spacing: -0.01em;
  }
  .ar-compare-box table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.92rem;
  }
  .ar-compare-box th {
    color: var(--sky);
    font-weight: 600;
    text-align: left;
    padding: 10px 14px;
    border-bottom: 1px solid rgba(91, 156, 255, 0.22);
    font-size: 0.78rem;
    text-transform: uppercase;
    letter-spacing: 0.06em;
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
  }
  .ar-compare-box td {
    color: var(--fog);
    padding: 11px 14px;
    border-bottom: 1px solid rgba(91, 156, 255, 0.08);
    vertical-align: top;
  }
  .ar-compare-box tbody tr:last-child td { border-bottom: none; }
  .ar-compare-box tr.highlight td {
    color: var(--chalk);
    font-weight: 600;
  }
  .ar-compare-box td strong { color: var(--chalk); }
  
  /* === Mobile === */
  @media (max-width: 760px) {
    .ar-info-card {
      padding: 20px 22px;
    }
    .ar-info-card-grid {
      grid-template-columns: 1fr;
    }
    .ar-step-card {
      padding: 16px 18px;
      gap: 14px;
    }
    .ar-step-num {
      width: 32px;
      height: 32px;
      font-size: 0.85rem;
    }
    .ar-compare-box {
      padding: 20px 22px;
    }
    .ar-compare-box table { font-size: 0.86rem; }
    .ar-compare-box th, .ar-compare-box td {
      padding: 10px 12px;
    }
    .ar-callout-positive, .ar-callout-warning {
      padding: 20px 22px;
    }
  }

  /* ============================================================ */
  /* SECTION ALTERNATION — distinct H2 sections with lighting       */
  /* ============================================================ */
  
  .ar-section {
    position: relative;
    padding: 56px 38px 48px;
    margin: 0 -36px;
    border-radius: 18px;
    overflow: hidden;
    isolation: isolate;
  }
  
  .ar-section + .ar-section {
    margin-top: 36px;
  }
  
  /* Even sections (1st, 3rd, 5th...) — elevated panel with subtle aurora */
  .ar-section:not(.ar-section-alt) {
    background:
      /* Top edge glow */
      linear-gradient(90deg,
        transparent 12%,
        rgba(91, 156, 255, 0.4) 30%,
        rgba(121, 186, 236, 0.6) 50%,
        rgba(91, 156, 255, 0.4) 70%,
        transparent 88%
      ) top / 100% 1px no-repeat,
      /* Bottom edge glow */
      linear-gradient(90deg,
        transparent 12%,
        rgba(91, 156, 255, 0.3) 30%,
        rgba(121, 186, 236, 0.5) 50%,
        rgba(91, 156, 255, 0.3) 70%,
        transparent 88%
      ) bottom / 100% 1px no-repeat,
      /* Top glow blur */
      radial-gradient(ellipse 50% 8% at center top, rgba(121, 186, 236, 0.18) 0%, transparent 70%),
      /* Bottom glow blur */
      radial-gradient(ellipse 50% 8% at center bottom, rgba(121, 186, 236, 0.14) 0%, transparent 70%),
      /* Surface gradient */
      linear-gradient(180deg, rgba(91, 156, 255, 0.035) 0%, rgba(91, 156, 255, 0.012) 100%),
      linear-gradient(180deg, rgba(23, 36, 58, 0.4) 0%, rgba(17, 29, 48, 0.3) 100%);
    border: 1px solid rgba(91, 156, 255, 0.1);
    box-shadow:
      0 14px 36px rgba(0, 0, 0, 0.36),
      0 6px 14px rgba(0, 0, 0, 0.22),
      0 1px 0 rgba(255, 255, 255, 0.025) inset,
      0 0 0 1px rgba(91, 156, 255, 0.04) inset;
  }
  
  /* Subtle aurora glow blobs in even sections */
  .ar-section:not(.ar-section-alt)::after {
    content: '';
    position: absolute;
    inset: 0;
    background:
      radial-gradient(ellipse 50% 40% at 12% 15%, rgba(91, 156, 255, 0.08) 0%, rgba(91, 156, 255, 0) 60%),
      radial-gradient(ellipse 45% 35% at 88% 85%, rgba(30, 95, 209, 0.06) 0%, rgba(30, 95, 209, 0) 60%);
    pointer-events: none;
    z-index: -1;
  }
  
