0800 567 7444

Upon Approval, Receive Up To £1000 Into Your Bank Account Within 10 Minutes!

How Much Money Would You Like?

£50
(Max £1000)

Total amount to repay: £ 62.00

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Apply Now - Instant Decision Payday Loans With No Obligation & Very High Approval Rates
On Average Swift Money® Approve Over 97.5% Of All UK Payday Loans.

Instant Payday Loans
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Instant Payday Loans Of Up To £1000 - Apply Online 24/7



Swift Money are able to provide very high acceptance rates, whilst also providing the best possible rates available to the customer.
Upon approval from one of our lenders you can have the loan amount deposited into your bank account the same day.
Our efficiency is achieved mainly due to our one page loan application, which does not require any extensive information or paperwork. This shortens the processing time immensely. As the process is also completed completely online, you can start to get an idea of why we are able to arrange your loan so efficiently.
Please note that all lenders will carry out a credit check. Please keep this in mind when applying elsewhere for payday loans with no credit check.

The Benefits Of Using Swift Money

  • Strict Data Protection
  • Online Application
  • FCA Registered
  • Instant Decision
  • No Fees
  • Very High Acceptance Rates

Since Swift Money launched in 2011 we have processed over 400,000 loan applications.
Due to our Efficient service, our customers look to us whenever they run into financial problems.
We also owe a lot of our success to our customers that spread our brand via word of mouth.

Payday Loans With No Restrictions

Whilst banks on occasion tend to require proof of what your loan is for, we do not.
Some common uses of Payday loans include:

  • Car Repairs
  • Unexpected Bills
  • Rent
  • Mortgage
  • Groceries
  • & Much More

Thank you for visiting Swift Money and considering our services. If you have any queries or concerns we would love to hear from you. You can contact us via Email, Live Chat or by Phone. For full details please see our Support page.

Latest Posts From The Blog

How to Avoid Payday Loan Scams and Unauthorised Firms in the UK
March 29, 2017
The FCA has gone to great lengths to regulate the conduct of finance industry players in the UK. In an effort to protect consumers, the FCA has a guide that is bound to help you avoid being scammed and/or dealing with unauthorised firms. The consequences of dealing with unauthorised firms are dire. For instance, individuals who conduct business with unauthorised firms...
Donald Trump Wants To Scrap The Consumer Protection Agency, What Does This Mean For Borrowers In The US?
March 27, 2017
US President Donald Trump is facing immense pressure to get rid of America’s consumer protection agency CFPB (Consumer Financial Protection Bureau). This is according to the man set to head the agency. If this happens, rogue debt collectors, loan sharks, and payday lenders will have unmatched freedom to rip off American borrowers. According to Randy Neugebauer who is...
The FCA ''killed'' Payday Loans But What Has Come After Appears To Be Just As Bad For Borrowers
March 25, 2017
Many people in Britain applauded when the FCA (Financial Conduct Authority) put an end to Wonga-style payday loans back in 2015. Fast forward two years later, the applause is over. In fact, fear has set in over whether the FCA’s payday loan assault has resulted in a new uncontrollable headache for borrowers. The FCA has gone as far as launching an investigation on the...
Pension Scheme Could Earn Britons Hundreds of Pounds Monthly if Used Before April 5
March 24, 2017
Britons who have reached retirement age are being urged to increase their state pension income by taking advantage of a government offer that is due to be withdrawn on April 5th. The scheme allows all Britons who missed out on the recent state pension introduced in 2016 to trade in a lump sum in exchange for a generous (index-linked) income for life. Any person who...

How Are Swift Money Payday Loans Different?

Swift Money provide some of the best payday loan rates within the industry.
We have very high approval rates and are extremely likely to beat the APR charged by the majority of UK payday lenders.
Here is how Swift Money compares to other payday lenders:

UncleBuck1244.1% APR
SwiftMoney1255.66% APR
Cash Lady1272% APR
QuickQuid1295% APR
Sunny1295% APR
Wonga1509% APR


FCA Register

Swift Money Ltd are authorised and regulated by the Financial Conduct Authority (FCA)
Authorisation can be checked on the FCA register at: https://register.fca.org.uk/
FCA Firm reference Number: 738569

Repayment & Collections

Collections Process: If at any point during the term of your loan you feel that you will have difficulty in repaying what you owe, you must contact the lender immediately. You will be able to discuss repayment options and avoid missing your repayment date completely.
Please be aware that this could incur further charges or interest as a result. Please also note that interest rates are capped at 0.8% per day and charges are also capped to a maximum of £15.
If you fail to notify the lender of your difficulties and miss your repayment date, your details could be forwarded onto debt recovery agencies to recover the debt. This action is not taken lightly and is always a last resort.

Implications Of Non Payment: Again, if you are struggling, or feel that you may struggle to meet your repayment date, you need to contact the lender immediately. If you do not do this and you fail to meet the the agreed repayment date, this could adversely effect your credit score and will harm your chances of obtaining credit in the future.
If you do miss your repayment date interest and charges may also be applied. In this instance lenders will always try to contact you via telephone or letter in order to recover the funds or to arrange an alternative repayment solution.

Late Payment: Where you feel that you may have any difficulty in repaying your loan on the pre-arranged date, you will need to contact your lender immediately. You will be able to rearrange your repayment date to a more suitable time (this may result in a small charge being added on to the total amount due). The late payment fee could vary from £1 to £15, completely dependent upon the delay and the lender.

Representative Example:


  • Borrow £250 for 3 months

  • Monthly Repayment:

    £126.88
  • Total repayment:

    £380.65
  • Interest rate p.a:

    292.25%(fixed)
  • Interest payable:

    £130.65
  • Representative APR 1255.66%

Swift Money Payday Loans

Copyright © 2017 - Swift Money Ltd. Registered in England and Wales.



Company Number: 07552504
FCA Authorised: 738569
Data Protection: ZA069965



BCCA Member
Location
  • Swift Money Ltd
  • Digital World Centre,
    1 Lowry Plaza,
    The Quays, Salford,
    Manchester,
    Lancashire,
    M50 3UB

    Tel: 0800 567 7444

SwiftMoney.com operate a credit brokerage service and is owned and operated by Swift Money Limited.
Swift Money are not a direct lender. If you complete an application through our website, it will be shown to our lending partners for their consideration.
We do not charge any fees for the use of our service, but we do receive a commission from our lending partners following successful introductions from our website.
Any information we provide is for the purposes of illustrating the lending process only and should not be read as financial advice.


Useful Information

Warning: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk.
Swift Money are an authorised credit broker.