0800 567 7444

Upon Approval, Receive Up To £1000 Into Your Bank Account Within 10 Minutes!**

How Much Money Would You Like?

£50
(Max £1000)

Total amount to repay: £ 62.00

Norton Secured

Apply Now - Instant Decision Payday Loans With No Obligation & Very High Approval Rates
Swift Money® Achieve Approval rates Of Over 97% Of All UK Payday Loans Applications.

Instant Payday Loans
It's as simple as 1, 2, 3...
Apply Online
Instant Decision
Cash In Your Bank

Instant Payday Loans Of Up To £1000 - Apply Online 24/7



Swift Money are able to provide very high acceptance rates, whilst also providing the best possible rates available to the customer.
Upon approval from one of our lenders you can have the loan amount deposited into your bank account in as little as 10 minutes.
Our efficiency is achieved mainly due to our one page loan application, which does not require any extensive information or paperwork. This shortens the processing time immensely. As the process is also completed completely online, you can start to get an idea of why we are able to arrange your loan so efficiently.

Swift Money Treat Their Customers Fairly

  • Payday loans should not be used as a long term financial solution
  • Late payments will incur fees and may affect your credit
  • Payday loans should not be used to manage existing debt
  • Only apply if you are sure that you are able to repay on time


Please note that all lenders will carry out a credit check. Please keep this in mind when applying elsewhere for payday loans with no credit check.

The Benefits Of Using Swift Money

  • Strict Data Protection
  • Online Application
  • FCA Registered
  • Instant Decision
  • No Fees
  • Very High Acceptance Rates

Since Swift Money launched in 2011 we have processed over 400,000 loan applications.
Due to our quick and efficient service, our customers look to us whenever they are in need of a small short term loan.
We owe a lot of our success to our customers that spread our brand via word of mouth.

Payday Loans With No Restrictions

Whilst banks on occasion tend to require proof of what your loan is for, we do not.
Some common uses of Payday loans include:

  • Car Repairs
  • Unexpected Bills
  • Rent
  • Mortgage
  • Medical Expenses
  • & Much More

Thank you for visiting Swift Money and considering our services. If you have any queries or concerns we would love to hear from you. You can contact us via Email, Live Chat or by Phone. For full details please see our Support page.

Latest Posts From The Blog

Consumer County Court Judgments (CCJs) rise by 24% in 2017
December 15, 2017
CCJs against consumers in the UK have risen drastically according to the latest statistics by Registry Trust. In the third quarter of 2017, 313,719 consumer county court judgments were registered in England and Wales representing a 24% increase compared to the same period last year. Background What are CCJs?County court judgments are court orders in the UK (England, Wales...
UK Payday Loan Lenders Offering Customers up To £1,000 for Referrals
December 11, 2017
Payday loan companies like BrightHouse and Amigo Loans among many others are in the spotlight for offering their customers monetary incentives for recommendations. As the rules and regulations surrounding marketing payday loans tighten, some payday loan companies in the UK are resulting to using what many may consider to be unethical marketing practices. The latest...
The FCA Has Published Its Future Approach to Consumers
December 07, 2017
Back in April 2017, the FCA launched its mission and committed to publishing documents explaining its approach to regulation in-depth. The ''FCA Mission: Our Future Approach to Consumers'' is the first of a series of documents explaining the FCA’s approach in more detail. The FCA mission explained how/why the FCA prioritises, protects and intervenes in financial markets....
Consumer Finance Up 3% in September 2017
December 04, 2017
The latest on consumer finance in the UK According to the latest figures by the FLA (Finance & Leasing Association), consumer finance growth is up by 3 percent in September 2017 compared to the same period last year. Q3 2017 has seen a new business growth of 6% compared to Q3 2016.In September 2017, new business generated by credit cards and personal loans grew by 3%...


FCA Register

Swift Money Ltd are authorised and regulated by the Financial Conduct Authority (FCA)
Authorisation can be checked on the FCA register at: https://register.fca.org.uk/
FCA Firm reference Number: 738569

Repayment & Collections

Collections Process: If at any point during the term of your loan you feel that you will have difficulty in repaying what you owe, you must contact the payday lender immediately. You will be able to discuss repayment options and avoid missing your repayment date completely.
Please be aware that this could incur further charges or interest as a result. Please also note that interest rates are capped at 0.8% per day and charges are also capped to a maximum of £15.
If you fail to notify the lender of your difficulties and miss your repayment date, your details could be forwarded onto debt recovery agencies to recover the debt. This action is not taken lightly and is always a last resort.

Implications Of Non Payment: Again, if you are struggling, or feel that you may struggle to meet your repayment date, you need to contact the lender immediately. If you do not do this and you fail to meet the the agreed repayment date, this could adversely effect your credit score and will harm your chances of obtaining credit in the future.
If you do miss your repayment date interest and charges may also be applied. In this instance lenders will always try to contact you via telephone or letter in order to recover the funds or to arrange an alternative repayment solution.

Late Payment: Where you feel that you may have any difficulty in repaying your loan on the pre-arranged date, you will need to contact your lender immediately. You will be able to rearrange your repayment date to a more suitable time (this may result in a small charge being added on to the total amount due). The late payment fee could vary from £1 to £15, completely dependent upon the delay and the lender.

*Although we can provide an Instant Decision, on occasion loan decisions may take up to 2 minutes.
**Funds may take longer than 10 minutes to arrive depending on which lender approves your application and if your bank supports Faster Payments.

Representative Example:


  • Borrow £250 for 3 months

  • Monthly Repayment:

    £126.88
  • Total repayment:

    £380.65
  • Interest rate p.a:

    292.25%(fixed)
  • Interest payable:

    £130.65
  • Representative APR 1255.66%

Swift Money Payday Loans

Copyright © 2017 - Swift Money Ltd. Registered in England and Wales.



Company Number: 07552504
FCA Authorised: 738569
Data Protection: ZA069965



BCCA Member
Location
  • Swift Money Ltd

  • 1-3 The Courtyard
    Calvin Street
    Bolton,
    Lancashire,
    BL1 8PB

    Tel: 0800 567 7444

SwiftMoney.com operate a credit brokerage service and is owned and operated by Swift Money Limited.
Swift Money are not a direct lender. If you complete an application through our website, it will be shown to our lending partners for their consideration.
We do not charge any fees for the use of our service, but we do receive a commission from our lending partners following successful introductions from our website.
Any information we provide is for the purposes of illustrating the lending process only and should not be read as financial advice.


Useful Information

Warning: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk.
Representative Example: £200 for 30 days. One total repayment of £248.00. Interest: £48.00. Interest rate: 292% pa (fixed). 1272% APR representative.