0800 567 7444

Swift Money - FAQ (Frequently Asked Questions)

Below we have displayed our most popular frequently asked questions. If you require any further information please feel free to Contact Us. We are always happy to hear from you.

  1. How long does it take to apply?
  2. What are the requirements?
  3. What is the maximum amount that I can borrow?
  4. Can I apply for a loan even if I have bad credit?
  5. How long will it take to receive the money?
  6. How is the money deposited?
  7. What if I am not able to pay back the loan on time?


  • How long does it take to apply?

    The whole application process from start to finish will take approximately 5 minutes. Please make sure that you have your bank details and debit card details to hand. This will help to speed up the application process.

  • What are the requirements?

    You may qualify to use our service if you are a UK resident with a regular income, aged 18 or over and have a bank account with a valid debit card.

  • What is the maximum amount that I can borrow?

    Our short term loans range from a minimum of £50 to a maximum of £1000.

  • Can I apply for a loan even if I have bad credit?

    The short answer is yes. The majority of our lenders will base their decision on the credit history of the applicant but also take into account their present financial status. Most lenders reach their decision on the basis of whether you can afford to pay the loan back within the necessary time frame. This is completely dependent on the details provided during the application process and of course a credit check.

  • How long will it take to receive the money?

    Once your loan has been approved, some lenders can deposit the funds into your account within 15 minutes (terms apply), although the process can take up to 3 business days, which is completely dependent on your bank.

  • How is the money deposited?

    The funds will be deposited directly into your bank account. To ensure that there are no delays, please double check the details before submitting your application.

  • What if I am not able to pay back the loan on time?

    Circumstances are forever changing and we realise that. If your problems persist, you will just need to get in touch with the lender that approved your loan and explain your situation. Please do not avoid getting in touch, lenders will always be able to provide a solution.

Swift Money Payday Loans

Copyright © 2018 - Swift Money Ltd. Registered in England and Wales.

Company Number: 07552504
FCA Authorised: 738569
Data Protection: ZA069965

BCCA Member
  • Swift Money Ltd

  • 1-3 The Courtyard
    Calvin Street
    BL1 8PB

    Tel: 0800 567 7444

SwiftMoney.com operate a credit brokerage service and is owned and operated by Swift Money Limited.
Swift Money are not a direct lender. If you complete an application through our website, it will be shown to our lending partners for their consideration.
We do not charge any fees for the use of our service, but we do receive a commission from our lending partners following successful introductions from our website.
Any information we provide is for the purposes of illustrating the lending process only and should not be read as financial advice.

Useful Information

Warning: Late repayment can cause you serious money problems. For help, go to: moneyadviceservice.org.uk.
Representative Example: £250 for 30 Days. Total Repayment: £310.00. Interest rate: 292.25% pa (fixed). 1255.66% APR representative.