Instant quote with a soft credit check and no fees.
Small loans are sent the same day.
We have an average approval rate of over 90%
Representative APR 91%.
Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1721% APR - your no-obligation quote and APR will be based on your personal circumstances.
Warning: Late repayment can cause you serious money problems. For help, go to https://www.moneyhelper.org.uk
Please note: Swift Money® are not a lender and offer a credit matching service.
If you find yourself stuck in a difficult financial situation, there is always a solution. Sometimes using a payday loans direct lender can get you out of trouble with zero stress and very little effort.
A payday loan is a small amount of money which is borrowed and then repaid over a short period of time. They are specifically focused on getting you out of any financial emergencies in the short term. If you find that you have suddenly run into a problem without preparation, then a payday loan is a useful way out.
These particular loans are focused on smaller amounts and are very accessible. As long as you meet the required criteria, you could have the money deposited into your bank account within minutes. This way, you really can get your money fast without any lengthy applications or holdups.
With very high acceptance rates, a super efficient application process, and almost instant money deposits, payday loans are a great solution. At Swift Money®, we can make this a simple reality through our easy and efficient services. Here is our guide on everything you need to know about using payday loans from a direct lender to give you the financial assistance you need.
We all find ourselves in difficult situations that we just aren't prepared for or don't expect. When these arrive, they can often cause some serious financial strain. When you feel this kind of pressure, know that there is a definite solution without any repercussions.
If you need to cover unexpected car repairs or bills then a short term loan is always a helpful option. These payday loans direct lender services also come in very handy for any tough medical expenses which you weren't prepared for, unexpeced car repairs, faulty washing machine, and much more.
At Swift Money®, we do not stipulate what you are borrowing for or ask for any proof of this, if you are in need of funds to help with a short term issue, then applying for a payday loan may be exactly what you need.
While we are not a payday loan direct lender, we provide a credit matching service. This means that we will approach all lenders directly in order to sort everything out. This makes things easier for you, as well as gives you more assurance of your loan.
As a service finding you the best rates for borrowing, we help you to apply for and receive that loan you need all from the comfort of your home. We offer a completely transparent service with zero hidden fees, secrets, stress or hidden conditions. Simply put, if you need money, we can provide it in the easiest way possible.
Instead of searching through the many different money lenders out there with the hopes of finding a trustworthy one, we do all of that for you. This way you can just tell us what you need, and we will handle all of the details. We handle all applications with a real sense of urgency, allowing you to receive your money fast.
Our service is fully transparent and trustworthy. We hide nothing from you in order to make the entire experience as smooth as possible. When using our services, the process is made up of four different areas.
Submit Your Application
First, you will need to submit an application. This application form can be found and completed online. There are no difficult questions or documents required here - just a straightforward and to the point process.
Await The Outcome
Once we have received this and know how much money you will require, we will send your application out to over 20 UK payday loans direct lender companies. As soon as a decision is made here, you will be contacted straight away confirming the outcome.
Get Access To Your Loan Agreement
At this point, you will gain access to your loan agreement. All this requires is a quick signing off of the agreement once you are happy with all that it involves.
Receive Your Money
Once your agreement is signed, the money is yours. Your money will be processed for dispatch when the lender has received your approved application. It can take as quick as 10 minutes for the funds to reach your bank account, though this will vary according to your bank.
All of our customers are treated fairly and equally. As long as you meet a few basic requirements, you can easily apply through us.
Before submitting your application, it is important to understand a few things. Payday loans are not for the long run. If you are looking for a long term solution, then getting a short term loan is not the answer. These loans must not be used to cover any existing debts you have already. You also need to be sure that you will be able to make the payments before applying.
Even if you have bad credit, you can still apply. The application is simple and extremely efficient. All applications are done online for added convenience. As long as you can prove that you will make the payments, your loan will be given.
Getting into a tricky financial situation is often easier to get into than out of. If you feel that this is the case, then turning to a payday loans direct lender is a good move. At Swift Money®, we will provide all of the service and efficiency which you will need to get that loan into your bank account.
Finding a suitable UK lender can be extremely difficult and confusing. This is why we handle that for you. Once you have submitted your application through us, we will then find the best solution available to you. This makes your entire loan process far smoother.
All it takes is a few clicks, and the money you need could land in your bank account within 10 minutes. Dealing with your financial problem really can't get any easier than that.
Swift Money Ltd are authorized and regulated by the Financial Conduct Authority (FCA)
Authorization can be checked on the FCA register at: https://register.fca.org.uk/
FCA Firm reference Number: 738569
If you are struggling with your finances and wouold like to speak to someone, you can contact any of the companies below, completely free of any charges:
Moneyadviceservice.co.uk
Nationaldebtline.org
Stepchange.org