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Below we have displayed our most popular frequently asked questions. If you require any further information please feel free to Contact Us. We are always happy to hear from you.
The whole application process from start to finish will take approximately 5 minutes. Please make sure that you have your bank details and debit card details to hand. This will help to speed up the application process.
You may qualify to use our service if you are a UK resident with a regular income, aged 18 or over and have a bank account with a valid debit card.
Our short term loans range from a minimum of £50 to a maximum of £3500.
The short answer is yes. The majority of our lenders will base their decision on the credit history of the applicant but also take into account their present financial status. Most lenders reach their decision on the basis of whether you can afford to pay the loan back within the necessary time frame. This is completely dependent on the details provided during the application process and of course a credit check.
Once your loan has been approved, some lenders can deposit the funds into your account within 15 minutes (terms apply), although the process can take up to 3 business days, which is completely dependent on your bank.
The funds will be deposited directly into your bank account. To ensure that there are no delays, please double check the details before submitting your application.
Circumstances are forever changing and we realise that. If your problems persist, you will just need to get in touch with the lender that approved your loan and explain your situation. Please do not avoid getting in touch, lenders will always be able to provide a solution.
Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.
Copyright © 2023 - Swift Money Ltd. Registered in England and Wales. All Rights Reserved
Company Number: 07552504
FCA Authorised: 738569
Data Protection: ZA069965
SwiftMoney.com is a registered trading Name of Swift Money Limited which operate a credit brokering service. Swift Money Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 738569. Swift Money Limited is registered in the United Kingdom. Principal place of business: 1-3, The Courtyard, Calvin Street, Bolton, Lancashire, BL1 8PB
Swift Money are not a direct lender. If you complete an application through our website, it will be shown to our lending and broker partners for their consideration.
We do not charge any fees for the use of our service, but we do receive a commission from our lending and broker partners following successful introductions from our website. Any information we provide is for the purposes of illustrating the lending process only and should not be read as financial advice.
Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.
