To qualify for a Swift Money same day loan you will be required to match with the following criteria:

- Aged 18 or over
- Employed and resident in the UK
- Have your wages paid directly into your own UK bank account and have a valid debit card for that account
- Have a valid mobile phone and email address
- Not be currently signed to or anticipating entering a Debt Management Plan, Individual Voluntary Arrangement or a debtor under any bankruptcy proceedings

Same day loans are perfect for those who:

- Need a cash infusion and cannot borrow from family or friends.
- Have credit issues that prevent traditional financing methods.
- Have a job and a checking account.
- Don’t want to use a credit card cash advance.

There are a number of benefits to the same day loan process. Of course you may not have to wait long to get your loan funds, and you can be approved in a short period of time. But those are not the only reasons to consider financing this way.

- Completely transparent loan process. You will not find any hidden information or catches. There are no administration or application fees, so what you see is what you get!
- No fees. The cost of the loan is clearly spelled out for you during the application, so there will not be any surprises later.
- Online application. There is no need to drag out tax returns, birth certificates, etc. Fill in your name and a few other details, and you are on your way to a decision in minutes.

If after once you have received the loan and you find yourself unable to pay it back according to the terms, do not panic. Flexibility is the nature of this business. As long as you keep the lender up to date and informed with your situation, they can arrange a payment plan to help keep your account in good standing and ensure that you do not accumulate any more interest and fees. We understand how quickly and easily circumstances change. Stay in touch and you will be fine, leave them in the dark and they can only assume that you have no intention of paying the funds back.

As the loan is application is completed online, it does not matter where in the UK you live, you can get the money in your bank account after your application is approved. While it may be worrisome to put your information online, we use top of the line security measures to protect your data. No data is ever transferred across our network over a public connection, it is always transmitted using a 256 bit encrypted connection via Norton SSL (previously Verisign). This ensures one of the highest level encryption in the world.

Once your application is put through the online decision engine, you will receive an email confirming the decision. If the loan is approved, you will be asked to verify some information for mutual protection. This ensures we provide loans to you as a legitimate applicant, and no one is using your identity to receive a loan.

As long as you maintain a good account history, you could become eligible for loan amounts higher than £1000, up to £3500. Charges are fixed, so you will know exactly how much you have to repay at the time of loan approval. You may be eligible for higher loan amounts after just one successfully repaid short term loan.

When you choose to apply for a same day loan through Swift Money, you can have money in your account within 3 working days. Our one page loan application means everyone saves time, a valuable commodity when you have a financial emergency. Everything is done electronically, so you get an online decision and you will not even need a phone call.

Best of all, there are no restrictions on what you can use the money for. We do not try to control or limit the use of your money. Need petrol? Need to fix your car? Need to make sure you have got enough cash to cover an unexpected bill? It is your money, use it how you like.

We have helped more than 250,000 people in the UK get through their emergency cash needs. Apply Now with Swift Money® today and let us help you too.

* Same day deposits are not guaranteed.