Swift Money

I would like to borrow £100

Min £100 Max £1000

Over a 1 month term.

Min 1 Months Max 12 Months

Monthly Repayment: £
Total To Repay: £

Representative APR 1255.66%*

Apply Now For An Instant decision With No Obligation & No Credit Check.
On average Swift Money® approve over 97.5% of all short term loan applications.

Representative Example: Borrow £250 for 30 Days. Total Repayment: £310.00. Interest rate: 292.25% pa (fixed). 1255.66% APR representative.

Quick Short Term Loans With An Instant Decision.

We Will Never
Charge Fees

Your Details are
100% Secure

No Paperwork

  • No Obligation Loan Offer
  • Flexible Monthly Repayments
  • Money Can Be Deposited Today

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Norton Secured
We Will Never Charge Fees
60 Second Application
No Obligation Loan Offer

Quick & simple short term loans from Swift Money.

A short term loan is a loan that is designed to be repaid within one year. At SwiftMoney, you can apply for between £100 and £1,000 credit and choose a repayment period of between one and 12 months.

How can quick short term loans help me?

People take out short term loans for a wide variety of reasons. Often, an emergency situation, such as an unexpected bill or expense, leaves people with more money going out than coming in. If there are no savings or other funds available, they may be unable to make rent or mortgage payments or afford food, heating, travel or other essentials. In these cases, borrowers will often choose to apply for enough money to get them by until their next payday and then repay the money plus interest owed when they get paid. Short term loans can also be beneficial if you don’t have money to pay for a big expense, such as a car, a holiday, a wedding or a home improvement project, all in one go. With a short term loan, you can access the funds to buy what you want upfront and then make monthly repayments for up to one year to cover your debt.

Can you afford to make repayments?

Quick payday loans are very tempting if you find yourself in a financial bind or you simply want access to cash quickly. However, before you take out this type of credit, it’s important to make sure you can afford the repayments you’ll need to make. At Swift Money, before we approve your application, we will take a number of factors into consideration, such as your monthly income, your rental or mortgage payments, existing loan repayments and how much you spend on food, transport, utilities and other expenses. It’s important to be honest and accurate when providing these details as underestimating your outgoings or overestimating your incomings could leave you without the money you need to repay your debt.

Can I get a short term loan if I have a bad credit rating or no credit rating?

If you have a bad credit history or no credit history at all, you may be concerned that you won’t be able to get approved for a loan. While it’s true that, like all responsible brokers, we carry out credit checks before loans are authorised, a history of mismanaging your money or a lack of credit rating won’t automatically disqualify you for a loan. The lenders we work with will take a number of factors into account, including your current circumstances, when deciding if you can afford to make repayments. In fact, many people with a substandard or nonexistent credit history find that they are more likely to be approved for short term instant loans with payday lenders than for credit with traditional banks or building societies. However, it’s worth noting that if you’re looking for guaranteed short term loans, you should have a good credit history and be able to afford repayments. It’s also worth bearing in mind that people with credit score problems may have to pay higher interest payments than someone with an ideal credit rating.

Latest Posts From The Blog

TESLA Shares Soar as Long-term Critic Citron Research Changes Tune
November 06, 2018
Tesla shares rocketed on 23rd October after short-seller, and long-term critic Citron Research changed its opinion on the electric auto company, an opinion that had been held for almost two years. Teslas share has been rising ever since. In a research note released last week by Andrew Left, Head of Citron, the long- time short-seller of Teslas shares changed his view to long. In the dramatic U-turn view, Citron Research described Tesla as an electric company that is destroying its completion. The research note went ahead to state that the company appears to be unchallenged in the electric car market. It then gave a long recommendation since Teslas Model 3 has became a...
Whats there for Millennials in the Budget? Expectations vs. Reality.
November 03, 2018
As young workers face fears such as car insurance hikes and property ownership difficulties, millennials can only wonder what the 2018 budget holds for them. Chancellor Phillip Hammond has already made countless spending commitments in the past such as pledges to end austerity in general, so there appears to be little room to do something significant for the younger population. As a result, it may be a question of what the younger population hopes wont happen such as increased insurance premium tax which in turn increases car cover premiums. Millennials also hope the budget wont depress salaries, raise cost of living and inflate property and rent prices. According to...
Philip Hammond Launches Assault on Payday Lenders and Loan Sharks
October 31, 2018
Philip Hammond has his sight on payday lenders and loan sharks. The UK government has plans to launch a no-interest loan scheme for low-income individuals in Britain. Hammond is expected to tackle the debt problem by establishing an alternative for the 3 million + individuals who rely on high-cost credit companies like the now-defunct Wonga. Before the budget reading, Treasury revealed a plan by the UK government to partner with the banking industry and debt charities to help low-income earners in the UK cope with unexpected costs. The announcement puts pressure on Hammond to outline precisely how he intends to deal with the problem. Theresa May has pledged an end to austerity in...
Amazon Increases Minimum Wage for US and UK Workers
October 27, 2018
Amazon has finally succumbed to political pressure and increased the minimum wage for US workers to $15 per hour and 9.50 per hour for UK workers. There has been mounting political criticism coupled with public pressure for the giant online retailer to pass on some of its spoils to its staff. In a statement made by Amazon C.E.O., Jeff Bezos on 2nd October 2018, Bezos stated that the company has listened to critics. Amazon workers in the US will now be paid $15 per hour while those in the UK will be paid 9.50. The retailers London workforce will be paid 10.50 as of November 2018 onwards. In the US, the pay hike will benefit 250,000 regular Amazon workers and over...

If approved, when could I get the money I need?

The good news is that finding out if you're eligible for a short term loan with Swift Money is extremely quick. There’s no paperwork involved and just a quick online form to fill in. You can expect a decision on your loan within about 10 minutes. The money will then be deposited into your bank account within three business days. However, you may find that the money is with you within hours or even minutes.

Frequently Asked Questions