Swift Money® are able to provide very high acceptance rates, whilst also providing the best possible rates available to the customer.
With Swift Money® you can have the loan amount deposited into your bank account in as little as 10 minutes. How exactly do we give you such quick results? Our one page loan application does not require any extensive information or paperwork. This shortens the processing time immensely. As the process is also completed online, you can start to get an idea of why we are able to arrange your loan so quickly and efficiently.
Although some lenders do not carry out a credit check, some do, so please keep this in mind when applying for payday loans with no credit check.
Since Swift Money® launched in 2008 we have matched over 250,000 people in the UK with a short term loan lender. Due to our quick and efficient service, our customers look to us whenever they run into financial problems. We owe a lot of our success to our previous customers that spread our brand via word of mouth.
Whilst banks tend to require proof of what your loan is for, most payday lenders will not stipulate what your loan can or cannot be used for, providing the loan is not taken out to pay off another.
Some common uses of Payday loans include:
Thank you for visiting Swift Money® and considering our services. If you have any queries or concerns we would love to hear from you. You can contact us via Email, Live Chat or by Phone. For full details please see our Support page.
Swift Money Ltd are authorised and regulated by the Financial Conduct Authority (FCA)
Authorisation can be checked on the FCA register at: http://www.fca.org.uk/register
FCA Interim Permission Number: 648992
Collections Process: If at any point during the term of your loan you feel that you will have difficulty in repaying what you owe, you must contact the lender immediately. You will be able to discuss repayment options and avoid missing your repayment date completely.
Please be aware that this could incur further charges or interest as a result. Please also note that interest rates are capped at 25% per month and charges are also capped at a maximum of £15.
If you fail to notify the lender of your difficulties and miss your repayment date, your details could be forwarded onto debt recovery agencies to recover the debt. This action is not taken lightly and is always a last resort.
Implications Of Non Payment: Again, if you are struggling, or feel that you may struggle to meet your repayment date, you need to contact the lender immediately. If you do not do this and you fail to meet the the agreed repayment date, this could adversely effect your credit score and will harm your chances of obtaining credit in the future.
If you do miss your repayment date interest and charges may also be applied. In this instance lenders will always try to contact you via telephone or letter in order to recover the funds or to arrange an alternative repayment solution.
Late Payment: Where you feel that you may have any difficulty in repaying your loan on the pre-arranged date, you will need to contact your lender immediately. You will be able to rearrange your repayment date to a more suitable time (this will result in a small charge being added on to the total amount due). The late payment fee will vary from £1 to £15, completely dependant upon the delay.
For more information regarding late payment and collection please feel free to read our terms and condition and also the terms and conditions that are provided along with your loan agreement.
* Instant Decision - Although we do provide an instant decision, they are not guaranteed and on occasion they can take up to a maximum of 3 minutes.
** Cash In Your Bank - Approval is not guaranteed and therefore you are not guaranteed to receive cash in your bank.
Our service is free of charge, however will receive commission from the lenders upon successful application.