0800 567 7444

Upon Approval, Receive Up To £1000 Into Your Bank Account Within 10 Minutes!**

How Much Money Would You Like?

£50
(Max £1000)

Total to repay in 30 days: £ 62.00

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Apply Now - Instant Decision Payday Loans With No Obligation & Very High Approval Rates
Swift Money® Achieve Approval Rates Of Over 97% Of Payday Loans Applications.

Instant Payday Loans
It's as simple as 1, 2, 3...
Apply Online
Instant Decision
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Instant Payday Loans Of Up To £1000 - Apply Online 24/7



Swift Money are able to provide very high acceptance rates, whilst also providing the best possible rates available to the customer.
Upon approval from one of our lenders you can have the loan amount deposited into your bank account in as little as 10 minutes.
Our efficiency is achieved largely due to our one page loan application, which does not require any extensive information or paperwork. This shortens the processing time immensely. As the process is also completed completely online, you can start to get an idea of why we are able to arrange your loan so efficiently.

Swift Money Treat Their Customers Fairly

  • Payday loans should not be used as a long term financial solution
  • Late payments will incur fees and may affect your credit
  • Payday loans should not be used to manage existing debt
  • Only apply if you are sure that you are able to repay on time


Please note that all lenders will carry out a credit check. Please keep this in mind when applying elsewhere for payday loans with no credit check.

Please also note that Swift Money are not a lender and offer a credit matching service.

The Benefits Of Using Swift Money

  • Strict Data Protection
  • Online Application
  • FCA Authorized
  • Instant Decision
  • No Fees
  • Very High Acceptance Rates

Since Swift Money launched in 2011 we have processed over 1,000,000 loan applications.
Due to our quick and efficient service, our customers look to us whenever they are in need of a small short term loan.
We owe a lot of our success to our customers that spread our brand via word of mouth.

Payday Loans With No Restrictions

Whilst banks on occasion tend to require proof of what your loan is for, we do not.
Some common uses of Payday loans include:

  • Car Repairs
  • Unexpected Bills
  • Rent
  • Mortgage
  • Medical Expenses
  • & Much More

Thank you for visiting Swift Money and considering our services. If you have any queries or concerns we would love to hear from you. You can contact us via Email, Live Chat or by Phone. For full details please see our Support page.

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The Evolution of Financial Problems in The UK in The Past 50 Years
September 20, 2018
A lot has changed in Britain in the past five decades. Our focus here will be on the major financial problems which were nonexistent 50 years ago. These problems include; identity theft, insufficient pensions, and high household debt. For every financial problem, we have compared past and present situations. Weíve also gone further to advise consumers keen on protecting...
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Recurrent expenditure like household bills may be part of the reason you find yourself over-dependent on short-term loans like payday loans especially if your energy bills keep rising. We donít recommend anyone to take out payday loans to cater for recurrent expenditure. Although going green may seem expensive initially, it is an excellent way of saving money and avoiding...


FCA Register

Swift Money Ltd are authorized and regulated by the Financial Conduct Authority (FCA)
Authorization can be checked on the FCA register at: https://register.fca.org.uk/
FCA Firm reference Number: 738569

Repayment & Collections

Collections Process: If at any point during the term of your loan you feel that you will have difficulty in repaying what you owe, you must contact the payday lender immediately. You will be able to discuss repayment options and avoid missing your repayment date completely.
Please be aware that this could incur further charges or interest as a result. Please also note that interest rates are capped at 0.8% per day and charges are also capped to a maximum of £15.
If you fail to notify the lender of your difficulties and miss your repayment date, your details could be forwarded onto debt recovery agencies to recover the debt. This action is not taken lightly and is always a last resort.

Implications Of Non Payment: Again, if you are struggling, or feel that you may struggle to meet your repayment date, you need to contact the lender immediately. If you do not do this and you fail to meet the the agreed repayment date, this could adversely effect your credit score and will harm your chances of obtaining credit in the future.
If you do miss your repayment date interest and charges may also be applied. In this instance lenders will always try to contact you via telephone or letter in order to recover the funds or to arrange an alternative repayment solution.

Late Payment: Where you feel that you may have any difficulty in repaying your loan on the pre-arranged date, you will need to contact your lender immediately. You will be able to rearrange your repayment date to a more suitable time (this may result in a small charge being added on to the total amount due). The late payment fee could vary from £1 to £15, completely dependent upon the delay and the lender.

*Although we can provide an Instant Decision, on occasion payday loan decisions may take up to 2 minutes.
**Funds may take longer than 10 minutes to arrive depending on which lender approves your application and if your bank supports Faster Payments.

Representative Example:


  • Borrow £250 For 30 Days

  • Total repayment:

    £310.00
  • Interest rate p.a:

    292.25%(fixed)
  • Interest payable:

    £60.00
  • Representative APR 1255.66%

Swift Money Payday Loans

Copyright © 2018 - Swift Money Ltd. Registered in England and Wales.



Company Number: 07552504
FCA Authorised: 738569
Data Protection: ZA069965



BCCA Member
Location
  • Swift Money Ltd

  • 1-3 The Courtyard
    Calvin Street
    Bolton,
    Lancashire,
    BL1 8PB

    Tel: 0800 567 7444

SwiftMoney.com operate a credit brokerage service and is owned and operated by Swift Money Limited.
Swift Money are not a direct lender. If you complete an application through our website, it will be shown to our lending and broker partners for their consideration.
We do not charge any fees for the use of our service, but we do receive a commission from our lending and broker partners following successful introductions from our website. Any information we provide is for the purposes of illustrating the lending process only and should not be read as financial advice.


Useful Information

Warning: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk.
Representative Example: £250 for 30 Days. Total Repayment: £310.00. Interest rate: 292.25% pa (fixed). 1255.66% APR representative.