Swift Money

I would like to borrow £100

Min £100 Max £1000

Over a 1 month term.

Min 1 Months Max 12 Months

Monthly Repayment: £
Total To Repay: £

Representative APR 1255.66%*

Apply Now For An Instant decision With No Obligation & No Credit Check.
On average Swift Money® approve over 97.5% of all payday loan applications.

Representative Example: Borrow £250 for 30 Days. Total Repayment: £310.00. Interest rate: 292.25% pa (fixed). 1255.66% APR representative.

UK Payday Lenders - Instant No Credit Check Loans.

We Will Never
Charge Fees

Your Details are
100% Secure

Absolutely
No Paperwork

  • No Obligation Loan Offer
  • Flexible Monthly Repayments
  • Money Can Be Deposited Today

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Norton Secured
We Will Never Charge Fees
60 Second Application
No Obligation Loan Offer

UK Payday Lenders - Bad Credit Friendly Loans

If you’ve found yourself short on cash between one payday and another, you’re not alone. We’ve helped thousands of people just like you to access funds when times are tough. Whether you’ve received an unexpected bill or you’ve had to fork out for an emergency expense, here at Swift Money, we can put you in touch with UK payday lenders that can help you to make it through to your next pay packet.

Direct payday loan lenders vs third-party brokers

When searching for a payday loan, you are likely to come across direct payday loan lenders and third party brokers. When you apply for a loan with a direct payday loan lender, as the name implies, you are applying directly to one organisation, which will then lend you the money without an intermediary if your application is approved.

A third party broker, on the other hand, helps people to find credit by comparing a number of different organisations and introducing prospective borrowers to lenders that can offer them deals. If you’re looking for money in a hurry, this is often an attractive option. As an experienced credit broker, at Swift Money, we scour the market on your behalf to give you the best chance of getting the money you need in as little time as possible. By potentially forwarding your application to 20 or more lenders, we take the legwork out of looking for a loan.

What to look for in a payday lender

Whether you decide to use a direct lender or a broker, you should check that any firm you’re considering using is regulated by the Financial Conduct Authority (FCA). If you’re looking for online payday loans, the company’s website should tell you if they are registered. Alternatively, the lender should make this clear in their store if they have one. If you’re not sure or just want to double-check, you can always search the Financial Services Registry online. If the lender you are thinking of dealing with isn’t registered or exempt, it is not a legitimate payday lender and should be avoided.

Finding UK payday lenders with no credit check

All FCA regulated payday lenders must run a credit check on prospective borrowers before offering them a loan. Any lender that says that they do not perform such checks is either misleading or operating irresponsibly. Credit checks are a necessary part of responsible lending as they help a lender to decide if a prospective borrower can afford to repay their loan as well as the interest they accrue.

If you have a poor credit rating or no credit history at all, you are not automatically precluded from taking out a payday loan. Most lenders will take your present financial status into account too. With an extensive knowledge of the lending market, we can help you to find UK payday lenders for bad credit if that’s what you need. To find out if you qualify for a payday loan, simply fill out our quick and easy online application form and leave the rest up to us.

Latest Posts From The Blog

Controversial Loans Tycoon Set to Pocket 350m After LSE Listing
July 16, 2018
Controversial short-term loan tycoon James Benamor is set to be the biggest individual beneficiary of exorbitant short-term loans fees in the UK when his firm, Amigo Loans lists on the London Stock Exchange. Benamor has been accused of being a loan shark operating on the "right side" of the law. His firm, Amigo loans is guilty of charging hard-up customers...
Coping With Information Overload
July 10, 2018
Information overload which is simply; having access to too much information at once isn't anything new. Since the onset of the internet, there has been a surge in the amount of information accessible to everyone. The problem has become worse as the global internet penetration rate increases. According to the latest statistics, 51% of the worlds population is now...
Identifying a Cryptocurrency Scam: Smart ICO Investing
July 06, 2018
Bitcoin is no longer a dominant cryptocurrency. The cryptocurrencys dominance is at its lowest level currently at less than 37% against 80% a year ago. [1]New and better cryptocurrencies are coming up every day via Initial Coin Offers (ICOs) which resemble Initial Public Offers for stocks. There are over 1,500 cryptocurrencies currently. Although Bitcoin was the...
Smart Summer Holiday Tips for Parents
July 03, 2018
Summer is here with us! Its that time when you need to take a break and soak in the sun, sand, and sea. Whatever your plans are, you need to make some considerations to avoid common mistakes. Summer holidays can be challenging especially when you have kids. Luckily, we have some smart summer tips for parents like you to consider. No countdowns We are fond of...


We have helped more than 250,000 people in the UK get through their emergency cash needs. Apply Now with Swift Money® today and let us help you too.

Frequently Asked Questions