Swift Money is a UK-based credit broker committed to placing customers at the centre of everything we do. We provide a clear, efficient, and transparent service for individuals seeking short-term financial solutions.
We do not act as a lender. Instead, we operate as an independent broker, carefully selecting and working with a panel of FCA-authorised lenders to connect customers with appropriate short-term funding options.
Customer-First Approach - We prioritise the needs and circumstances of each customer. Every aspect of our service is designed to support informed decision-making rather than to drive applications. We focus on matching customers with options that align with their individual requirements.
Transparency - We maintain full transparency in all communications and processes. Customers receive clear, plain-language information about loan amounts, terms, costs, and repayment obligations before any commitment is made. There are no hidden fees or unexpected charges associated with using our broker service.
Compliance and Responsible Practices - Compliance with regulatory standards is fundamental to our operations. Swift Money is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 738569). We work exclusively with lenders who are fully FCA-authorised and who apply robust affordability assessments. Responsible lending and borrowing practices are strictly observed to protect customer financial wellbeing.
Following our core principles, we facilitate access to short-term loans ranging from £100 to £5,000, subject to lender criteria and customer eligibility. Our efficient online platform enables quick assessment of applications, with many customers receiving instant decisions and same-day funding where approved.
The process is designed to be straightforward, providing customers with the information required to make confident choices without pressure or obligation.
- Clear and concise explanations in plain English.
- No fees for using our service.
- No obligation to proceed with any loan offer.
- Strict protection of personal data – we do not sell customer information.
- Secure, bank-level encryption for all transactions and data.
- Access to support regarding responsible borrowing.
To ensure the best possible outcome, we ask customers to:
- Provide accurate and complete information during the application process.
- Carefully assess whether proposed repayments fit within their budget.
- Borrow only what they can realistically afford to repay.
We view responsible borrowing as a shared responsibility and are committed to supporting customers in making suitable financial decisions.
If you require short-term financial assistance, Swift Money offers a professional, transparent, and compliant service designed with customer needs in mind.
Applications can be completed quickly online, with clear outcomes provided almost instantly and with absolutely no obligation.
Click here to apply now.
Swift Money Limited
Hamill House
112-116 Chorley New Road
Bolton
United Kingdom
Authorised and regulated by the Financial Conduct Authority
Firm Reference Number: 738569
Company Number: 07552504 (registered in England & Wales)
Swift Money are a credit broker, not a lender. We do not make credit decisions or provide loans ourselves. We introduce applications to lenders in our network and we may receive a commission for this service. Loan acceptance, amounts, and terms are subject to lender assessment and individual eligibility. Customers should borrow only what they can afford to repay.