Here at Swift Money we aim to be as transparent as possible. In order to achieve this we have provided a more in depth look at the entire process and detailing exactly what is involved with both applying for and receiving your short term loan via Swift Money. If you have any further questions please feel free to contact our friendly Support Team. We are always happy to help.
Firstly you will need to go to our "Apply Now" page and complete our application form. Our application form is compact and straight to the point. There is no obscure information required that could be difficult to obtain and in turn, overcomplicate the application process.
After completing our application, the details will be processed through our platform and potentially forwarded to one of over 20+ UK payday lenders.
Once a decision has been reached you will receive an email to confirm the outcome of your application in conjunction with an online decision. If successful you will be automatically forwarded to the Lenders website.
Acceptance decisioning is ultimately up to the lender, not the broker. Some lenders may require you to complete their own application form after which the approval decision will be made.
If your application is approved and you have successfully been redirected to the lenders website, you will have access to your loan agreement. At this point you will need to check your email account as the loan agreement is automatically triggered upon success of the application and verification. Please take the time to read over the details of the loan agreement and if you are happy you will just need to electronically sign to finalise the application.
Upon receipt of your signed loan agreement, the funds will be processed for dispatch. This should always be taken care of the same working day depending on which lender has approved your application. If you are in a rush for the money the option for a "Faster Payment Service" could be available, which will enable the funds to be transferred to your bank account in as little as just 10 minutes (charges may apply).
Please note: Depending on your bank and which lender approved your application, the deposit can take up to 3 working days.