Warning: Late repayment can cause you serious money problems for help go to: www.moneyadviceservice.org.uk
Representative Example: The Representative APR is 1,183% APR so if you borrow £200 over 61 days at 365% p.a. (fixed) you will repay £151.08 each 30 days. You will repay £97.16 in interest, a £5 transmission fee and £302.16 in total.
Representative example: Borrow £200 for 28 days. The total charge for credit is £61. Interest is fixed at a rate of £61 per £200 loan (326% per annum). The total repayable is £261. 1734% APR Representative.
Representative Example: Amount of credit: £200 for 35 days. One total repayment of £256.00. Interest: £56.00. Interest rate: 292% pa (fixed). 1212% APR representative.
Representative Example: Borrow £500 and pay £79.09 per month for 12 months at a fixed interest rate of 140% per year.1 The total charge for credit is £449.01 (all interest). The Total Repayable is £949.01. 278% APR Representative.
Representative example: Amount £100 borrowed for 30 days. Annual interest rate of 287.5% (fixed). Total amount repayable in one repayment is £124.00. 1269.7% APR Representative.
Representative Example: Total amount of credit £300, Fast Process Fee of £15, duration of the agreement 28 days, rate of interest 474.5% per annum fixed, total amount payable £429.66. Representative APR 1079.6%
Representative example: Amount of credit £200 for 60 days. Total amount repayable £313.49 (in 2 equal payments). Interest £108.49. Interest rate 360% (variable). Transfer fee £5.00. Representative 1,334% APR.
Here we have laid out some important information about the practices employed by the many payday lenders that we list here on swiftmoney.com. To learn about the specific practices and exact charges applied by your chosen payday loan lender, you will need to visit and check their website and read their charges/terms and conditions.
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