0800 567 7444

Upon Approval, Receive Up To £1000 Into Your Bank Account Within 10 Minutes!

How Much Money Would You Like?

£50
(Max £1000)

Total amount to repay (repaid over 3 months): £ 76.20

Apply Now - Instant Decision Payday Loans With No Fees & High Approval Rates.
On Average Swift Money Approve Over 97.5% Of All UK Payday Loans.
Minimum/Maximum Loan Term = 3 Months. You can repay early at anytime. Max APR 1255.66%

Instant Payday Loans
It's as simple as 1, 2, 3...
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Swift Money - Instant Payday Loans Of Up To £1000



Swift Money are able to provide very high acceptance rates, whilst also providing the best possible rates available to the customer.
Upon approval from one of our lenders you can have the loan amount deposited into your bank account the same day.
Our efficiency is achieved mainly due to our one page loan application, which does not require any extensive information or paperwork. This shortens the processing time immensely. As the process is also completed completely online, you can start to get an idea of why we are able to arrange your loan so efficiently.
Please note that all lenders will carry out a credit check. Please keep this in mind when applying elsewhere for payday loans with no credit check.

The Benefits Of Using Swift Money

  • Strict Data Protection
  • Online Application
  • FCA Registered
  • Instant Decision
  • No Fees
  • Very High Acceptance Rates

Since Swift Money launched in 2011 we have processed over 400,000 loan applications.
Due to our Efficient service, our customers look to us whenever they run into financial problems.
We also owe a lot of our success to our customers that spread our brand via word of mouth.

Payday Loans With No Restrictions

Whilst banks on occasion tend to require proof of what your loan is for, we do not.
Some common uses of Payday loans include:

  • Car Repairs
  • Unexpected Bills
  • Rent
  • Mortgage
  • Groceries
  • & Much More

Thank you for visiting Swift Money and considering our services. If you have any queries or concerns we would love to hear from you. You can contact us via Email, Live Chat or by Phone. For full details please see our Support page.

Latest Posts From The Blog

Is The Payday Loan Compensation Scheme Causing a Rise in Complaints?
October 01, 2016
According to a recent report from the Citizenís Advice Bureau (CAB) around 76% of people using payday loans could have cause to receive a refund or compensation. Finding out if you are entitled to any form of recompense as a payday loan customer could depend on several factors. Recurring Payments: a third of complaints received by CAB were found to relate to the way...
CFO Lending Ordered to Pay Its Customers £34m By The FCA For Unfair Lending Practices
September 20, 2016
CFO Lending has been ordered by the Financial Conduct Authority (FCA) to pay £34m in redress to approximately 100,000 customers after the payday loans lender was found to be guilty of using shoddy lending practices dating back to the companyís inception in April, 2009.† The company has agreed to a £34m redress package in light of unfair lending practices which range from...
Average Household Debt In The UK, A closer Look
September 19, 2016
The Money Charity has recently revealed results of a study into UK finances. Their research has been ongoing since 2005 and gives an overview of the average household debt in the UK. The overall findings were that debt in the UK is £1.476 trillion as at the end of May this year. This is an increase from 2015ís figure of £1.439 trillion (£773.78 per UK adult). The...
The True Impact Of The Google Payday Loan Ad Ban
September 16, 2016
In May 2016, Google announced that starting July 13, they were going to ban payday loan ads that featured a high-interest rate (an APR OF 36% or higher) and a repayment period within 60 days or less from the date of issue. This wasnít the first time Google had made such a move. In the recent past, Google has been cracking down on ''questionable'' product/service ads. In...

FCA Register

Swift Money Ltd are authorised and regulated by the Financial Conduct Authority (FCA)
Authorisation can be checked on the FCA register at: https://register.fca.org.uk/
FCA Firm reference Number: 738569

Repayment & Collections

Collections Process: If at any point during the term of your loan you feel that you will have difficulty in repaying what you owe, you must contact the lender immediately. You will be able to discuss repayment options and avoid missing your repayment date completely.
Please be aware that this could incur further charges or interest as a result. Please also note that interest rates are capped at 0.8% per day and charges are also capped to a maximum of £15.
If you fail to notify the lender of your difficulties and miss your repayment date, your details could be forwarded onto debt recovery agencies to recover the debt. This action is not taken lightly and is always a last resort.

Implications Of Non Payment: Again, if you are struggling, or feel that you may struggle to meet your repayment date, you need to contact the lender immediately. If you do not do this and you fail to meet the the agreed repayment date, this could adversely effect your credit score and will harm your chances of obtaining credit in the future.
If you do miss your repayment date interest and charges may also be applied. In this instance lenders will always try to contact you via telephone or letter in order to recover the funds or to arrange an alternative repayment solution.

Late Payment: Where you feel that you may have any difficulty in repaying your loan on the pre-arranged date, you will need to contact your lender immediately. You will be able to rearrange your repayment date to a more suitable time (this may result in a small charge being added on to the total amount due). The late payment fee could vary from £1 to £15, completely dependent upon the delay and the lender.

Representative Example:


  • Borrow £250 for 3 months

  • Total repayment:

    £380.65
  • Interest rate p.a:

    292.25%(fixed)
  • Interest payable:

    £130.65
  • Representative APR 1255.66%



Swift Money

Copyright © 2016 - Swift Money Ltd. Registered in England and Wales.



Company Number: 07552504
FCA Authorised: 738569
Data Protection: ZA069965

BCCA Member
Location
  • Swift Money Ltd
  • Digital World Centre,
    1 Lowry Plaza,
    The Quays, Salford,
    Manchester,
    Lancashire,
    M50 3UB

    Tel: 0800 567 7444




SwiftMoney.com operate a credit brokerage service and is owned and operated by Swift Money Limited.
Swift Money are not a direct lender. If you complete an application through our website, it will be shown to our lending partners for their consideration.
We do not charge any fees for the use of our service, but we do receive a commission from our lending partners following successful introductions from our website.
Any information we provide is for the purposes of illustrating the lending process only and should not be read as financial advice.

Swift Money are rated 4.8 stars by Reviews.co.uk based on 37 merchant reviews

Warning: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk.
Swift Money are an authorised credit broker.