  /* Odd sections (2nd, 4th, 6th...) — recessed darker panel */
  .ar-section.ar-section-alt {
    background:
      /* Top edge glow */
      linear-gradient(90deg,
        transparent 12%,
        rgba(91, 156, 255, 0.4) 30%,
        rgba(121, 186, 236, 0.6) 50%,
        rgba(91, 156, 255, 0.4) 70%,
        transparent 88%
      ) top / 100% 1px no-repeat,
      /* Bottom edge glow */
      linear-gradient(90deg,
        transparent 12%,
        rgba(91, 156, 255, 0.3) 30%,
        rgba(121, 186, 236, 0.5) 50%,
        rgba(91, 156, 255, 0.3) 70%,
        transparent 88%
      ) bottom / 100% 1px no-repeat,
      /* Top glow blur */
      radial-gradient(ellipse 50% 8% at center top, rgba(121, 186, 236, 0.16) 0%, transparent 70%),
      /* Bottom glow blur */
      radial-gradient(ellipse 50% 8% at center bottom, rgba(121, 186, 236, 0.12) 0%, transparent 70%),
      /* Surface gradient */
      linear-gradient(180deg, rgba(6, 11, 22, 0.7) 0%, rgba(6, 11, 22, 0.5) 100%);
    border: 1px solid rgba(91, 156, 255, 0.08);
    box-shadow:
      0 14px 36px rgba(0, 0, 0, 0.42),
      0 6px 14px rgba(0, 0, 0, 0.3),
      0 1px 0 rgba(0, 0, 0, 0.4) inset,
      0 -1px 0 rgba(91, 156, 255, 0.04) inset;
  }
  
  /* Subtle aurora glow blobs in alt sections (different placement) */
  .ar-section.ar-section-alt::after {
    content: '';
    position: absolute;
    inset: 0;
    background:
      radial-gradient(ellipse 55% 40% at 85% 18%, rgba(91, 156, 255, 0.05) 0%, rgba(91, 156, 255, 0) 60%),
      radial-gradient(ellipse 50% 38% at 15% 82%, rgba(121, 186, 236, 0.04) 0%, rgba(121, 186, 236, 0) 60%);
    pointer-events: none;
    z-index: -1;
  }
  
  /* Make sure inner content sits above the aurora layer */
  .ar-section > * {
    position: relative;
    z-index: 1;
  }
  
  /* H2 inside sections doesn't need extra top padding (section provides it) */
  .ar-section > h2:first-child {
    padding-top: 0 !important;
    margin-top: 0 !important;
  }
  .ar-section > h2:first-child::before {
    display: none;
  }
  
  /* Last paragraph in section shouldn't have bottom margin */
  .ar-section > *:last-child {
    margin-bottom: 0;
  }
  
  /* Mobile: keep sections inside the container with breathing room around them */
  @media (max-width: 760px) {
    .ar-section {
      padding: 38px 22px 32px;
      margin: 0;
      border-radius: 14px;
    }
    .ar-section + .ar-section {
      margin-top: 24px;
    }
  }
  @media (max-width: 480px) {
    .ar-section {
      padding: 32px 18px 28px;
      border-radius: 12px;
    }
  }
  
  /* ============================================================ */
  /* HERO CONTENT CENTERING                                         */
  /* ============================================================ */
  
  .ar-hero {
    text-align: center;
  }
  .ar-hero-breadcrumb {
    justify-content: center;
  }
  .ar-hero h1 {
    margin-left: auto;
    margin-right: auto;
  }
  .ar-hero-lede {
    margin-left: auto;
    margin-right: auto;
  }
  .ar-hero-byline {
    margin-left: auto;
    margin-right: auto;
  }
  .ar-hero-chips {
    justify-content: center;
  }

    @media (prefers-reduced-motion: reduce) {
    .reveal, .scroll-reveal { opacity: 1 !important; transform: none !important; animation: none !important; }
    .ar-hero-aurora,
    .ar-hero-aurora::before,
    .ar-hero-aurora::after { animation: none !important; }
  }
  /* ============================================================
     ADDITIONAL: CTA band + buttons + centered eyebrow + hero logo
     ============================================================ */
  .eyebrow.is-centered {
    justify-content: center;
  }
  .eyebrow.is-centered::after {
    content: '';
    width: 20px;
    height: 1px;
    background: var(--azure-bright);
  }

