SwiftMoney Ltd
Privacy Policy
Who We Are
SWIFT MONEY LTD gather and process your personal information in accordance with this
privacy notice and in compliance with the relevant data protection Regulation and laws. This
notice provides you with the necessary information regarding your rights and our obligations,
and explains how, why and when we process your personal data.
SWIFT MONEY LTD’s registered office is at 1-3 The Courtyard, Calvin Street, Bolton,
Lancashire, BL1 8PB and we are a company registered in England and Wales under
company number 07552504. We are registered on the Information Commissioner's Office
Register; registration number ZA069965, and act as the Data Controller when processing
your data. Our designated Data Protection Officer/Appointed Person is Mark Scott, who can
be contacted 1-3 The Courtyard, Calvin Street, Bolton, Lancashire, BL1 8PB
Information That We Collect
SWIFT MONEY LTD processes your personal information to meet our legal, statutory and
contractual obligations and to provide you with our products and services. We will never
collect any unnecessary personal data from you and do not process your information in any
way, other than as specified in this notice.
Personal data” refers to any information which identifies you as an individual directly or
You” refers to a website visitor accessing the website of a loan enquiry or application form.
The personal data that we collect from is: -
Full name
Full address
Email address
Phone number
Mobile number
Date of Birth (D.O.B)
Marital status
Address in full
Employment status
How you get paid
Length of employment
Monthly income
How you get paid
Next payday
Employer name
Card type
We also collect your Full name and address when you complete a form to contact customer
We collect information in the below ways:
Online application form.
Automatic Information: When you visit our website, we collect information via cookies and
other techniques. Cookies are small, simple text files that save on your computer or mobile
device when you visit our website. We collect the following information:
Internet Protocol (IP) Address;
Browser type and Version;
Geolocation; Clicking-behaviour.
We collect this information for functional and analytical purposes.
Functional cookies helps us to provide you a website that is user-friendly preserves user
session across page requests.
These cookies allow us to remember your browser settings, so you can view our website
optimally. Cookies also help us to identify trusted web traffic.
Analytical cookies are used to optimise our website’s experience. It collects information on
your behaviour on our website.
Statistic cookies help us to understand how visitors interact with websites by collecting and
reporting information anonymously.
Commercial cookies are used to promote some of the products how lenders are offer to you
based on your saved enquiry.
Marketing cookies: Are used to track visitors across websites. The intention is to display
ads that are relevant and engaging for the individual user and for advertisers.
Google AdWords help to re-engage visitors that are likely to convert to customers based on
visitor visitor’s online behaviour across websites.
If, you don’t want us to collect this information you can set your browser settings accordingly.
However, we want to remind you that if you do not want to use cookies, we unfortunately
cannot guarantee that our website is working properly and your experience is optimised.
Google Analytics: We used google analytics to get data about the visitor’s device and
behaviour. They also track the visitor across devices and marketing channels.
How We Use Your Personal Data
SWIFT MONEY LTD takes your privacy very seriously and will never disclose, share or sell
your data without your consent; unless required to do so by law. We only retain your data for
as long as is necessary and for the purpose(s) specified in this notice.
We are committed to protect the security and confidentiality of your personal data. We use
appropriate technical and organisational measures in such a manner that processing will
meet the requirements of the national and European Union laws (GDPR) and ensure the
protection of your rights.
When you set an account on our website, you would require a username and password to
log in. You must keep your username and password secure, and never disclose it to a third
Where you have consented to us providing you with promotional offers and marketing, you
are free to withdraw this consent at any time.
The General Data Protection Regulation (GDPR) requires that specific data protection
principles be followed in the handling of personal data. These principles require that
personal data must:
• be accurate;
• be secure;
• Not be kept longer than is necessary;
• be adequate, relevant and not excessive;
• be fair, lawfully and transparently processed;
• be treated with individuals' rights;
• be processed for limited purposes and not in any manner incompatible with those
And not be transferred to countries without adequate protection.
The purposes and reasons for processing your personal data are detailed below: -
Category of
Lawful / Legal
Personal Data
Full name - First
name, last
security policy/
name, title.
stored on secure
Vital interest
Data - IP
MAC, Cookies
Contact Details
Loan application
- Address -
access to data;
Home and work,
access control,
access to data;
Age, gender,
access control,
Date of birth,
Marital Status.
Personal identification information : We collect your personal data in form of name
address, data of birth to process you application and satisfy lender requirements. We
also have to store this data as legal obligation by the financial conduct authority
Banking details: This information is required to complete the loan process and also
ensure the electronic transfer of funds.
Personal Characteristics: We also collect and store information of your personal
characteristics like Age, Date of, Nationality Marital status for legitimate business
We have a legal obligation to share your personal data with a number of lenders for
loan processing and approval as well as credit reference agencies and provide us
with financial background checks prior to your loan approval.
