0800 567 7444

Terms And Conditions

The information provided in this document explains the terms in which you may use and access our website SwiftMoney. It is the responsibility of all visitors to read and understand our Terms and Conditions (also referred to as Terms of Service) and Privacy Policy. By using SwiftMoney, you are acknowledging that you have read the Terms of Service and consent to both the Terms of Service and Privacy Policy.

About Us

SwiftMoney is a trading style of Swift Money Ltd. Registered Number: 07552504. Registered Address: 5-7 New Road, Radcliffe, Manchester, M26 1LS. Registered in England and Wales. Our services are provided for those 18 years of age and older.

Accessing Our Website

Any access of SwiftMoney is granted on a temporary basis and we reserve the right to discontinue services at any moment with or without consent. We bare no responsibility in the event that our website is out of service temporarily or permanently. Any login information such as usernames, passwords, or other credentials given to you as a means of accessing SwiftMoney is confidential and should not be disclosed to any other parties. SwiftMoney reserves the right to restrict, limit, or disable your ability to access our site in the event that you do not comply with our Terms of Service or Privacy Policy. Termination of your ability to access our website can be done with or without your consent. You shall be responsible for ensuring that all terms of service are followed while on our site and any arrangements needed to access our site will be your responsibilities. Additionally, it is your responsibility to ensure that any party accessing SwiftMoney through your internet connection identified through your IP address understand our Terms and Conditions and comply with our Privacy Policy. Failure to comply with our terms can result in restricted use or legal action if necessary.

Copyright and Intellectual Property

All information found on SwiftMoney including but not limited to trademarks, logo, images, articles, designs, graphics, and text (collectively referred to as “content”) are the sole property of SwiftMoney or we have been granted appropriate permission to include them on our website. Users shall request information on using any information, graphics, text, logos, or other trademarked items prior to sharing on any 3rd parties and no information from Paydayninja.net shall be presented or claimed by anyone except Paydayninja.net. All content found on SwiftMoney is protected by copyright laws, patents, and other intellectual property rights in accordance to UK law.
Any content copied from SwiftMoney may only be used for personal use, not commercial use. You may not use content from SwiftMoney as a means of profiting either directly or indirectly. By using our site, you agree that you agree not to modify, duplicate, publish, create plagiaristic content, transfer, post to the internet, or distribute any information from out site without the express written consent of Swift Money You will also not claim or present any content from SwiftMoney as your own intellectual property or creation even if modified. You may not remove author credits for any works found on SwiftMoney. Any such actions may be perceived as plagiarism.


SwiftMoney does not guarantee that all information on our site is free of error or that it will be uninterrupted. There may be typographical errors or technical issues such as broken links, misspellings, and therefore all information on our website is offered on an as-is basis. We reserve the right to change or alter any information or content on SwiftMoney at any time without notice. We cannot and do not guarantee that any files, documents, images, or any other content downloaded from our site will be free of viruses or possible harmful material. Anything downloaded from our site is done so at the sole discretion of the user.


For information regarding your privacy and security of your personal information entered into SwiftMoney, please refer to our Privacy Policy.

Viruses, Hackers, and other illegal acts

By using SwiftMoney, you are agreeing not to knowingly subject our site with viruses, worms, logic bombs, Trojans, or any other potential threat to our site or our users. Any attempt to gain unauthorised access of our site or web servers in which our site is stored is strictly forbidden. Any attempt to maliciously harm our website or our users technologically will be deemed as a criminal act under the Computer Misuse Act of 1990. Any attempted breach of our website or servers in which our website is stored on will be reported to law enforcement agency and we will disclose any information obtained about you to them to ensure full prosecution. Your access to our website will be denied permanently and we reserve the right to seek compensation for any damages occurred as a result of your actions, whether directly or indirectly. SwiftMoney shall not accept any responsibility for loss or damages resulting from any viruses or technological attacks that harm infect your computer’s hardware, data or software, as a result of your use of our website, downloading materials from our websites, or through any websites linked from our website.

Uploading To Our Website

By uploading any documents, files, or content to our website with our consent, you are acknowledging that you own the material or have the ability to share the content with a 3rd party and can prove such in writing. Any information uploaded to our site must comply with our Terms of Service and Privacy Policy. Upon uploading any files to our website, it will be considered non-confidential and we reserve the right to share the information with other parties including your identity. We hold no responsibility for the accuracy of any information uploaded by you or other users onto our site. We also have the right to remove any material uploaded by your or other users at any time without your consent.

Linking to and from our site

We permit linking to our website so long as it is in a legal and fair manner and does not harm our reputation or present SwiftMoney in a negative light. You also may not link to our site claiming endorsement, association, or affiliation if one does not exist. If you are linking to our site from another website, you must own the website or have sufficient privileges to link out from that website. You are not allowed to frame our website within a webpage via iframe or other measures. We may terminate your ability to link to our website at any time with or without notice. Also, the webpage you are linking from must comply with our Privacy Policy standards and Terms of Service. Any request to link to our site outside of that mentioned in this page must be made via our contact form.
Any links within our site to third parties are for your information only. Any views or thoughts expressed by sites linked from SwiftMoney do not necessarily reflect the view of SwiftMoney and we accept no responsibility for any loss or damage occurred as a result of visiting such sites. Use of websites linked from SwiftMoney is at the sole discretion of you.


All material and content on our website is provided without a warranty, guarantees or promises as to its accuracy. We shall accept no responsibility for losses (direct or indirect) incurred by anyone who uses our website or services. Unless required by law, our liability excludes but is not limited to:

• Loss of business
• Loss or profits
• Loss of information/data
• Loss of income
• Loss of time
Our liability may exclude areas not covered above as well including liability for personal injury, loss as a result of misrepresentation, or liability that cannot be excluded or limited under applicable laws.


Use of the services provided on SwiftMoney is limited to those 18 years of age or older and residents of the UK.


Any claims or legal issues shall fall under the jurisdiction of the English courts. We reserve the right to seek legal actions against you for failing to comply with our Terms of Service or Privacy Policy in the country in which you reside. Any disputes or issues in regards to information on SwiftMoney are governed by the law of England.

Swift Money Payday Loans

Copyright © 2017 - Swift Money Ltd. Registered in England and Wales.

Company Number: 07552504
FCA Authorised: 738569
Data Protection: ZA069965

BCCA Member
  • Swift Money Ltd

  • 1-3 The Courtyard
    Calvin Street
    BL1 8PB

    Tel: 0800 567 7444

SwiftMoney.com operate a credit brokerage service and is owned and operated by Swift Money Limited.
Swift Money are not a direct lender. If you complete an application through our website, it will be shown to our lending partners for their consideration.
We do not charge any fees for the use of our service, but we do receive a commission from our lending partners following successful introductions from our website.
Any information we provide is for the purposes of illustrating the lending process only and should not be read as financial advice.

Useful Information

Warning: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk.
Swift Money are an authorised credit broker.