What Are Short Term Loans?
For many years, people have always opted for a short term loan to settle urgent bills. This is mainly due to most short term loan lenders requiring less to no collateral when making a lending decision.
The good news is that since the dawn of computer age, short term loans can be applied for online within minutes and here at Swift Money we are no different, in fact we believe that we are one of the fastest short term loan solutions available. You can apply for a loan, receive a decision and have the funds in your bank account within as little as 10 minutes.
How to find the best short term loans?
Looking for all these details before acquiring the short term loan will ensure that you get the best deal possible. A payday loan also fits the description of a short term loan. A payday loan is a short-term loan/cash advance unsecured loan. This means that it may not be linked to the borrowers’ payday. Payday loans can only be offered to applicants in full time employment.
Why do you need short term loans?
Here at Swift Money® understand this and strive to provide the most affordable and efficient service possible to help our customers get back on their feet.
Why choose Swift Money®?
We do not require a lot of information and there is zero paperwork as the loan process is carried out online.
Repayment & CollectionsIf you face any difficulties during the time that your loan payment becomes due, it is important that you inform the payday lender of this. After contacting the lender they will advise you on the available options. An payment plan could be arranged to lessen the burden of repaying in one total amount, though this could incur interest on the outstanding balance.
Failure to report your situation to the lender may prompt them to forward your details to the debt recovery agencies which would have a negative impact on your overall credit.
FCA RegisterSwift Money Ltd are authorized and regulated by the Financial Conduct Authority (FCA)
Authorization can be checked on the FCA register at: https://register.fca.org.uk/
FCA Firm reference Number: 738569
Free Financial AdviceIf you are struggling with your finances and wouold like to speak to someone, you can contact any of the companies below, completely free of any charges:
SwiftMoney.com is a registered trading Name of Swift Money Limited which operate a credit brokering service. Swift Money Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 738569. Swift Money Limited is registered in the United Kingdom. Principal place of business: 1-3, The Courtyard, Calvin Street, Bolton, Lancashire, BL1 8PB
Swift Money are not a direct lender. If you complete an application through our website, it will be shown to our lending and broker partners for their consideration.
We do not charge any fees for the use of our service, but we do receive a commission from our lending and broker partners following successful introductions from our website. Any information we provide is for the purposes of illustrating the lending process only and should not be read as financial advice.