  .btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 12px 22px;
    border-radius: 100px;
    font-family: -apple-system, 'SF Pro Text', 'Inter', sans-serif;
    font-size: 0.9rem;
    font-weight: 500;
    cursor: pointer;
    border: none;
    transition:
      transform 1s cubic-bezier(0.19, 1, 0.22, 1),
      box-shadow 1s cubic-bezier(0.19, 1, 0.22, 1),
      background 0.8s cubic-bezier(0.19, 1, 0.22, 1);
    letter-spacing: 0.01em;
    white-space: nowrap;
    position: relative;
    overflow: hidden;
    isolation: isolate;
    will-change: transform, box-shadow;
    text-decoration: none;
  }
  .btn::before {
    content: '';
    position: absolute;
    top: 0;
    left: -120%;
    width: 60%;
    height: 100%;
    background: linear-gradient(110deg, transparent 0%, transparent 30%, rgba(255, 255, 255, 0.25) 50%, transparent 70%, transparent 100%);
    transform: skewX(-20deg);
    transition: left 1.6s cubic-bezier(0.19, 1, 0.22, 1);
    pointer-events: none;
    z-index: 1;
  }
  .btn:hover::before { left: 130%; }
  .btn > * { position: relative; z-index: 2; }
  .btn-primary {
    background: linear-gradient(135deg, var(--azure-bright) 0%, var(--azure-deep) 100%);
    color: white;
    box-shadow: 0 4px 14px rgba(91, 156, 255, 0.25);
  }
  .btn-primary:hover {
    opacity: 1;
    transform: translateY(-3px);
    box-shadow: 0 16px 40px rgba(91, 156, 255, 0.48);
  }
  .btn-primary:active {
    transform: translateY(-1px);
    transition: transform 0.2s, box-shadow 0.2s;
  }
  .btn-large {
    padding: 16px 32px;
    font-size: 1rem;
  }

  .cta-band {
    padding: 96px 0;
    text-align: center;
    background:
      radial-gradient(ellipse 70% 80% at 50% 30%, rgba(91, 156, 255, 0.22) 0%, transparent 60%),
      linear-gradient(180deg, var(--bg-deep) 0%, #050a14 100%);
    position: relative;
    overflow: hidden;
  }
  .cta-band h2 {
    font-size: clamp(2.2rem, 4vw, 3rem);
    max-width: 720px;
    margin: 16px auto 22px;
    letter-spacing: -0.04em;
    line-height: 1.05;
    font-weight: 600;
  }
  .cta-band h2 .italic {
    font-weight: 300;
    font-style: normal;
    color: var(--azure-bright);
  }
  .cta-band p {
    color: var(--fog);
    font-size: 1.05rem;
    max-width: 560px;
    margin: 0 auto 36px;
    line-height: 1.6;
  }

  /* Hero title bar: logo to the left of the h1, centred as a group */
  .ar-hero-titlebar {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 22px;
    margin: 0 auto 22px;
    flex-wrap: wrap;
    text-align: left;
  }
  .ar-hero-logo {
    width: 96px;
    height: 96px;
    border-radius: 18px;
    background: #ffffff;
    padding: 10px;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow:
      0 2px 6px rgba(0, 0, 0, 0.20),
      0 12px 28px rgba(0, 0, 0, 0.32),
      0 0 0 1px rgba(91, 156, 255, 0.18);
    position: relative;
    overflow: hidden;
    flex-shrink: 0;
  }
  .ar-hero-logo::before {
    content: '';
    position: absolute;
    top: 0;
    left: 12%;
    right: 12%;
    height: 1px;
    background: linear-gradient(90deg, transparent, rgba(121, 186, 236, 0.45), transparent);
    pointer-events: none;
  }
  .ar-hero-logo img {
    width: 100%;
    height: 100%;
    object-fit: contain;
    display: block;
  }
  /* When inside the titlebar, the h1 should not have its centring auto-margins */
  .ar-hero-titlebar h1 {
    margin: 0 !important;
    text-align: left;
  }

  /* Hero FCA verification line: sits below chips, centred */
  .ar-hero-verify {
    margin-top: 14px;
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.7rem;
    color: var(--mist);
    text-transform: uppercase;
    letter-spacing: 0.12em;
    text-align: center;
  }
  .ar-hero-verify a {
    color: var(--azure-bright);
    text-decoration: none;
  }
  .ar-hero-verify a:hover {
    color: var(--sky);
    opacity: 1;
  }

