0800 567 7444
Swift Money are able to provide very high acceptance rates, whilst also providing the best possible rates available to the customer.
Upon approval from one of our lenders you can have the loan amount deposited into your bank account in as little as 10 minutes.
Our efficiency is achieved largely due to our one page loan application, which does not require any extensive information or paperwork. This shortens the processing time immensely. As the process is also completed completely online, you can start to get an idea of why we are able to arrange your loan so efficiently.
Please note that all lenders will carry out a credit check. Please keep this in mind when applying elsewhere for payday loans with no credit check.
Please also note that Swift Money are not a lender and offer a credit matching service.
Since Swift Money launched in 2011 we have processed over 1,000,000 loan applications.
Due to our quick and efficient service, our customers look to us whenever they are in need of a small short term loan.
We owe a lot of our success to our customers that spread our brand via word of mouth.
Whilst banks on occasion tend to require proof of what your loan is for, we do not.
Some common uses of Payday loans include:
Thank you for visiting Swift Money and considering our services. If you have any queries or concerns we would love to hear from you. You can contact us via Email, Live Chat or by Phone. For full details please see our Support page.
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Why You Fall For Online Scams When You Should Know Better
October 17, 2018
According to the latest crime report by the ONS (Office of National Statistics), over 50% of all fraud cases in the UK (approximately 1.7 million cases) are cyber-related. [1] Cyber-crime cases are still high despite increasing efforts from organisations such as Action Fraud and the NFIB (National Fraud Intelligence Bureau) to curb the menace.
From the above...
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Fare splitting: The Best Way to Save Money on Train Tickets
October 15, 2018
One of the best ways of minimizing costs and avoiding over dependence on short term loans like payday loans, overdrafts, etc., is to cut transport costs. Instead of using your car, you can use public transport to enjoy some significant monthly savings. You can enjoy further savings by being strategic on how you spend on public transportation. Fare splitting is a...
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The FCA Issues £16.4 Million Fine for Cyber Fraud
October 13, 2018
On 1st October 2018, the FCA fined Tesco Bank £16.4 million for its role in failing to prevent a November 2016 cyber attack. The fine happens to be the 1st of its kind to be issued by the regulator. The FCA has never issued any financial services industry player a cyber fraud-related fine. The fine comes in the midst of increasing focus on information security after...
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FireEye: Less Than 33% of Emails Sent are “Clean”
October 07, 2018
According to an analysis by America-based cyber security firm FireEye, less than 33% of emails are “clean”. After analysing over 500 million emails, FireEye found that 1% of emails are usually malicious – specifically designed to trick people to download scam software or surrender personal details. FireEye also found the scale of the email problem to be worse now...
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Swift Money Ltd are authorized and regulated by the Financial Conduct Authority (FCA)
Authorization can be checked on the FCA register at: https://register.fca.org.uk/
FCA Firm reference Number: 738569
Collections Process: If at any point during the term of your loan you feel that you will have difficulty in repaying what you owe, you must contact the payday lender immediately. You will be able to discuss repayment options and avoid missing your repayment date completely.
Please be aware that this could incur further charges or interest as a result. Please also note that interest rates are capped at 0.8% per day and charges are also capped to a maximum of £15.
If you fail to notify the lender of your difficulties and miss your repayment date, your details could be forwarded onto debt recovery agencies to recover the debt. This action is not taken lightly and is always a last resort.
Implications Of Non Payment: Again, if you are struggling, or feel that you may struggle to meet your repayment date, you need to contact the lender immediately. If you do not do this and you fail to meet the the agreed repayment date, this could adversely effect your credit score and will harm your chances of obtaining credit in the future.
If you do miss your repayment date interest and charges may also be applied. In this instance lenders will always try to contact you via telephone or letter in order to recover the funds or to arrange an alternative repayment solution.
Late Payment: Where you feel that you may have any difficulty in repaying your loan on the pre-arranged date, you will need to contact your lender immediately. You will be able to rearrange your repayment date to a more suitable time (this may result in a small charge being added on to the total amount due). The late payment fee could vary from £1 to £15, completely dependent upon the delay and the lender.
*Although we can provide an Instant Decision, on occasion payday loan decisions may take up to 2 minutes.
**Funds may take longer than 10 minutes to arrive depending on which lender approves your application and if your bank supports Faster Payments.
Copyright © 2018 - Swift Money Ltd. Registered in England and Wales.
Company Number: 07552504
FCA Authorised: 738569
Data Protection: ZA069965
Gemini
SwiftMoney.com operate a credit brokerage service and is owned and operated by Swift Money Limited.
Swift Money are not a direct lender. If you complete an application through our website, it will be shown to our lending and broker partners for their consideration.
We do not charge any fees for the use of our service, but we do receive a commission from our lending and broker partners following successful introductions from our website. Any information we provide is for the purposes of illustrating the lending process only and should not be read as financial advice.
