What Is A ‘No Credit Check Payday Loan’?
If a lender says that they will not run any credit checks, this is irresponsible as they can’t know if you can afford to repay the money you are borrowing. Taking out a loan like this may land you in serious financial trouble.
Here at Swift Money®, we believe in giving people the help they need to stay afloat when money is tight. We do not believe in getting people into unmanageable debt. With this in mind, we carry out credit checks to find out if you are likely to be able to pay back the money you borrow before we approve your application. However, finding out if you qualify doesn’t take long. We can provide instant payday loan decisions through our quick online application process.
Why do people look for ‘no credit check payday loans’?
What is a credit rating?
Can I get a loan with a bad credit rating?
How do I improve my credit score?
In the short term, you should not apply for credit until your credit score has improved. You should also ensure that your details are on the electoral register as this can help you to get credit in future. It’s also a good idea to cancel any unused credit cards you have.
In the longer term, make sure you pay any outstanding debts that you have on time and early if possible, to show lenders that you can manage your money responsibly and repay debts without any issues. You should also avoid credit repair companies that claim to be able to fix your credit score for you for a fee. These companies often just do what you can do yourself and negotiate with companies that you are indebted to. Others act unscrupulously and may try to persuade you to lie to credit reference agencies or may claim to be able to do things that are in fact illegal.
We have helped more than 1,000,000 people in the UK get through their emergency cash needs. Apply Now with Swift Money® today and let us help you too.
FCA RegisterSwift Money Ltd are authorized and regulated by the Financial Conduct Authority (FCA)
Authorization can be checked on the FCA register at: https://register.fca.org.uk/
FCA Firm reference Number: 738569
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SwiftMoney.com is a registered trading Name of Swift Money Limited which operate a credit brokering service. Swift Money Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 738569. Swift Money Limited is registered in the United Kingdom. Principal place of business: 1-3, The Courtyard, Calvin Street, Bolton, Lancashire, BL1 8PB
Swift Money are not a direct lender. If you complete an application through our website, it will be shown to our lending and broker partners for their consideration.
We do not charge any fees for the use of our service, but we do receive a commission from our lending and broker partners following successful introductions from our website. Any information we provide is for the purposes of illustrating the lending process only and should not be read as financial advice.