  /* In-body sources block (replaces standalone disclaimer section) */
  .ar-section .ar-info-card.is-sources {
    margin-top: 24px;
  }

  /* Comparable alternatives — floating heading + card grid (no section panel) */
  .ar-alt-wrap {
    max-width: 760px;
    margin: 56px auto 56px;
  }
  .ar-alt-header {
    margin: 0 auto 36px;
    text-align: center;
  }
  .ar-alt-header .eyebrow {
    justify-content: center;
    margin-bottom: 14px;
  }
  .ar-alt-header .eyebrow::after {
    content: '';
    width: 20px;
    height: 1px;
    background: var(--azure-bright);
  }
  .ar-alt-header h2 {
    font-size: clamp(1.7rem, 3vw, 2.1rem);
    font-weight: 600;
    color: var(--chalk);
    letter-spacing: -0.03em;
    line-height: 1.15;
    margin: 0 0 12px;
  }
  .ar-alt-header h2 .italic {
    font-weight: 300;
    font-style: normal;
    color: var(--azure-bright);
  }
  .ar-alt-header p {
    color: var(--fog);
    font-size: 0.96rem;
    line-height: 1.6;
    margin: 0;
  }
  /* Cards extend 36px outside the prose column on each side, matching the
     ar-section panels above and below for perfect outer-edge alignment */
  .ar-alt-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 14px;
    margin: 0 -36px;
  }

  /* Card body — directory-card pattern: logo+name head, separator, description, separator, footer */
  .ar-alt-card {
    display: flex;
    flex-direction: column;
    background: #0e1c34;
    border: 1px solid rgba(91, 156, 255, 0.18);
    border-radius: 14px;
    padding: 22px 22px 18px;
    position: relative;
    overflow: hidden;
    color: var(--bone);
    box-shadow:
      0 2px 6px rgba(0, 0, 0, 0.20),
      0 12px 28px rgba(0, 0, 0, 0.32),
      0 1px 0 rgba(255, 255, 255, 0.04) inset,
      0 0 0 1px rgba(91, 156, 255, 0.04) inset;
    transition:
      transform 0.5s var(--ease-out),
      border-color 0.5s var(--ease-out),
      box-shadow 0.5s var(--ease-out);
  }
  .ar-alt-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 12%;
    right: 12%;
    height: 1px;
    background: linear-gradient(90deg, transparent, rgba(121, 186, 236, 0.45), transparent);
    pointer-events: none;
  }
  .ar-alt-card::after {
    content: '';
    position: absolute;
    top: -12px;
    left: 25%;
    right: 25%;
    height: 24px;
    background: radial-gradient(ellipse 60% 100% at center top, rgba(121, 186, 236, 0.18) 0%, transparent 70%);
    filter: blur(6px);
    opacity: 0.7;
    transition: opacity 0.5s var(--ease-out);
    pointer-events: none;
  }
  .ar-alt-card:hover {
    transform: translateY(-3px);
    border-color: rgba(121, 186, 236, 0.5);
    box-shadow:
      0 4px 10px rgba(0, 0, 0, 0.22),
      0 18px 42px rgba(0, 0, 0, 0.40),
      0 0 0 1px rgba(121, 186, 236, 0.15) inset,
      0 0 24px rgba(121, 186, 236, 0.08);
  }
  .ar-alt-card:hover::after { opacity: 1; }

  .ar-alt-card-head {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 14px;
  }
  .ar-alt-card-logo {
    width: 68px;
    height: 68px;
    border-radius: 14px;
    background: #ffffff;
    padding: 9px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.20);
  }
  .ar-alt-card-logo img {
    width: 100%;
    height: 100%;
    object-fit: contain;
    display: block;
  }
  .ar-alt-card-name {
    font-family: -apple-system, 'SF Pro Display', 'Inter', sans-serif;
    font-size: 1.1rem;
    font-weight: 600;
    color: var(--chalk);
    letter-spacing: -0.015em;
    line-height: 1.2;
    min-width: 0;
  }

