Swift Money are able to provide very high acceptance rates, whilst also providing the best possible rates available to the customer.
Upon approval from one of our lenders you can have the loan amount deposited into your bank account in as little as 10 minutes.
Our efficiency is achieved largely due to our one page loan application, which does not require any extensive information or paperwork. This shortens the processing time immensely. As the process is also completed completely online, you can start to get an idea of why we are able to arrange your loan so efficiently.
Please note that all lenders will carry out a credit check. Please keep this in mind when applying elsewhere for payday loans with no credit check.
Please also note that Swift Money are not a lender and offer a credit matching service.
Since Swift Money launched in 2011 we have processed over 1,000,000 loan applications.
Due to our quick and efficient service, our customers look to us whenever they are in need of a small short term loan.
We owe a lot of our success to our customers that spread our brand via word of mouth.
Whilst banks on occasion tend to require proof of what your loan is for, we do not.
Some common uses of Payday loans include:
Thank you for visiting Swift Money and considering our services. If you have any queries or concerns we would love to hear from you. You can contact us via Email, Live Chat or by Phone. For full details please see our Support page.
TESLA Shares Soar as Long-term Critic Citron Research Changes Tune
November 06, 2018
Tesla shares rocketed on 23rd October after short-seller, and long-term critic Citron Research changed its opinion on the electric auto company, an opinion that had been held for almost two years. Tesla’s share has been rising ever since. In a research note released last week by Andrew Left, Head of Citron, the long- time short-seller of Tesla’s shares changed his view to “long”. In the dramatic “U-turn” view, Citron Research described Tesla as an electric company that is destroying its completion. The research note went ahead to state that the company appears to be unchallenged in the electric car market. It then gave a long recommendation since Tesla’s Model 3 has became a...
What’s there for Millennials in the Budget? Expectations vs. Reality.
November 03, 2018
As young workers face fears such as car insurance hikes and property ownership difficulties, millennials can only wonder what the 2018 budget holds for them. Chancellor Phillip Hammond has already made countless spending commitments in the past such as pledges to end austerity in general, so there appears to be little room to do something significant for the younger population. As a result, it may be a question of what the younger population hopes won’t happen such as increased insurance premium tax which in turn increases car cover premiums. Millennials also hope the budget won’t depress salaries, raise cost of living and inflate property and rent prices. According to...
Philip Hammond Launches Assault on Payday Lenders and Loan Sharks
October 31, 2018
Philip Hammond has his sight on payday lenders and loan sharks. The UK government has plans to launch a no-interest loan scheme for low-income individuals in Britain. Hammond is expected to tackle the debt problem by establishing an alternative for the 3 million + individuals who rely on high-cost credit companies like the now-defunct Wonga. Before the budget reading, Treasury revealed a plan by the UK government to partner with the banking industry and debt charities to help low-income earners in the UK cope with unexpected costs. The announcement puts pressure on Hammond to outline precisely how he intends to deal with the problem. Theresa May has pledged an end to...
Amazon Increases Minimum Wage for US and UK Workers
October 27, 2018
Amazon has finally succumbed to political pressure and increased the minimum wage for US workers to $15 per hour and £9.50 per hour for UK workers. There has been mounting political criticism coupled with public pressure for the giant online retailer to pass on some of its spoils to its staff. In a statement made by Amazon C.E.O., Jeff Bezos on 2nd October 2018, Bezos stated that the company has “listened” to critics. Amazon workers in the US will now be paid $15 per hour while those in the UK will be paid £9.50. The retailer’s London workforce will be paid £10.50 as of November 2018 onwards. In the US, the pay hike will benefit 250,000 regular Amazon workers and over...
Swift Money Ltd are authorized and regulated by the Financial Conduct Authority (FCA)
Authorization can be checked on the FCA register at: https://register.fca.org.uk/
FCA Firm reference Number: 738569
Collections Process: If at any point during the term of your loan you feel that you will have difficulty in repaying what you owe, you must contact the payday lender immediately. You will be able to discuss repayment options and avoid missing your repayment date completely.
Please be aware that this could incur further charges or interest as a result. Please also note that interest rates are capped at 0.8% per day and charges are also capped to a maximum of £15.
If you fail to notify the lender of your difficulties and miss your repayment date, your details could be forwarded onto debt recovery agencies to recover the debt. This action is not taken lightly and is always a last resort.
Implications Of Non Payment: Again, if you are struggling, or feel that you may struggle to meet your repayment date, you need to contact the lender immediately. If you do not do this and you fail to meet the the agreed repayment date, this could adversely effect your credit score and will harm your chances of obtaining credit in the future.
If you do miss your repayment date interest and charges may also be applied. In this instance lenders will always try to contact you via telephone or letter in order to recover the funds or to arrange an alternative repayment solution.
Late Payment: Where you feel that you may have any difficulty in repaying your loan on the pre-arranged date, you will need to contact your lender immediately. You will be able to rearrange your repayment date to a more suitable time (this may result in a small charge being added on to the total amount due). The late payment fee could vary from £1 to £15, completely dependent upon the delay and the lender.
*Although we can provide an Instant Decision, on occasion payday loan decisions may take up to 2 minutes.
**Funds may take longer than 10 minutes to arrive depending on which lender approves your application and if your bank supports Faster Payments.