0800 567 7444

Upon Approval, Receive Up To £1000 Into Your Bank Account Within 10 Minutes!

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(Max £1000)

Total amount to repay: £ 62.00

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Apply Now - Instant Decision Payday Loans With No Obligation & Very High Approval Rates
On Average Swift Money® Approve Over 97.5% Of All UK Payday Loans.

Instant Payday Loans
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Instant Payday Loans Of Up To £1000 - Apply Online 24/7

Swift Money are able to provide very high acceptance rates, whilst also providing the best possible rates available to the customer.
Upon approval from one of our lenders you can have the loan amount deposited into your bank account the same day.
Our efficiency is achieved mainly due to our one page loan application, which does not require any extensive information or paperwork. This shortens the processing time immensely. As the process is also completed completely online, you can start to get an idea of why we are able to arrange your loan so efficiently.
Please note that all lenders will carry out a credit check. Please keep this in mind when applying elsewhere for payday loans with no credit check.

The Benefits Of Using Swift Money

  • Strict Data Protection
  • Online Application
  • FCA Registered
  • Instant Decision
  • No Fees
  • Very High Acceptance Rates

Since Swift Money launched in 2011 we have processed over 400,000 loan applications.
Due to our Efficient service, our customers look to us whenever they run into financial problems.
We also owe a lot of our success to our customers that spread our brand via word of mouth.

Payday Loans With No Restrictions

Whilst banks on occasion tend to require proof of what your loan is for, we do not.
Some common uses of Payday loans include:

  • Car Repairs
  • Unexpected Bills
  • Rent
  • Mortgage
  • Groceries
  • & Much More

Thank you for visiting Swift Money and considering our services. If you have any queries or concerns we would love to hear from you. You can contact us via Email, Live Chat or by Phone. For full details please see our Support page.

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Top 6 payday loan myths
October 20, 2016
Letís face it! The UK payday loan industry isnít exactly in its best shape today. The industry has had a bad name for years now because of factors like unfair lending practices. Lenders who have been using unfair lending practices have given the industry a bad name and inspired some popular perceptions which may not be necessarily true. Itís important to discover these...
Nurse in £3 million Wonga scam suspended for 12 months
October 19, 2016
A 21-year-old Nurse involved in a £3 million scam involving controversial payday loan lender Wonga has been suspended from practice for 1 year. Sherene Bascoe is guilty of being involved in identity crime on a massive scale alongside other individuals from April 2012 to June 2013. The nurse was found guilty of being part of an identity theft gang which exploited...
Wage Payment/Payday Loans Limited and Owner Andrew Barry Hart Banned Over Forged Documents
October 17, 2016
The FCA has banned payday Lender WPPL (Wage Payment and Payday Loans Limited) as well as its director Andrew Barry Hart after he submitted evidence containing forged documents to the high court. Andrew Barry Hart who is the owner and sole director of WPPL has been banned from playing any role in the regulated financial services industry in the UK.† The FCA has also...

How Swift Money Are Different

Swift Money have direct relationships with over 20 UK payday loan lenders.
Due to having such a large selection of lenders to potentially have your application approved with, we can more often than not, beat the average APR charged by the majority of UK payday lenders.

The minimum APR that can be achieved is as little as 68.7% APR and the maximum APR that will be charged is 1509% APR.

Here is how Swift Money compare to other lenders in the market:

SwiftMoney1255.66% APR
QuickQuid1270% APR
Mr.Lender1270.1% APR
Cash Lady1272% APR
Sunny1295% APR
UncleBuck1308.1% APR
Wonga1509% APR

FCA Register

Swift Money Ltd are authorised and regulated by the Financial Conduct Authority (FCA)
Authorisation can be checked on the FCA register at: https://register.fca.org.uk/
FCA Firm reference Number: 738569

Repayment & Collections

Collections Process: If at any point during the term of your loan you feel that you will have difficulty in repaying what you owe, you must contact the lender immediately. You will be able to discuss repayment options and avoid missing your repayment date completely.
Please be aware that this could incur further charges or interest as a result. Please also note that interest rates are capped at 0.8% per day and charges are also capped to a maximum of £15.
If you fail to notify the lender of your difficulties and miss your repayment date, your details could be forwarded onto debt recovery agencies to recover the debt. This action is not taken lightly and is always a last resort.

Implications Of Non Payment: Again, if you are struggling, or feel that you may struggle to meet your repayment date, you need to contact the lender immediately. If you do not do this and you fail to meet the the agreed repayment date, this could adversely effect your credit score and will harm your chances of obtaining credit in the future.
If you do miss your repayment date interest and charges may also be applied. In this instance lenders will always try to contact you via telephone or letter in order to recover the funds or to arrange an alternative repayment solution.

Late Payment: Where you feel that you may have any difficulty in repaying your loan on the pre-arranged date, you will need to contact your lender immediately. You will be able to rearrange your repayment date to a more suitable time (this may result in a small charge being added on to the total amount due). The late payment fee could vary from £1 to £15, completely dependent upon the delay and the lender.

Representative Example:

  • Borrow £250 for 3 months

  • Total repayment:

  • Interest rate p.a:

  • Interest payable:

  • Representative APR 1255.66%

Swift Money Payday Loans

Copyright © 2016 - Swift Money Ltd. Registered in England and Wales.

Company Number: 07552504
FCA Authorised: 738569
Data Protection: ZA069965

BCCA Member
  • Swift Money Ltd
  • Digital World Centre,
    1 Lowry Plaza,
    The Quays, Salford,
    M50 3UB

    Tel: 0800 567 7444

SwiftMoney.com operate a credit brokerage service and is owned and operated by Swift Money Limited.
Swift Money are not a direct lender. If you complete an application through our website, it will be shown to our lending partners for their consideration.
We do not charge any fees for the use of our service, but we do receive a commission from our lending partners following successful introductions from our website.
Any information we provide is for the purposes of illustrating the lending process only and should not be read as financial advice.

Warning: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk.
Swift Money are an authorised credit broker.