  /* Description block bordered top and bottom, like directory card stat strip */
  .ar-alt-card p {
    font-size: 0.88rem !important;
    line-height: 1.6 !important;
    color: var(--fog);
    margin: 0 !important;
    padding: 14px 0;
    border-top: 1px solid rgba(255, 255, 255, 0.07);
    border-bottom: 1px solid rgba(255, 255, 255, 0.07);
    flex-grow: 1;
  }

  /* Footer with named-anchor CTA */
  .ar-alt-card-foot {
    padding-top: 14px;
    display: flex;
    align-items: center;
    justify-content: flex-start;
  }
  .ar-alt-card-cta {
    font-size: 0.85rem;
    color: var(--azure-bright);
    font-weight: 500;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 6px;
    padding-bottom: 1px;
    background-image: linear-gradient(currentColor, currentColor);
    background-position: 0 100%;
    background-repeat: no-repeat;
    background-size: 0% 1px;
    transition: background-size 0.4s var(--ease-out), color 0.3s var(--ease-out);
  }
  .ar-alt-card-cta:hover {
    color: var(--sky);
    background-size: calc(100% - 18px) 1px;
  }
  .ar-alt-card-arrow {
    transition: transform 0.4s var(--ease-out);
    display: inline-block;
  }
  .ar-alt-card-cta:hover .ar-alt-card-arrow { transform: translateX(4px); }
  .ar-alt-card:hover .ar-alt-card-arrow { transform: translateX(4px); }

  @media (max-width: 760px) {
    .ar-alt-grid {
      grid-template-columns: 1fr;
      margin: 0;
    }
  }

  /* ============================================================
     CRITERIA CARDS — Suited for / Less appropriate where
     Two side-by-side panels with iconed list items
     ============================================================ */
  .ar-criteria-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
    margin-top: 24px;
  }
  .ar-criteria-card {
    background: linear-gradient(180deg, rgba(23, 36, 58, 0.55) 0%, rgba(17, 29, 48, 0.4) 100%);
    border: 1px solid rgba(91, 156, 255, 0.18);
    border-radius: 14px;
    padding: 26px 28px;
    position: relative;
    overflow: hidden;
    box-shadow:
      0 12px 32px rgba(0, 0, 0, 0.35),
      0 1px 0 rgba(255, 255, 255, 0.03) inset;
  }
  .ar-criteria-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 12%;
    right: 12%;
    height: 1px;
    background: linear-gradient(90deg, transparent, rgba(91, 156, 255, 0.4), transparent);
    pointer-events: none;
  }
  .ar-criteria-card.is-positive::before {
    background: linear-gradient(90deg, transparent, rgba(34, 197, 94, 0.45), transparent);
  }
  .ar-criteria-card.is-negative {
    border-color: rgba(245, 101, 101, 0.20);
  }
  .ar-criteria-card.is-negative::before {
    background: linear-gradient(90deg, transparent, rgba(245, 101, 101, 0.45), transparent);
  }
  .ar-criteria-label {
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.7rem;
    text-transform: uppercase;
    letter-spacing: 0.14em;
    font-weight: 500;
    margin-bottom: 4px;
    display: block;
    color: #4ade80;
  }
  .ar-criteria-card.is-negative .ar-criteria-label {
    color: #f87171;
  }
  .ar-criteria-card h3 {
    font-size: 1.18rem;
    font-weight: 600;
    color: var(--chalk);
    margin: 0 0 18px;
    letter-spacing: -0.02em;
  }
  .ar-criteria-list {
    list-style: none !important;
    margin: 0 !important;
    padding: 0 !important;
  }
  .ar-criteria-list li {
    display: flex !important;
    gap: 14px;
    align-items: flex-start;
    padding: 12px 0 !important;
    border-bottom: 1px solid rgba(91, 156, 255, 0.08);
    color: var(--bone);
    font-size: 0.94rem;
    line-height: 1.55;
  }
  .ar-criteria-list li::before { display: none !important; }
  .ar-criteria-list li:last-child { border-bottom: none; }
  .ar-criteria-icon {
    width: 22px;
    height: 22px;
    border-radius: 50%;
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-top: 1px;
  }
  .ar-criteria-card.is-positive .ar-criteria-icon {
    background: rgba(34, 197, 94, 0.12);
    color: #4ade80;
  }
  .ar-criteria-card.is-negative .ar-criteria-icon {
    background: rgba(245, 101, 101, 0.12);
    color: #f87171;
  }
  .ar-criteria-icon svg {
    width: 12px;
    height: 12px;
    stroke-width: 3;
  }

