Swift Money - How it works

Here at Swift Money we aim to be as transparent as possible. In order to achieve this we have provided a more in depth look at the entire process and detailing exactly what is involved with both applying for and receiving your short term loan via Swift Money. If you have any further questions please feel free to contact our friendly Support Team. We are always happy to help.

  1. Straight Forward Online Application

    Firstly you will need to go to our "Apply Now" page and complete our application form. Our application form is compact and straight to the point. There is no obscure information required that could be difficult to obtain and in turn, overcomplicate the application process.

  2. Application Will Be Forwarded To Over 20 UK Payday Lenders

    After completing our application, the details will be processed through our platform and potentially forwarded to one of over 20+ UK payday lenders. Once a decision has been reached you will receive an email to confirm the outcome of your application in conjunction with an online decision. If successful you will be automatically forwarded to the Lenders website.

    Acceptance decisioning is ultimately up to the lender, not the broker. Some lenders may require you to complete their own application form after which the approval decision will be made.

  3. Receive Your Loan Agreement

    If your application is approved and you have successfully been redirected to the lenders website, you will have access to your loan agreement. At this point you will need to check your email account as the loan agreement is automatically triggered upon success of the application and verification. Please take the time to read over the details of the loan agreement and if you are happy you will just need to electronically sign to finalise the application.

  4. Faster Payment Service

    Upon receipt of your signed loan agreement, the funds will be processed for dispatch. This should always be taken care of the same working day depending on which lender has approved your application. If you are in a rush for the money the option for a "Faster Payment Service" could be available, which will enable the funds to be transferred to your bank account in as little as just 10 minutes (charges may apply).
    Please note: Depending on your bank and which lender approved your application, the deposit can take up to 3 working days.

Borrow £250 For 30 Days

Total repayment: £310.00
Interest rate p.a: 292.25%(fixed)
Interest payable: £60.00

Representative 815.74% APR (variable)

SwiftMoney is rated 4.59 stars by Reviews.co.uk based on 201 reviews.

Swift Money Payday Loans

Copyright © 2024 - Swift Money Ltd. Registered in England and Wales. All Rights Reserved

Company Number: 07552504
FCA Authorised: 738569
Data Protection: ZA069965

  • Swift Money Ltd

  • 1-3 The Courtyard
    Calvin Street
    BL1 8PB

    Tel: 0800 567 7444

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SwiftMoney.com is a registered trading Name of Swift Money Limited which operate a credit brokering service. Swift Money Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 738569. Swift Money Limited is registered in the United Kingdom. Principal place of business: 1-3, The Courtyard, Calvin Street, Bolton, Lancashire, BL1 8PB

Swift Money are not a direct lender. If you complete an application through our website, it will be shown to our lending and broker partners for their consideration.
We do not charge any fees for the use of our service, but we do receive a commission from our lending and broker partners following successful introductions from our website. Any information we provide is for the purposes of illustrating the lending process only and should not be read as financial advice.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.

Useful Information

Representitive Example: Borrow £250 for 30 days. Interest: £60 - Interest rate: 292.25% per annum (fixed). Representative APR: 815.74% (variable) - Total amount payable: £310