Example: We will occasionally send you marketing information where we have
assessed that it is beneficial to you as a customer and in our interests. Such
information will be non-intrusive and is processed on the grounds of you giving us
consent and also legitimate interests.
Your Rights
You have the right to access any personal information that SWIFT MONEY LTD processes
about you and to request information about: -
What personal data we hold about you
The purposes of the processing
The categories of personal data concerned
The recipients to whom the personal data has/will be disclosed
How long we intend to store your personal data for
If we did not collect the data directly from you, information about the source
If you believe that we hold any incomplete or inaccurate data about you, you have the right
to ask us to correct and/or complete the information and we will strive to do so as quickly as
possible; unless there is a valid reason for not doing so, at which point you will be notified.
You also have the right to request erasure of your personal data or to restrict processing in
accordance with the data protection laws; as well as to object to any direct marketing from
us. Where applicable, you have the right to data portability of your information and the right
to be informed about any automated decision-making we may use.
If we receive a request from you to exercise any of the above rights, we may ask you to verify
your identity before acting on the request; this is to ensure that your data is protected and
kept secure.
Sharing and Disclosing Your Personal Information
We do not share or disclose any of your personal information without your consent, other
than for the purposes specified in this notice or where there is a legal requirement.
We work with a network of payday lenders to deal with your and complete your loan
requests. We share with the lenders your personal data that is relevant for the lenders to
approve and make loan offers to applicant. The information shared is only for purposes of
the loan and you information is not shared with any other parties or for any other reasons.
Safeguarding Measures
SWIFT MONEY LTD takes your privacy seriously and takes every reasonable measure and
precaution to protect and secure your personal data. We work hard to protect you and your
information from unauthorised access, alteration, disclosure or destruction and have several
layers of security measures in place, including: -
Swift Money has in place robust security measures such as SSL and strong encryption on
our database servers , access, IT authentication, firewalls, anti-virus/malware etc.
SWIFT MONEY LTD utilises service providers for website hosting who are wholly based in
the United Kingdom (UK) and all personal his hosted and stored within the UK.
Consequences of Not Providing Your Data
You are not obligated to provide your personal information to SWIFT MONEY LTD, however,
as this information is required for our lenders to process and approve your loan, we are
unable to proceed and complete you application and offer you services without the required
Legitimate Interests
As noted in the ‘How We Use Your Personal Data’ section of this notice, we occasionally
process your personal information under the legitimate interests’ legal basis. Where this is
the case, we have carried out a thorough Legitimate Interests’ Assessment (LIA) to ensure
that we have weighed your interests and any risk posed to you against our own interests;
ensuring that they are proportionate and appropriate.
As a credit brokerage, SWIFT MONEY LTD applies the principle of the legitimate interests’
as a legal basis for processing and sharing your personal data with lenders and have
identified that our interests are all personal data submitted by yourself including Nationality,
date of birth, gender, marital status as well as bank and financial information.
Based on legitimate interest grounds above, we further share your data as an applicant with:
Lending Stream is a trading name of GAIN Credit LLC
Contact Address: Lending Stream, Wisteria Grange Barn, Pikes End, Pinner, London, United
Kingdom, HA5 2EX | Authorised and Regulated by the Financial Conduct Authority.
Registration Number 689378.
Provident Personal Credit Limited trading as Provident and Satsuma Loans
Registered Office; 1 Godwin Street, BD1 2SU. Email customerrelations@provident.co.uk
Privacy: https://www.satsumaloans.co.uk/privacy
Our lenders with whom we share your information may use it for their legitimate business interests
to match applications, carry out fraud checks, carry out research such as analysis of market trends
and customer demographics and to customise and develop the product/service which they offer to
you or other individuals in the future. Most lenders might use this for up to 12 months.
For further details, you can also refer to their respective privacy policies.
How Long We Keep Your Data
SWIFT MONEY LTD only ever retains personal information for as long as is necessary and
we have strict review and retention policies in place to meet these obligations. We are
required under UK tax law to keep your basic personal data (name, address, contact details)
for a minimum of 6 years after which time it will be destroyed.
Where you have consented to us using your details for direct marketing, we will keep such
data until you notify us otherwise and/or withdraw your consent.
Special Categories Data
Owing to the products, services or treatments that we offer, SWIFT MONEY LTD sometimes
needs to process sensitive personal information about you, to satisfy lawful processing
based on a legal obligation that applicants must be of a certain minimum age to take our
products and of working age. Where we collect such information, we will only request and
process the minimum necessary for the specified purpose and identify a compliant legal
basis for doing so.
We reserve the right to change this privacy policy at any time.
Any changes we may make will be posted on this page.