  @media (max-width: 760px) {
    .ar-criteria-grid { grid-template-columns: 1fr; }
  }

  /* ============================================================
     STEP TILES — visual numbered process steps
     Stacked vertical list with number+title head row.
     Hover effect: number tile scales and rotates, glow brightens.
     ============================================================ */
  .ar-step-tiles {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-top: 24px;
  }
  .ar-step-tile {
    background: linear-gradient(180deg, rgba(23, 36, 58, 0.55) 0%, rgba(17, 29, 48, 0.4) 100%);
    border: 1px solid rgba(91, 156, 255, 0.18);
    border-radius: 14px;
    padding: 22px 26px;
    position: relative;
    overflow: hidden;
    transition: border-color 0.4s var(--ease-out), box-shadow 0.4s var(--ease-out);
  }
  .ar-step-tile::before {
    content: '';
    position: absolute;
    top: 0;
    left: 12%;
    right: 12%;
    height: 1px;
    background: linear-gradient(90deg, transparent, rgba(91, 156, 255, 0.4), transparent);
    pointer-events: none;
  }
  .ar-step-tile:hover {
    border-color: rgba(121, 186, 236, 0.5);
    box-shadow: 0 12px 28px rgba(0, 0, 0, 0.35), 0 0 24px rgba(91, 156, 255, 0.10);
  }
  .ar-step-tile-head {
    display: flex;
    align-items: center;
    gap: 16px;
    margin-bottom: 12px;
  }
  .ar-step-tile-num {
    width: 48px;
    height: 48px;
    border-radius: 12px;
    background: linear-gradient(135deg, rgba(12, 21, 36, 0.95) 0%, rgba(23, 36, 58, 0.95) 100%);
    border: 1px solid var(--azure-bright);
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: -apple-system, 'SF Pro Display', 'Inter', sans-serif;
    font-size: 1.3rem;
    font-weight: 600;
    color: var(--azure-bright);
    flex-shrink: 0;
    letter-spacing: -0.02em;
    font-variant-numeric: tabular-nums;
    box-shadow:
      0 4px 16px rgba(91, 156, 255, 0.18),
      0 0 0 4px rgba(91, 156, 255, 0.06);
    transition: transform 0.4s var(--ease-out), box-shadow 0.4s var(--ease-out), color 0.4s var(--ease-out);
  }
  .ar-step-tile:hover .ar-step-tile-num {
    transform: scale(1.05) rotate(-3deg);
    color: var(--sky);
    box-shadow:
      0 8px 22px rgba(91, 156, 255, 0.32),
      0 0 0 4px rgba(91, 156, 255, 0.10);
  }
  .ar-step-tile h3 {
    font-size: 1.15rem;
    font-weight: 600;
    color: var(--chalk);
    margin: 0 !important;
    letter-spacing: -0.02em;
    line-height: 1.25;
    flex: 1;
    min-width: 0;
  }
  .ar-step-tile p {
    font-size: 0.94rem;
    line-height: 1.65;
    color: var(--fog);
    margin: 0 !important;
  }

  @media (max-width: 760px) {
    .ar-hero-logo { width: 80px; height: 80px; padding: 8px; }
    .cta-band { padding: 64px 0; }
    .cta-band h2 { font-size: clamp(1.8rem, 5vw, 2.2rem); }
  }


  /* ============================================================
     REVIEW PAGE LAYOUT OVERRIDES (auto-generated)
     ============================================================ */

  /* Titlebar: logo on left, h1 + chips byline stacked on right */
  .ar-hero-titlebar {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 26px;
    margin: 0 auto 22px;
    flex-wrap: wrap;
    text-align: left;
  }
  .ar-hero-titlebar-text {
    display: flex;
    flex-direction: column;
    gap: 14px;
    min-width: 0;
    text-align: left;
  }
  .ar-hero-logo {
    width: 124px;
    height: 124px;
    border-radius: 22px;
    padding: 14px;
  }
  .ar-hero-titlebar h1 {
    margin: 0 !important;
    text-align: left;
  }
  .ar-hero-titlebar .ar-hero-chips {
    margin-top: 0;
  }

