Swift Money are able to provide very high acceptance rates, whilst also providing the best possible rates available to the customer.
Upon approval from one of our lenders you can have the loan amount deposited into your bank account in as little as 10 minutes.
Our efficiency is achieved mainly due to our one page loan application, which does not require any extensive information or paperwork. This shortens the processing time immensely. As the process is also completed completely online, you can start to get an idea of why we are able to arrange your loan so efficiently.
Please note that all lenders will carry out a credit check. Please keep this in mind when applying elsewhere for payday loans with no credit check.
Since Swift Money launched in 2011 we have processed over 400,000 loan applications.
Due to our quick and efficient service, our customers look to us whenever they are in need of a small short term loan.
We owe a lot of our success to our customers that spread our brand via word of mouth.
Whilst banks on occasion tend to require proof of what your loan is for, we do not.
Some common uses of Payday loans include:
Thank you for visiting Swift Money and considering our services. If you have any queries or concerns we would love to hear from you. You can contact us via Email, Live Chat or by Phone. For full details please see our Support page.
The Fastest Way to Pay up Short Term Loans
November 20, 2017
Living in debt can be very stressful. You have to make sacrifices to meet your debt obligations or face serious consequences like getting a bad credit rating, losing an asset, taking up more debt, etc. It gets worse when you live in a country like the UK where the standard of living keeps rising yet wages have stagnated forcing most people into debt. The current debt...
6 Non-Financial Habits That Affect Your Finances
November 16, 2017
You donít need to misappropriate your finances to find yourself in financial problems. Many factors affect your finances indirectly. Most of these factors revolve around habits. In fact, your habits more so, non-financial habits play a crucial role in your finances. Forget about impulse buying and exceeding credit card limits for a second. Below are the main...
9 Great Ways to Save Money in a Fancy Restaurant
November 14, 2017
The UK is home to some of the best restaurants in the world. Although fine dining experiences bring great pleasure to many, they can be prohibitively expensive if you donít know how to find great deals. This article is for people who love fancy restaurants and bargains. Here are some great tips to help you save on your next fine dining experience. 1. Use deal websites The...
FCA Warning: Are Young People In The UK Borrowing Too Much?
November 11, 2017
In a recent ''Money Matters'' interview with BBC, the C.E.O. of the FCA, Andrew Bailey expressed concerns about growing debt among young people aged between 18 and 34 years in the UK. His concerns came as the number of insolvent individuals in the 18 to 34 age bracket increased by 31% between years 2015 and 2016, according to the Insolvency Service. The latest Insolvency...
Swift Money Ltd are authorised and regulated by the Financial Conduct Authority (FCA)
Authorisation can be checked on the FCA register at: https://register.fca.org.uk/
FCA Firm reference Number: 738569
Collections Process: If at any point during the term of your loan you feel that you will have difficulty in repaying what you owe, you must contact the payday lender immediately. You will be able to discuss repayment options and avoid missing your repayment date completely.
Please be aware that this could incur further charges or interest as a result. Please also note that interest rates are capped at 0.8% per day and charges are also capped to a maximum of £15.
If you fail to notify the lender of your difficulties and miss your repayment date, your details could be forwarded onto debt recovery agencies to recover the debt. This action is not taken lightly and is always a last resort.
Implications Of Non Payment: Again, if you are struggling, or feel that you may struggle to meet your repayment date, you need to contact the lender immediately. If you do not do this and you fail to meet the the agreed repayment date, this could adversely effect your credit score and will harm your chances of obtaining credit in the future.
If you do miss your repayment date interest and charges may also be applied. In this instance lenders will always try to contact you via telephone or letter in order to recover the funds or to arrange an alternative repayment solution.
Late Payment: Where you feel that you may have any difficulty in repaying your loan on the pre-arranged date, you will need to contact your lender immediately. You will be able to rearrange your repayment date to a more suitable time (this may result in a small charge being added on to the total amount due). The late payment fee could vary from £1 to £15, completely dependent upon the delay and the lender.
*Although we can provide an Instant Decision, on occasion loan decisions may take up to 2 minutes.
**Funds may take longer than 10 minutes to arrive depending on which lender approves your application and if your bank supports Faster Payments.