  /* Hero centring (revert any centred-with-auto-margin variant) */
  .ar-hero {
    text-align: center;
  }
  .ar-hero-breadcrumb {
    justify-content: center;
  }
  .ar-hero h1 {
    margin-left: auto;
    margin-right: auto;
  }
  .ar-hero-lede {
    margin-left: auto;
    margin-right: auto;
  }
  .ar-hero-byline {
    margin-left: auto;
    margin-right: auto;
    justify-content: center;
  }
  .ar-hero-chips {
    justify-content: center;
  }
  .ar-hero-trust {
    justify-content: center;
    margin-left: auto;
    margin-right: auto;
  }

  /* Free-floating byline (no container) */
  .ar-hero-byline {
    display: flex;
    align-items: center;
    gap: 0;
    flex-wrap: wrap;
    margin-bottom: 24px;
    background: none !important;
    border: none !important;
    padding: 0 !important;
    backdrop-filter: none !important;
    border-radius: 0 !important;
    max-width: none !important;
    overflow: visible !important;
  }
  .ar-hero-byline::before { display: none !important; }
  .ar-hero-byline-item {
    display: inline-flex;
    align-items: center;
    gap: 10px;
    padding: 0 18px;
    font-size: 0.84rem;
    color: var(--bone);
    letter-spacing: -0.005em;
  }
  .ar-hero-byline-item:first-child { padding-left: 0; }
  .ar-hero-byline-item:last-child { padding-right: 0; }
  .ar-hero-byline-item + .ar-hero-byline-item {
    border-left: 1px solid rgba(91, 156, 255, 0.2);
  }
  .ar-hero-byline-avatar {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    padding: 2px;
    background: linear-gradient(135deg, rgba(91, 156, 255, 0.4), rgba(121, 186, 236, 0.2));
    border: 1px solid rgba(91, 156, 255, 0.35);
    flex-shrink: 0;
    overflow: hidden;
  }
  .ar-hero-byline-avatar img {
    width: 100%;
    height: 100%;
    border-radius: 50%;
    object-fit: cover;
    object-position: center top;
    display: block;
  }
  .ar-hero-byline-text {
    display: flex;
    flex-direction: column;
    line-height: 1.3;
  }
  .ar-hero-byline-label {
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.66rem;
    color: var(--mist);
    letter-spacing: 0.12em;
    text-transform: uppercase;
    font-weight: 500;
  }
  .ar-hero-byline-name {
    color: var(--chalk);
    font-weight: 600;
    font-size: 0.92rem;
    letter-spacing: -0.01em;
  }
  .ar-hero-byline-name a { color: var(--chalk); }
  .ar-hero-byline-name a:hover { color: var(--sky); opacity: 1; }
  .ar-hero-byline-icon {
    color: var(--azure-bright);
    font-size: 0.9rem;
    flex-shrink: 0;
  }
  .ar-hero-byline-detail {
    color: var(--fog);
    font-size: 0.86rem;
  }

  /* Trust strip: Trustpilot + FCA pills */
  .ar-hero-trust {
    margin-top: 22px;
    display: flex;
    flex-wrap: wrap;
    gap: 10px;
    align-items: stretch;
  }
  .ar-hero-trust-item {
    display: inline-flex;
    align-items: center;
    gap: 12px;
    padding: 10px 16px;
    border-radius: 12px;
    background: linear-gradient(160deg, rgba(23, 36, 58, 0.55) 0%, rgba(17, 29, 48, 0.4) 100%);
    border: 1px solid rgba(91, 156, 255, 0.22);
    backdrop-filter: blur(8px);
    text-decoration: none;
    color: var(--bone);
    transition: border-color 0.3s var(--ease-out), background 0.3s var(--ease-out), transform 0.3s var(--ease-out);
    position: relative;
    overflow: hidden;
  }
  .ar-hero-trust-item::before {
    content: '';
    position: absolute;
    top: 0; left: 0; right: 0;
    height: 1px;
    background: linear-gradient(90deg, transparent, rgba(91, 156, 255, 0.45), transparent);
    opacity: 0.7;
    pointer-events: none;
  }
  a.ar-hero-trust-item:hover {
    border-color: rgba(91, 156, 255, 0.4);
    background: linear-gradient(160deg, rgba(28, 44, 70, 0.65) 0%, rgba(20, 34, 56, 0.5) 100%);
    transform: translateY(-1px);
    opacity: 1;
  }
  .ar-hero-trust-tp-stars {
    display: inline-flex;
    align-items: center;
    gap: 1px;
    flex-shrink: 0;
  }
  .ar-hero-trust-tp-star {
    width: 14px;
    height: 14px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    background: #00b67a;
    border-radius: 2px;
  }
  .ar-hero-trust-tp-star svg { width: 11px; height: 11px; fill: #fff; }
  .ar-hero-trust-tp-text {
    display: inline-flex;
    align-items: baseline;
    gap: 6px;
    font-size: 0.86rem;
    line-height: 1;
  }
  .ar-hero-trust-tp-rating {
    color: var(--chalk);
    font-weight: 600;
  }
  .ar-hero-trust-tp-count {
    color: var(--mist);
    font-size: 0.78rem;
  }
  .ar-hero-trust-tp-brand {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    font-size: 0.74rem;
    color: var(--fog);
    white-space: nowrap;
  }
  .ar-hero-trust-tp-brand::before {
    content: '';
    width: 7px; height: 7px;
    border-radius: 50%;
    background: #00b67a;
    flex-shrink: 0;
  }
  .ar-hero-trust-fca-logo {
    width: 38px;
    height: auto;
    flex-shrink: 0;
    border-radius: 4px;
    display: block;
  }
  .ar-hero-trust-fca-label {
    font-family: 'IBM Plex Mono', 'SF Mono', monospace;
    font-size: 0.74rem;
    color: var(--mist);
    letter-spacing: 0.1em;
    text-transform: uppercase;
    white-space: nowrap;
  }
  .ar-hero-trust-fca-sep {
    width: 1px;
    height: 14px;
    background: rgba(91, 156, 255, 0.25);
    flex-shrink: 0;
  }
  .ar-hero-trust-fca-frn {
    font-size: 0.86rem;
    color: var(--chalk);
    font-weight: 600;
    letter-spacing: -0.01em;
    white-space: nowrap;
  }

  /* Author card inside ar-section: strip box-in-box styling */
  .ar-section:has(.ar-author-card) {
    padding-top: 48px;
    padding-bottom: 48px;
  }
  .ar-section > .ar-author-card,
  .ar-section .ar-author-card {
    background: none;
    border: none;
    border-radius: 0;
    padding: 0;
    box-shadow: none;
    max-width: 100%;
    margin: 0;
  }
  .ar-section > .ar-author-card::before,
  .ar-section > .ar-author-card::after,
  .ar-section .ar-author-card::before,
  .ar-section .ar-author-card::after {
    display: none;
  }
  .ar-section .ar-author-card .ar-author-bio {
    margin-bottom: 14px;
  }

  /* Inter-section spacing when section follows a non-section block */
  .ar-alt-wrap + .ar-prose .ar-section:first-child,
  .ar-alt-wrap + .ar-section,
  .ar-prose:has(.ar-author-card) > .ar-section:first-child {
    margin-top: 36px;
  }

  /* Mobile breakpoints */
  @media (max-width: 960px) {
    .ar-hero-titlebar { gap: 18px; }
    .ar-hero-titlebar-text {
      gap: 10px;
      flex-basis: 100%;
      text-align: center;
      align-items: center;
    }
    .ar-hero-titlebar h1 {
      text-align: center !important;
    }
    .ar-hero-logo { width: 120px; height: 120px; border-radius: 22px; padding: 12px; }
    .ar-hero-trust { gap: 10px; flex-direction: column; align-items: stretch; }
    .ar-hero-trust-item { padding: 10px 14px; gap: 10px; width: 100%; justify-content: flex-start; }
    .ar-hero-trust-tp-text { font-size: 0.84rem; white-space: nowrap; }
    .ar-hero-trust-tp-count { white-space: nowrap; }
    .ar-hero-trust-tp-brand { font-size: 0.72rem; margin-left: auto; }
    .ar-hero-trust-fca-logo { width: 30px; }
    .ar-hero-trust-fca-label { font-size: 0.62rem; letter-spacing: 0.06em; }
    .ar-hero-trust-fca-frn { font-size: 0.78rem; margin-left: auto; }
  }
  @media (max-width: 620px) {
    .ar-hero-trust-tp-count { display: none; }
    .ar-hero-trust-fca-label-extra { display: none; }
    .ar-hero-trust-item { padding: 9px 12px; }
  }